American Express SmartEarn Credit Card card image

American Express SmartEarn Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 495 + GST

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Renewal Fees

Rs. 495 + GST

Movie & Dining

Movie & Dining : 10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.

Rewards Rate

Rewards Rate : 1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.

Reward Redemption

Reward Redemption : Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Travel

Travel : 10X Reward Points on spends on Uber (max cap of 500 Points)

Insurance Benefits

Insurance Benefits : Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.

Other Details

Rs. 500 cashback on eligible spends of Rs. 10,000 within 90 days of card issuance.

1 Membership Rewards point for every Rs. 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions)

10X accelerated Membership Rewards Points on Zomato, EaseMyTrip, Flipkart, Uber, BookMyShow, Ajio, Nykaa, PVR, BlinkIt, and Myntra.

5X Membership Rewards Points on every Rs. 50 spent on Amazon.

Renewal fee waived on the expenditure of Rs. 40,000 or above in the previous year.

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