Explore travel Credit Cards That Match Your Lifestyle

Movie & Dining : BOGO on Movie Tickets Upto 500. This Can Be Availed Twice Each Month

Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25

Travel : 4 Complimentary Railway Lounge Access Each Quarter

Domestic Lounge Access : 4 Free Visits Across the Country Each Quarter, 16 in a Year. One Additional Free Guest Visit Each Quarter

International Lounge Access : 4 Free Visits Each Quarter, 16 in a Year

Golf : 2 Free Golf Rounds/Golf Lessons Each Month

Insurance Benefits : Purchase Protection, Travel Insurance, Free Trip Cancellation, and Personal Accident Cover

Movie & Dining : BOGO on Movie Ticket Bookings Upto 400 With BookMyShow, Twice Each Month (Annual Benefit - 9,600)

Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25

Travel : 4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year (For Both Primary and Add-On Cardholders)

Domestic Lounge Access : 4 Complimentary Lounge Access Each Quarter

International Lounge Access : 2 Complimentary Lounge Access Each Quarter

Golf : 2 Free Golf Rounds/Lessons on Spends of 20,000 Each in a Statement Cycle

Insurance Benefits : Purchase Protection, Personal Accident Cover, Free Trip Cancellation Protection, Travel Insurance and Credit Shield

Movie & Dining : Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants

Rewards Rate : 6 Maharaja Points/200 Spent, 10 Maharaja Points on Dining Spends on Your Birthday, 1 Maharaja Point on Fuel and Other Utilities

Reward Redemption : CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges

Travel : Complimentary Maharaja Club Silver Membership

Domestic Lounge Access : Get 2 complimentary domestic lounge and spa access per quarter

International Lounge Access : Get 1 complimentary airport lounge access per quarter

Golf : 4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year

Insurance Benefits : CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks

Movie & Dining : Buy One Get One offer on movie tickets up to 125 while booking with the District app & up to 20% discount on dining at over 1500 restaurants.

Rewards Rate : 3 Reward Points/150 Upto Spends of 20,000 and 10 Reward Points/150 on Spends Above 20,000

Reward Redemption : 1 Reward point = 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

Travel : Complimentary 4 Railway Lounge Access Per Quarter

Domestic Lounge Access : 2 Complimentary Domestic Airport Lounge Access Every Quarter (8 Each Year)

Insurance Benefits : You get an air accident cover worth 1 crore, personal accident cover worth upto 5,00,000 and a travel insurance cover worth up to 22,500

Movie & Dining : Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow

Rewards Rate : 3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online

Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various gift vouchers

Travel : Unlimited Railway Lounge Access Across India

Domestic Lounge Access : Unlimited Domestic Lounge Access (Primary and Add-On Cardholders)

International Lounge Access : Unlimited International Lounge Access (Primary and Add-On Cardholders)

Golf : Free Unlimited Golf Rounds/Lessons Every Month

Insurance Benefits : Travel Insurance and Air Accident Cover

Movie & Dining : 25% Discounts on Movie Tickets

Rewards Rate : 200, 500, and 1,000 RPs on Spends of Rs. 5,000, 10,000, and 15,000 Respectively

Reward Redemption : Points Can be Redeemed at IDFC First Rewards. Pay With Points Facility Also Available

Travel : 4 Free Railway Lounge Access Each Quarter

Insurance Benefits : Complimentary Insurance Covers are Provided

Movie & Dining : While dining at 4,000+ partnered restaurants, you can enjoy up to 20% discount.

Rewards Rate : On every Rs. 200 spent using this credit card, you will get 10 EDGE Points.

Reward Redemption : You can redeem the EDGE Points, for 1 EDGE Point = 0.20 against a variety of products and vouchers.

Domestic Lounge Access : 2 free visits to the domestic lounges every quarter.

Insurance Benefits : You get insurance coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection.

Movie & Dining : Get up to 15% off on restaurant spends with exclusive partner restaurants in India.

Rewards Rate : 8 Edge Rewards on every Rs. 200 spent on international spends, 4 Edge Rewards on every Rs. 200 spent on hotels, bus/train bookings, hotel packages, airlines bookings in India, and 2 Edge Rewards on every Rs. 200 spent elsewhere.

Reward Redemption : You can redeem the reward points accumulated on the Product Catalog of the Axis EDGE REWARDS portal. 1 Edge Reward = Re. 0.20.

Movie & Dining : Minimum 15% off on dining at partner restaurants

Rewards Rate : 4 EDGE Points for every Rs. 200 spent with the card

Reward Redemption : EDGE Points earned are redeemable for shopping/travel vouchers or products (from the given catalog) on the EDGE Rewards portal.

Travel : Complimentary domestic lounge access, cashback/discount on flight/rail/bus tickets and car rentals

Domestic Lounge Access : 1 complimentary domestic lounge access per quarter

Movie & Dining : Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Rewards Rate : 6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card

Reward Redemption : Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations

Travel : Complimentary domestic and international airport lounge access

Domestic Lounge Access : Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter

International Lounge Access : 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership

Insurance Benefits : Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card

Movie & Dining : Up to 20% on your dining bills under the Dining Delights Program

Rewards Rate : Maximum 18 Spiceclub points for every Rs. 200 you spend on SpiceJet website and mobile application, 6 Spiceclub points for every Rs. 200 spent on online transactions, and 3 Spiceclub points for every Rs. 200 spent on all other domestic and international transactions.

Reward Redemption : The Spiceclub points can be redeemed against booking flight tickets, meal vouchers, etc that are available on the SpiceJet Website or Mobile App

Travel : Complimentary access to lounges at airports in India

Domestic Lounge Access : 4 complimentary domestic airport lounge visits every year

Movie & Dining : Complimentary Eazy Diner membership & Buy 1 Get 1 free offer on movies.

Rewards Rate : 15 Edge Reward Points for every Rs. 200 spent.

Reward Redemption : The redemption of Edge Rewards can be done against an array of options on the Edge Rewards website at a rate of 1 Edge Reward Point = Re. 0.20

Travel : Complimentary access to international as well as domestic lounges.

Domestic Lounge Access : Unlimited complimentary domestic lounge access.

International Lounge Access : Unlimited complimentary international lounge access.

Golf : 50 complimentary golf rounds every year.

Insurance Benefits : Insurance cover worth Rs. 4.5 Crores in case of an air accident, travel insurance, lost card liability, and purchase protection.

Movie & Dining : Get up to 20% discount on dining at several participating restaurants.

Rewards Rate : 28 Spiceclub Points on every Rs. 200 spent on SpiceJet mobile app/website, 12 Spiceclub points on online entertainment, food order, & online bill payments, and 6 Spiceclub points on all other transactions.

Reward Redemption : The earned Spiceclub Points can be redeemed against flight tickets, meal vouchers, etc, via the SpiceJet website or mobile app. 1 Spiceclub Point is equivalent to Re. 0.5.

Travel : Complimentary access to domestic airport lounges.

Domestic Lounge Access : 8 complimentary domestic lounge access every year.

Rewards Rate : 1 EDGE Mile/100 Spent on All Transactions

Reward Redemption : Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles

Travel : Airport Meet & Greet, Domestic Airport Transfers, Luxury Airport Transfers

Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. 12 Free Guests Visits Each Year

International Lounge Access : Lounge Access- Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. 12 Complimentary Visits Each Year for Guests

Golf : Unlimited Domestic Golf Lessons and Rounds for Primary Cardholder (Along With One Guest). 4 Complimentary International Golf Rounds Along With One Guest

Insurance Benefits : Lost Card Liability of 25,00,000

Movie & Dining : Complimentary 1-year EazyDiner Membership. 25% off on dining bills (up to 800) twice per month for transactions above 2,000.

Rewards Rate : 15 EDGE Points for every Rs. 100 spent on merchants like BigBasket, Tata 1mg, Zomato, etc, 15 EDGE Points for every Rs. 100 spent on International transactions, and 5 EDGE Points per Rs. 100 spent on all other spends.

Reward Redemption : EDGE REWARDS Points are redeemable at the Axis EDGE REWARDS portal where 1 Edge Reward = Re. 0.20. EDGE Points can also be transferred to partner Airlines/Hotels Rewards Program.

Domestic Lounge Access : 8 complimentary domestic airport lounge visits every year.

International Lounge Access : Priority Pass Membership With 6 Complimentary International Airport Lounge Visits Each Year

Movie & Dining : 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program

Rewards Rate : 2 CV (Club Vistara) Points per Rs. 200 spent

Reward Redemption : Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website

Travel : Club Vistara Base Membership and complimentary domestic lounge access every quarter.

Domestic Lounge Access : 2 complimentary domestic lounge access per quarter

International Lounge Access : None

Insurance Benefits : Rs. 1 Lakh Purchase protection Cover. USD 300 cover for loss of travel documents, delay or loss of check-in baggage.

Movie & Dining : 25% discount up to Rs. 800 at various restaurants across India with Axis Banks EazyDiner Program.

Rewards Rate : 4 CV (Club Vistara) Points for every Rs. 200 spent

Reward Redemption : Club Vistara Points can be spent on booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.20)

Travel : Club Vistara Silver Membership, complimentary Premium Economy Class ticket, complimentary domestic airport lounge access

Domestic Lounge Access : Complimentary access to domestic lounges up to 2 times in a quarter

Golf : 3 Complimentary Golf sessions at some of Indias most premium golf destinations.

Insurance Benefits : Purchase protection cover worth up to Rs. 1 lakh and cover worth USD 300 against loss of travel documents and delay/loss of check-in baggage.

Movie & Dining : Get up to 40% discount up to Rs. 1000 on partner restaurants all over India under Axis Banks EazyDiner program

Rewards Rate : 6 CV (Club Vistara) Points per Rs. 200 you spend

Reward Redemption : Club Vistara Points can be used for booking award flights, class upgrades, or seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)

Travel : 2 Complimentary domestic lounge visits per quarter at select airports across India & complimentary Club Vistara gold membership.

Domestic Lounge Access : 2 Complimentary access to domestic lounges per quarter at select airports across India

Golf : 6 Complementary rounds of golf at Indias most premium golf destinations

Insurance Benefits : Purchase protection cover up to Rs. 1,00,000, USD 300 cover in case of loss of travel documents, USD 300 cover for delay or loss of check-in luggage.

Movie & Dining : 30% Discount Up to 1,000 on Dining With Axis Dining Delights. Buy One Get One Free on Movie and Non-Movie Ticket Bookings With BMS

Rewards Rate : 1 EDGE Mile/100 on Domestic and 2 EDGE Mile/100 on International Spends

Reward Redemption : Redeem on Travel Edge (1 EDGE Mile = 4 Partner Points)

Travel : Complimentary Priority Pass, Airport Transfer Service, and Concierge Services

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Unlimited International Airport Lounge Access With Priority Pass

Golf : 8 Complimentary Golf Lessons/Rounds Across Domestic Courses

Movie & Dining : Complimentary Eazydiner Prime membership offering 25% off at various restaurants, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow where you get a maximum of Rs. 500 off on the second ticket, 5 times a month.

Rewards Rate : 15 Edge Reward Points per Rs. 200 spent with the card, 2X Edge Reward Points on all international spends

Reward Redemption : Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank's Edge Rewards redemption portalEdge Reward Points can also be redeemed for Edge Miles to international and domestic airlines program at the ratio of 5:2 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, etc.

Travel : Global travel and medical assistance on international trips

Domestic Lounge Access : Unlimited domestic airport lounge access for both primary and add-on card holders

International Lounge Access : Unlimited international airport lounge access every year with Priority Pass membership.

Golf : 50 complimentary rounds of golf every year at country's premium golf courses

Insurance Benefits : Comprehensive insurance cover including purchase protection up to Rs. 2 Lakhs, 500 USD cover for loss/delay in baggage, and a Rs. 5 Lakhs credit shield

Movie & Dining : 20% Discount at 4,000+ Restaurants Across India Under the Axis Dining Delights Program

Rewards Rate : 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.

Reward Redemption : Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program.

Travel : Complimentary Airport Lounge Access, and Discounted Stays at Oberoi Hotels

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass

Insurance Benefits : Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh.

Movie & Dining : A discount of 15% or more on dining at partner restaurants.

Rewards Rate : For every Rs. 200 spent, you will get 8 EDGE REWARD Points.

Reward Redemption : EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.

Travel : Complimentary visits to domestic lounges.

Domestic Lounge Access : In every calendar quarter, you will get 2 complimentary domestic lounge access.

Rewards Rate : 4 RPs/100 Spent on Groceries & Departmental Spends. 2 RPs/100 on All Other Eligible Spends

Reward Redemption : Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25

Travel : Free Railway Lounge Access

Domestic Lounge Access : One Free Visit Each Quarter on Spending 20,000 or More Each Quarter

International Lounge Access : One Free Visit Each Quarter

Insurance Benefits : Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers

Movie & Dining : 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate : 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption : Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel : Complimentary Railway Lounge Access and Priority Pass MembershipCash Advance Charges

Domestic Lounge Access : 2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending 20,000 Each Quarter

International Lounge Access : 8 Free International Lounge Visits

Insurance Benefits : Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

Movie & Dining : Accelerated Reward Points and Exclusive Discounts on Dining.

Rewards Rate : Each Card Offers Accelerated Reward Points for Special Categories and Up to 6X Reward Points for Online Transactions

Reward Redemption : 1 RP = Rs. 0.20

Travel : Free Railway Lounge Access if Offered

Domestic Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

International Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

Rewards Rate : 20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends

Reward Redemption : Redeem Rewards at ixigo App or AU Rewardz

Travel : 10% Discount on Flight, Bus & Hotel Bookings

Domestic Lounge Access : 8 Per Year

International Lounge Access : 1 Per Year, Priority Pass to be Issued on Request

Insurance Benefits : Credit Shield up to Rs. 1 Lakh

Movie & Dining : 16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter

Rewards Rate : 2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends

Travel : Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.

Domestic Lounge Access : 4 Complimentary Lounge Access Every Quarter (16 Each Year)

International Lounge Access : 16 complimentary international lounge access

Golf : 8 complimentary golf lessons per annum, max 2 per quarter

Insurance Benefits : Complimentary device protection plan

Movie & Dining : 2X Reward Points on weekend dining

Rewards Rate : 5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining

Reward Redemption : HDFC Bank Diners Club Black Reward Points are redeemable for flight/hotel bookings (1 RP = Re. 1) on SmartBuy, for AirMiles (1 RP = 1 AirMile), on Diners Club exclusive rewards redemption catalog (1 RP = Re. 0.5) and for cashbacks (1RP = Rs. 0.30).

Travel : Complimentary lounge access at 1,000+ airports in India and abroad, Reward Points redeemable for flight and hotel bookings on SmartBuy (1RP = Re. 1).

Domestic Lounge Access : Unlimited complimentary access to the domestic lounges

International Lounge Access : Unlimited complimentary access to the international lounges

Golf : 6 complimentary golf games per quarter at some of the most premium golf destinations around the world.

Insurance Benefits : Travel-related insurance benefits including an air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 Lakhs, and a credit liability cover worth up to Rs. 9 lakh.

Rewards Rate : Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends

Reward Redemption : 1 NeuCoin = 1

Travel : Complimentary Priority Pass (Visa Variant Only)

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)

International Lounge Access : 4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)

Insurance Benefits : Insurance cover worth 1 crore against air accidents, cover worth 15 lakhs against emergency hospitalization and lost card liability cover worth up to 9 lakhs.

Rewards Rate : 7% Reward Points/150 on Every SS Spends. 2% Reward Points/150 on Non-SS Spends

Reward Redemption : The points can be redeemed against the purchases made at the Shoppers Stop Outlet or through their official website.

Domestic Lounge Access : 16 complimentary lounge access at domestic airports (maximum 4 times in a quarter).

International Lounge Access : Complimentary Lounge Access at international airports - 8 times in a calendar year, maximum 2 times in a quarter

Insurance Benefits : Get accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.

Movie & Dining : 1 + 1 Complimentary Buffet at ITC Hotels and Up to 750 With Swiggy Dineout

Rewards Rate : 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Reward Redemption : RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass

Golf : Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits : Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

Movie & Dining : Accelerated 4 RPs on Dining, and Entertainment

Rewards Rate : 8 Marriott Bonvoy Points/150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/150 for Other Spends

Reward Redemption : Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels

Travel : Get up to 4 Free Night Awards at Marriott Bonvoy hotels

Domestic Lounge Access : 12 complimentary lounge access at both domestic and international terminals

International Lounge Access : 12 complimentary international lounge access

Golf : 2 complimentary golf course access and 2 golf lessons per quarter

Insurance Benefits : Air accident cover, cover for delay or loss of baggage or travel documents, credit shield, and loss liability cover

Movie & Dining : Get 5x (20) reward points per Rs. 150 spent on Swiggy and Zomato. Get a Buy One Get One offer on BookMyShow movie tickets for shows on Friday, Saturday, and Sunday.

Rewards Rate : 4 Reward Points on every Rs 150 spent and up to 10x RPs on Smartbuy spends.

Reward Redemption : 1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.

Travel : Get 8 complimentary airport lounge access across the world for both primary as well as add-on cardholders.

Domestic Lounge Access : Up to 8 complimentary domestic lounge access every year

International Lounge Access : Up to 8 complimentary international lounge access every year

Insurance Benefits : Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad.

Movie & Dining : 3% 6E Rewards on Dining spends, discount at premium restaurants across major cities under the Good Food Trail Dining Program

Rewards Rate : 6E Rewards- 5% on IndiGo, 3% on dining, grocery and entertainment, and 2% for every other transaction.

Reward Redemption : The IndiGo 6E rewards are redeemable for 6E Rewards' Benefits including IndiGo flight tickets (1 6E Reward Point = Re. 1).

Travel : Complimentary access to domestic lounges

Domestic Lounge Access : 8 complimentary domestic lounge visits annualy (max 2 per quarter)

Movie & Dining : Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Rewards Rate : For every Rs. 150 spent, you will get 4 Reward Points.

Reward Redemption : 1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Insurance Benefits : Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Rewards Rate : 4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card

Reward Redemption : You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack

Travel : 6 Complimentary lounge access at more than 1,000 airports lounges globally

Domestic Lounge Access : Up to 6 domestic airport lounge access every year

International Lounge Access : Up to 6 international airport lounge access every year

Insurance Benefits : Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay

Movie & Dining : Exclusive dining benefits with the Good Food Trail program. Save up to 20% on your restaurant bills through Swiggy Dineout

Rewards Rate : 4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spend, reward rate of up to 0.67%.

Reward Redemption : 1 Reward Point = Rs 0.20 for redemption against the statement balance. 1 Reward Point = Rs. 0.25 for redemption through Smartbuy Rewards portal

Movie & Dining : Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Rewards Rate : 4 reward points every time one spends Rs. 150.

Reward Redemption : 1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

Travel : Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

Domestic Lounge Access : 8 free airport lounge access per year within India.

International Lounge Access : 6 airport lounge access every year outside India through the Priority Pass.

Insurance Benefits : Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Movie & Dining : 25% Discount Via Swiggy Dineout

Rewards Rate : 10 RPs/150 on Spends Made With Harley, 5 Reward Points/150 on Every Retail Spends, and 2X RPs on Weekend Dining

Reward Redemption : Redemption Via Smartbuy or Netbanking

Travel : 5X RPs on Flight and Hotel Bookings Via Smartbuy

Domestic Lounge Access : Unlimited Lounge Access

International Lounge Access : Unlimited Free Lounge Visits

Insurance Benefits : Accidental Air Death Cover of 2 Crore. Travel Insurance Worth 55,000

Movie & Dining : Complimentary Dineout Passport Membership and 15% off additionally.

Rewards Rate : 8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com

Reward Redemption : InterMiles you be redeemed against travel-related bookings through intermiles.com.

Travel : Unlimited airport lounge access to 1,000+ lounges in India and all over the world.Exclusive discount on Etihad Airways.

Domestic Lounge Access : Unlimited access to 1000+ airport lounges in India.

International Lounge Access : Access to leading international lounges.

Golf : Unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.

Insurance Benefits : Air accident cover amounting Rs. 2 crores, emergency overseas hospitalization cover amounting Rs. 50 lakhs, travel insurance cover amounting to Rs. 55,000, and credit liability cover amounting to Rs. 9 lakhs.

Rewards Rate : Earn 4 InterMiles for every Rs. 150 spent on retail transactions and 8 InterMiles on every Rs. 150 spent on Hotel and Flight booking through intermiles.com

Reward Redemption : The InterMiles that you have been rewarded with can easily be redeemed through www.intermiles.com.

Travel : Complimentary domestic lounge access

Domestic Lounge Access : Complimentary Lounge Access at domestic airports - 8 times in a calendar year, maximum 2 times in a quarter

Movie & Dining : Benefits with Good Food Trails Program and 2X RPs on Weekend Dining

Rewards Rate : Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy

Reward Redemption : Redeem Rewards on SmartBuy or for Airmiles and Cashback

Travel : Unlimited Lounge Access for Primary and Add-On Cardholders

Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Visits Across India

International Lounge Access : Unlimited Complimentary International Lounge Visits Across the World

Golf : 6 Complimentary Golf Games Each Quarter

Insurance Benefits : Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.

Rewards Rate : 5X Reward Points/100 for IRCTC Bookings and 1 Reward Point/100 for Other Valid Spends. An Additional 5% Cashback Can Be Earned for Rail Bookings Via SmartBuy

Reward Redemption : The earned Cash Points can be redeemed against travel bookings via IRCTC and several other options. 1 Cash Point = up to Re. 1.

Travel : Get 8 complimentary access to IRCTC Executive Lounges.

Movie & Dining : BOGO on Movies and Discounts at PVR, Swiggy, Zomato, and Starbucks.

Rewards Rate : 5 RPs/100 Spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and am Stays & Trails Bungalows. 1.5 RPs/100 on All Other Eligible Purchases

Reward Redemption : Use RPs at Participating Indian and Global Hotels. 1.5 RPs = 1

Travel : 4 Chauffeur-Driven Limousine Transfers in a Year and 15% Discount at Adani One

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Global Unlimited Airport Lounge Access

Movie & Dining : BOGO on BookMyShow and 30% off Dining Bills with EazyDiner

Rewards Rate : 3 Reward Points/100 Spent for All Spends

Reward Redemption : Transfer Reward Points to Popular Airline Programs or to Apple Imagine Vouchers at a 1:1 Ratio. These Can Also Be Used for Redemption Against E-Vouchers

Travel : 8 Complimentary International Airport Lounge Visits for Guests

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Unlimited Lounge Access

Golf : Upto 24 Complimentary Golf Lessons Across India (Premier Account Benefit)

Insurance Benefits : Emergency services and international travel insurance

Rewards Rate : 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Reward Redemption : The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.

Travel : You get complimentary airport lounge access every year.

Domestic Lounge Access : 2 complimentary access to domestic lounges per quarter

Insurance Benefits : Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Rewards Rate : Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.

Reward Redemption : The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.

Travel : Get complimentary airport lounge access every year

Domestic Lounge Access : 2 complimentary domestic lounge access every quarter.

Insurance Benefits : Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Rewards Rate : You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories

Reward Redemption : 1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets

Travel : Complimentary Lounge Access Worldwide

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

International Lounge Access : 3 Complimentary International Lounges with Priority Pass Membership.

Movie & Dining : Accelerated 6E Rewards on movie & dining.

Rewards Rate : 6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.

Reward Redemption : The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.

Travel : Get complimentary airport lounge access and discounted convenience fee on Indigo flights.

Domestic Lounge Access : 8 complimentary domestic lounge access every year.

Rewards Rate : 5 travel points on every Rs. 100 spent on travel, 2 travel points on every Rs. 100 spent elsewhere.

Reward Redemption : The travel points can be redeemed at www.rblrewards.com for exciting rewards and offer on your air travels, hotel bookings, and much more.

Travel : Complimentary access to domestic as well as international airports and several travel insurance covers.

Domestic Lounge Access : 2 domestic lounge access every calendar quarter to selected airports in India.

International Lounge Access : 2 complimentary international lounge visits every year using Priority Pass membership.

Golf : 4 Complimentary golf rounds per calendar year and 12 complimentary golf lessons per calendar year.

Insurance Benefits : Travel insurance provides cover worth USD 50,000 to an individual on his international travels.

Movie & Dining : Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations, and personalized hospitality from the chef with an exclusive dining program.

Rewards Rate : 5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.

Reward Redemption : Reward Points redeemable for e-vouchers, mobile recharges, flight bookings, etc. 1 RP = Re 0.25 (approx)

Travel : You get complimentary domestic as well as international lounge access.

Domestic Lounge Access : 2 Complimentary Domestic Lounge Access Per Quarter

International Lounge Access : 6 complimentary international lounge access every year via Priority Pass

Golf : 4 complimentary rounds of green fees every year, 12 complimentary golf lessons every year.

Rewards Rate : 5 RPs/200 Spent on Train Bookings and 2 RPs/200 Spent on Hotel/Flights/Cruise Bookings (All Bookings to be Made With IRCTC). 1 RP/200 Spent on Other Eligible Purchases

Reward Redemption : Redeem RPs at the IRCTC Website/Mobile App. 1 RP = 1

Travel : 2 Complimentary Railway Lounge Visits Each Quarter (8 Each Year)

Insurance Benefits : Insurance Cover for Train Cancellation Upto 5,000

Movie & Dining : BOGO on Movie Ticket Bookings With BMS

Rewards Rate : 2 RPs per Rs. 100 spent on retail purchases and 20 RPs per Rs. 100 spent on international transactions and dining on weekends.

Reward Redemption : You can easily redeem your reward points against hotels and flights booking. You can also utilize your reward points for purchasing vouchers, gifts, recharge, shopping, lifestyle products, etc. 1 RP = Re. 0.25.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Get 2 complimentary domestic lounge access per quarter.

Golf : 4 complimentary golf games & 12 complimentary golf lessons each year.

Movie & Dining : Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.

Rewards Rate : Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.

Reward Redemption : 1 RP = 0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and InterMiles

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 1 complimentary domestic lounge visit every quarter.

International Lounge Access : 1 Complimentary International Lounge Visit With Priority Pass

Golf : 1 Complimentary Golf Lesson and 1 Golf Game Every Month

Insurance Benefits : Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.

Movie & Dining : BOGO on 1 movie ticket every month up to Rs. 200.

Rewards Rate : 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Reward Redemption : 1 RP = 0.50 for Redemption Against Cash Credit

Insurance Benefits : Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

Rewards Rate : 2x Avios per Rs. 200 spent on Qatar or British Airways website, 1x Avios per Rs. 200 spent elsewhere. 5x Avios per Rs. 200 spent at preferred international destinations

Reward Redemption : Avios earned can be redeemed against a host of different options at the Qatar Airways or British Airways website

Travel : Airport meet and greet, complimentary domestic and international lounge access, 10% discount on Qatar Airways flights from India

Domestic Lounge Access : 2 domestic lounge access per quarter

International Lounge Access : 2 international lounge access per quarter with Priority Pass

Insurance Benefits : Overseas medical emergency cover, air accident insurance cover, and other travel-related insurance benefits

Movie & Dining : 50% Discount on Dining via EazyDiner. Free Movie Tickets Upto 400 Monthly

Rewards Rate : 10 Reward Points for Dining, Shopping, and Entertainment Spends. 4 Reward Points/100 on All Other Spends

Reward Redemption : Redeem Points for Payment of Bills via PayEazy on EazyDiner

Travel : Postcard Hotels Stay Voucher Worth 5,000

Domestic Lounge Access : 2 Free Airport Lounge Access Each Quarter (8 Every Year)

Movie & Dining : Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow & Rs. 3,000 off on dining twice a year.

Rewards Rate : On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.

Reward Redemption : The CV Points earned are redeemable against travel-related bookings on Club Vistara website.

Travel : Complimentary domestic and international lounge visits.

Domestic Lounge Access : 1 domestic lounge visits every quarterly.

International Lounge Access : 4 complimentary access to international lounges every quarter via Priority Pass.

Insurance Benefits : Air accident cover (worth Rs. 2.5 crores) and many other travel insurance covers.

Movie & Dining : Buy One Get One Offer on BookMyShow (Capped at 700). 3,000 Voucher from EazyDiner (Twice Each Year)

Rewards Rate : 1.5 Reward Points for every Rs. 100 spent using the card

Reward Redemption : Reward Points Redeemable Against Cash Credit, IndusMoments, or KrisFlyer Miles

Travel : Complimentary Priority Pass

Domestic Lounge Access : 6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access : Four Complimentary International Lounge Access Using Priority Pass

Golf : Unlimited Golf Games at Regular Clubs and 4 Free Golf Games (Per Month) at Premium Clubs

Insurance Benefits : Personal air-accident insurance worth Rs. 2.5 crores

Movie & Dining : Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.

Rewards Rate : 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.

Reward Redemption : Redeem Points for Airmiles 1 RP = 1 Airmile. For Cash 1 RP = 0.75

Travel : Get complimentary airport lounge visits

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : 2 complimentary international lounge access per quarter

Golf : 3 Complimentary Golf Games & Golf Lessons Each Month

Insurance Benefits : You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.

Movie & Dining : Buy 1 get 1 free offer on movie tickets on BookMyshow

Rewards Rate : 1.5 Reward Point on every Rs. 100 spent

Reward Redemption : For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.

Travel : You get complimentary Priority Pass Membership and complimentary domestic lounge access.

Domestic Lounge Access : 2 complimentary domestic lounge access every quarter

Golf : Get 1 complimentary golf game and 1 lesson each month.

Insurance Benefits : Insurance cover for air accident, lost passport, lost baggage, delayed baggage, lost ticket & missed connection is provided.

Movie & Dining : 1+1 offer on movie ticket bookings with BookMyShow.

Rewards Rate : 2 InterMiles per Rs. 100 spent on weekdays, 3 Intermiles per Rs. 100 spent on weekends & 2x InterMiles on flight/hotel bookings on intermiles.com.

Reward Redemption : InterMiles can be redeemed against flight and hotel bookings at www.intermiles.com and against shopping vouchers at rewardstore.intermiles.com.

Travel : Complimentary Priority Pass Membership & several travel insurance covers.

Golf : 1 complimentary golf game & 1 lesson every quarter.

Insurance Benefits : Complimentary air accident insurance cover upto Rs. 25 lakhs.

Movie & Dining : Up to 3 complimentary tickets every month on Pioneer Heritage credit card and 4 Complimentary tickets every calendar quarter on Pioneer Heritage Metal credit card. Also, you get 20% off on your non-movie bookings.

Rewards Rate : 2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.

Reward Redemption : 1 RP = Rs 1 redeemed against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash

Travel : Complimentary Domestic and International lounge access, complimentary LoungeKey membership and get a complimentary third-night stay at Oberoi Hotels and Resorts.

Domestic Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter (with Pioneer Heritage credit card)

International Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter using LoungeKey membership (with Pioneer heritage Credit Card).

Golf : 12 complimentary rounds of green fees & 12 complimentary golf lessons every year. Also, you get 4 complimentary green fees rounds for guests.

Insurance Benefits : Complimentary air accident protection cover worth upto Rs 2.5 crore on this credit card

Movie & Dining : BOGO on Movie Ticket Booking, Exclusive Dining Benefits With Club ITC Culinaire Membership And Dining Voucher Worth 3,000

Rewards Rate : 2.5 RPs/100 Spent Internationally and 1 Reward Points Spent Domestically

Reward Redemption : 1 RP = Rs.0.75 for redeeming against cash credit and 1 RP = 1 AirMile when redeeming against partner airlines' airmiles.

Travel : LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.

Domestic Lounge Access : 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.

International Lounge Access : 2 complimentary international lounge visits every quarter with the LoungeKey membership

Golf : 3 complimentary golf rounds and golf lessons every month with the exclusive golf program and 12 complimentary golf lessons & golf games every year with the Mastercard Golf program.

Insurance Benefits : Personal Air Accident Cover Worth 2.5 Crores

Movie & Dining : Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow.

Rewards Rate : 1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs 100 spent on weekends.

Reward Redemption : 1 Reward Point = Rs 1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.

Travel : You get Complimentary Domestic lounge access with this AMEX card and a complimentary priority pass membership.

Domestic Lounge Access : 8 Complimentary domestic lounge access every year using this credit card.

Golf : 1 complimentary golf game and 1 golf lesson every quarter.

Insurance Benefits : Personal Air Accident cover worth Rs. 25 lakhs

Movie & Dining : Buy 1 Get 1 free offer on movie tickets on BookMyShow

Rewards Rate : Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

Reward Redemption : 1 RP = 1 for Redemption for Cash

Travel : Complimentary domestic as well as international lounge access and several travel insurance covers.

Domestic Lounge Access : 1 complimentary domestic lounge access every quarter

International Lounge Access : 2 complimentary international lounge access every quarter with the Priority Pass.

Golf : 4 Free Golf Games Each Month on Spends of 25,000 in the Previous Statement Cycle

Insurance Benefits : Complimentary Air Accident cover worth Rs 25 lakhs.

Rewards Rate : 7% Rewards on Ola Spends and 1% Reward Points Other Eligible Spends

Reward Redemption : The reward points are automatically credited to your OLA money wallet. Here, 1 Reward Point = Rs. 1.

Rewards Rate : Get 4 Travel Credits for every 200 spent on travel and 2 Travel Credits for every 200 on other expenses.

Reward Redemption : Convert Travel Credits into air miles, hotel points, travel bookings, etc.

Travel : Get a complimentary Priority Pass Membership worth $99.

Domestic Lounge Access : 8 complimentary domestic airport lounge access per year.

International Lounge Access : 4 complimentary international airport lounge access per year.

Insurance Benefits : Travel insurance is provided (flight cancellations, lost baggage, air accident coverage, etc.).

Fuel Surcharge : 1% Fuel Surcharge Waiver across all petrol pumps.

Rewards Rate : 1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points on all spends on Doctor's Day.

Reward Redemption : Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25

Travel : Free access to the priority pass program worth $99 under International Lounge Benefits

Domestic Lounge Access : Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter

International Lounge Access : Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter

Insurance Benefits : Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost

Movie & Dining : 5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)

Rewards Rate : 10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.

Reward Redemption : Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25

Domestic Lounge Access : 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)

International Lounge Access : 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)

Golf : Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)

Insurance Benefits : Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between Rs.500 and Rs.4,000 at all petrol pumps in India.

Rewards Rate : For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.

Reward Redemption : 1 Reward Point = Re. 1.

Travel : 8 complimentary access to railway lounges per year

Insurance Benefits : You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.

Rewards Rate : 6 Travel Credits per Rs. 200 spent on Travel-related expenses

Reward Redemption : Air Miles/Hotel Points: 1 Travel Credit = 1 Air Mile/Hotel Point

Travel : Complimentary Priority Pass Membership for the first 2 years

Domestic Lounge Access : 8 complimentary visits per calendar year (maximum 2 per quarter)

International Lounge Access : 6 complimentary visits per calendar year

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between ₹500 and ₹4,000 at any petrol pump across the country

Movie & Dining : Accelerated 10 Reward Points for Every 100 Spent on Dining and Movie Tickets.

Rewards Rate : 25 Reward Points/100 Spent at BPCL Fuel Stations (Reward Rate = 7.25%), 10 RPs/100 Spent on Groceries, Departmental Stores, and Movie Tickets, and 1 Reward Point for Every 100 Spent on All Other Expenditures

Reward Redemption : Redeem RPs for Fuel at BPCL Stations, Against Statement, or for Products and Vouchers With SBI

Travel : Complimentary domestic airport lounge visits

Domestic Lounge Access : 4 complimentary access to domestic lounges every year (1 per quarter).

Insurance Benefits : Fraud Liability Cover of 1 Lakh

Fuel Surcharge : Enjoy 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle

Movie & Dining : 20% Discount at Select Restaurants

Rewards Rate : 1 Membership Rewards Points/50 spent

Reward Redemption : Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, and transfers to various flight and hotel loyalty programs

Travel : Complimentary Airport Lounge Access and Priority Pass

Domestic Lounge Access : 2 Domestic Lounge Access Every Quarter (8 Each Year)

International Lounge Access : Access With Free Priority Pass Membership Worth USD 99

Movie & Dining : Up to 20% Off on Select Restaurants

Rewards Rate : 1 Membership Rewards Point/50 Spent Including Utility and Fuel. 5X Membership Rewards Points on Rewards Multiplier Portal

Reward Redemption : Membership Rewards Points can be redeemed for travel, accessories, and dining on AmExs Membership Rewards Redemption portal, and against fabulous 18 and 24 Karat collection.

Insurance Benefits : Air Accident Cover

Movie & Dining : Complimentary EazyDiner Prime Membership, 50% Discount at Premium Restaurants, and 500 Off on the Second Movie Ticket Purchased with PVR INOX (Once Each Month)

Rewards Rate : 1 MR Point/40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier

Reward Redemption : Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.

Travel : Accelerated Reward Points on International Spends

Domestic Lounge Access : Unlimited Free Airport Lounge Access

International Lounge Access : Access to Over 1,300 Airport Lounges Globally, Including American Express Lounges, Priority Pass Lounges, and Delta Lounges.

Golf : Complimentary Access to Premium Domestic and International Golf Courses

Insurance Benefits : Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

Movie & Dining : BookMyShow Vouchers Worth Rs. 1,000 on Achieving Monthly Spends and Complimentary Membership of EazyDiner Prime

Rewards Rate : 1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.

Reward Redemption : Membership Rewards Points redeemable for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotels loyalty programs and for making credit card bill payments under the Cash + Points scheme.

Travel : Complimentary Priority Pass, Accor Traveller, Taj Epicure Membership

Domestic Lounge Access : 12 complimentary domestic lounge visits (limited to 3 per quarter)

International Lounge Access : Two Free Visits Via Priority Pass

Golf : 2 complimentary rounds of golf per month at 32 premium golf destinations in India with a 100% waiver on the green fee.

Insurance Benefits : Air accident cover worth Rs. 1 crore, purchase protection against loss, damage, or burglary of any item purchased using the card

Rewards Rate : 1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.

Reward Redemption : The Reward Points you earn can be redeemed against cashback and several other options at a rate of 1 RP = Re. 0.25.

Travel : Get free domestic lounge access every quarter with this card.

Domestic Lounge Access : 3 complimentary domestic lounge access every quarter

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, and a non-air accident cover worth Rs. 5 lakhs.

Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.

Reward Redemption : The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.

Travel : Get free domestic lounge access every year

Domestic Lounge Access : Get 12 complimentary domestic lounge access every year (3 per quarter)

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.

Reward Redemption : The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25

Domestic Lounge Access : 3 Complimentary Domestic Lounge Access Every Quarter (12 Each Year on Spends of 40,000 in the Previous Quarter)

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Movie & Dining : 5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at 250/month)

Rewards Rate : 15 Reward Points /100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate)

Reward Redemption : Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.

Travel : Low Forex Markup Charge of 2%

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter

Insurance Benefits : Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)

Movie & Dining : Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto 250 Off on Movie Ticket Bookings With BookMyShow

Rewards Rate : 15 RPs/100 Spent on Travel, Dining, and International Spends. 3 RPs/100 on All Other Eligible Spends

Reward Redemption : Redeem Reward Points for Cashback (1 Reward Point = 0.25)

Travel : Low Forex Charge

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter

Insurance Benefits : Zero Liability on Lost Card

Rewards Rate : 4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC

Reward Redemption : The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against cards statement balance where 1 RP = Rs. 0.25

Travel : 4 Complimentary Access to Railway Lounges Annually

Insurance Benefits : You are provided with insurance cover for lost/stolen card

Rewards Rate : 10 Reward Points/100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/100

Reward Redemption : 1 Reward Point = 0.25

Domestic Lounge Access : 1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of 20,000 in the Previous Quarter

Insurance Benefits : Personal Accidental Death Cover

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.

Reward Redemption : The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access : 8 Free Domestic Airport Lounge Access Each Year. 2 Per Quarter on Spends of 20,000 in the Previous Quarter

Insurance Benefits : Get a personal accident cover worth Rs. 20 lakhs

Movie & Dining : Buy 1 Get 1 on INOX Movie Ticket Bookings and 10% Off on Zomato

Rewards Rate : Up to 25% off on travel-related spends on partner brands and up to 20% off on shopping at partner brand.

Travel : 20% off on domestic flight bookings with Yatra.com, 10% discount on international flight bookings, and up to 25% off on domestic hotel bookings.

Rewards Rate : 5 Reward Points on every retail purchase of Rs. 150

Reward Redemption : The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360 rewards program. 1 Reward Point = Re. 1.

Travel : Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.

Domestic Lounge Access : 16 domestic lounge access per year (4 every quarter)

International Lounge Access : 1 complimentary lounge visits per month with the Priority Pass membership.

Golf : 1 complimentary golf game per month, and 1 free golf coaching session each month.

Insurance Benefits : Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.

Rewards Rate : 3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.

Reward Redemption : The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.

Travel : You get complimentary domestic as well as international lounge access.

Domestic Lounge Access : Complimentary domestic lounge access to several participating lounges.

International Lounge Access : 2 complimentary international lounge access every month based on your spends.

Golf : Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.

Insurance Benefits : Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.

Movie & Dining : Discount and offers on dining with the Standard Chartered Good Life program.

Rewards Rate : 5X reward points for every 100 spent overseas and on retail fashion, 2X reward points on all other spends.

Reward Redemption : The reward points earned can be redeemed for shopping vouchers and charity spends on the Standard Chartered online portal under the Standard Chartered 360 rewards program.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 4 complimentary domestic lounge access per quarter

International Lounge Access : International lounge access with Priority Pass

Golf : 2 complimentary golf games per month at select domestic golf courses and 1 complimentary golf coaching session.

Insurance Benefits : Overseas air-accident insurance worth Rs. 1.2 crore, medical insurance worth USD 25,000

Rewards Rate : 2 Reward Points every Rs. 100 spend on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.

Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various categories at the 360-degree rewards portal.

Travel : Discount on Travel Bookings

Domestic Lounge Access : 2 Free Visits Each Year

Movie & Dining : A discount of up to Rs. 750 on BookMyShow second movie/event ticket onwards (max 4 tickets per month), no cancellation charge on movie ticket cancellation (max benefit of Rs. 12,000 per year), a minimum discount of 15% at partnered restaurants under the ICICI Culinary Treats program.

Rewards Rate : 4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.

Reward Redemption : The earned Reward Points can be redeemed against gifts or cash credit, where 1 Reward Point = Rs. 0.25

Travel : Complimentary international & domestic lounge visits, no charge (waived up to a max of Rs. 12,000) on cancellation of flight/hotel/movie ticket bookings up to max two cancellations every year

Domestic Lounge Access : Complimentary unlimited domestic airport lounge access under the MasterCard/American Express/Visa lounge program

International Lounge Access : Complimentary unlimited international airport lounge access under the Dreamfolks program membership

Golf : Complimentary round/lesson of golf each month on a minimum spend of Rs. 50,000 in the previous month (max 4/month)

Insurance Benefits : Credit Shield insurance worth Rs. 50,000, an air accidental death cover worth Rs. 3 crore and many other insurance benefits under travel category (as illustrated later in the article)

Movie & Dining : 25% discount up to Rs. 100 on movie tickets via BookMyShow and exclusive discount offers on dining.

Rewards Rate : 1.5 Skyward Miles on every retail spend of Rs. 100 and 1 Skyward Mile on every spend of Rs. 100 on utility and insurance.

Reward Redemption : The earned Skyward Miles are automatically credited to the cardholder's Emirates Skywards account.

Domestic Lounge Access : 1 Free Lounge Visit Each Quarter on Spends of 75,000 or More in the Previous Quarter

Movie & Dining : Buy 1 Get 1 Free Up to 750 on Movie Bookings. Exclusive Dining Offers With ICICI Bank Culinary Treats Programme

Rewards Rate : 2.5 Skyward Miles for every Rs. 100 spend on all transactions and 1 Skyward Mile on every Rs. 100 spent on insurance and utilities.

Reward Redemption : The earned Skywards Miles can be redeemed via Emirates Skywards website against travel-related spends.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Complimentary Unlimited Access to Domestic Airport Lounges

International Lounge Access : Free Unlimited International Airport Lounge Access

Movie & Dining : 50% Off Upto 500 on BMS Bookings

Rewards Rate : 7% Adani Reward Points on Spends Made With Adani Ecosystem

Reward Redemption : On Adani Rewards

Travel : Exclusive Airport Benefits (Meet and Greet, Premium Upgrades and More)

Domestic Lounge Access : 4 Free Domestic Airport Lounge Visits Each Quarter

International Lounge Access : 2 International Lounge Visits Each Year

Movie & Dining : 25% Off Upto 100 on Movie Ticket Bookings

Rewards Rate : 3% Adani Reward Points on Spends Made With Adani Ecosystem

Reward Redemption : On Adani Rewards

Travel : Premium Lounge Upgrade

Domestic Lounge Access : 2 Complimentary Airport Lounge Access

Movie & Dining : Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

Rewards Rate : On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

Reward Redemption : Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 4 Complimentary Domestic Lounge Visits Each Quarter

International Lounge Access : 2 Complimentary International Airport Lounge Access Each Year

Golf : Complimentary golf rounds/lessons every quarter

Insurance Benefits : Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Movie & Dining : Buy 1 Get 1 Free movie tickets on BookMyShow

Rewards Rate : 2 Skyward Miles on every Rs. 100 spend, 1 Skyward Mile per Rs. 100 spent on insurance and utility.

Reward Redemption : The Skyward Miles that you earn will be automatically credited to your Emirates Skywards account.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 2 Complimentary Lounge Access on Spends of 75,000 in the Previous Quarter

International Lounge Access : 2 complimentary access to international lounges annually.

Movie & Dining : 25% off on movie tickets while booking through Bookmyshow and Inox. Get exclusive dining benefits through the ICICI Bank Culinary Treats Programme.

Rewards Rate : 2 Reward Points on every Rs. 100 spent

Reward Redemption : The redemption of reward points can be done against cashback or gifts at a rate of 1 Reward Point = Re. 0.25.

Travel : Complimentary domestic lounge access each quarter.

Domestic Lounge Access : 1 complimentary visit to the domestic lounge per quarter.

Movie & Dining : Free Delivery and Dining Privileges With Zomato Gold Membership

Rewards Rate : 2.5% RPs on International Spends and 2% RPs on Domestic Spends

Reward Redemption : Redeem Reward Points for Airmiles, Cash, and More

Travel : Low Forex Charges, Luxury Airport Transfers and More

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access

International Lounge Access : Unlimited Complimentary Lounge Access at International Airports

Insurance Benefits : Comprehensive Insurance Cover

Movie & Dining : Up to 4 complimentary movie tickets each month on BookMyShow, minimum 15% discount on dining bills at partner restaurants under Culinary Treats program, discount on dining at ITC and partner hotels with Club ITC Culinaire membership

Rewards Rate : 6 Reward Points per Rs. 100 on internationally and 3 Reward Points on domestic spends.

Reward Redemption : The ICICI Reward Points can be redeemed against cashback or gifts at a rate of 1 Reward Point = Rs. 0.25.

Travel : Taj Epicure Plus and InnerCircle Gold membership, unlimited complimentary domestic and international airport lounge access

Domestic Lounge Access : Unlimited complimentary domestic airport lounge access

International Lounge Access : Unlimited complimentary international airport lounge access

Golf : Unlimited complimentary rounds of golf at domestic and international Golf courses

Insurance Benefits : Credit shield cover worth Rs. 50,000 and many travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore.

Rewards Rate : 0.5 Avios on every Rs. 100 spent with Mastercard variant, 2.5 Avios per Rs. 100 spent on British Airways Flight bookings and 2 Avios per Rs. 100 spent on all other spends with Amex Variant.

Reward Redemption : The Avios you earn can be redeemed against hotel/flight bookings, car rentals, etc, on the official website of British Airways.

Movie & Dining : Get up to 25% discount on Movie Ticket booking with BookMyShow and INOX. You also get access to exclusive dining offers with ICICI Bank Culinary Treats Programme.

Rewards Rate : You get 3 Reward points on domestic transactions, 4 Reward points on international transactions, and up to 5 Reward points on the Manchester United match days.

Reward Redemption : 1 RP = 0.25

Domestic Lounge Access : 2 Complimentary Domestic Lounges Access Per Quarter on Spending 75,000 or More in the Previous Quarter

Movie & Dining : Dining benefits with ICICI Bank Culinary Treats Programme

Rewards Rate : 5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

Reward Redemption : Rs. 99 will be charged on every reward redemption request

Domestic Lounge Access : One Domestic Airport Lounge Visit Each Quarter

Insurance Benefits : Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Movie & Dining : Up to 3 complimentary movie tickets per month from BookMyShow, minimum 15% off on dining bills at partner restaurants under ICICI Culinary Treats Program.

Rewards Rate : 6 Avios per Rs. 100 on British Airways tickets and in-flight shopping, 4 Avios per Rs. 100 on all other spends with the AmEx variant, accelerated Avios (up to 9 Avios per Rs. 100 spent) on achieving the stipulated spends milestones (on AmEx variant), 1 Avios per Rs. 100 spent with the MasterCard variant.

Reward Redemption : British Airways Avios can be redeemed for award flights, class upgrades, etc on British Airways or any of its Oneworld partners.

Travel : Rewards earned as British Airways Avios, 24x7 concierge service for assistance regarding hotel reservations amd flight bookings.

Movie & Dining : 25% discount up to Rs. 100 on purchase of movie tickets twice a month from BookMyShow, exclusive and exciting benefits on dining under ICICI Bank Culinary Treats Program.

Rewards Rate : 3 Intermiles on Rs. 100 spent on the American Express variant and 2 Intermiles per Rs. 100 spent on the VISA variant, 6 InterMiles on every Rs. 100 spent on booking revenue airline tickets at intermiles.com on American Express variant and 5 InterMiles per Rs. 100 on VISA variant.

Reward Redemption : The accumulated InterMiles can be further redeemed for booking flights and hotels through www.intermiles.com, for purchasing gift vouchers, fuel, etc. 4 InterMiles are equivalent to Re. 1 (only applicable for fuel purchase).

Travel : Complimentary domestic lounge access.

Domestic Lounge Access : You get 2 complimentary access to domestic lounges per quarter ( 1 each on VISA and American Express Variant).

Movie & Dining : Buy one movie ticket and get up to Rs. 500 off on second ticket on BookMyShow (max 2 times a month), dining benefits with the Culinary Treats program

Rewards Rate : 5 InterMiles/Rs. 100 on domestic and 7 InterMiles/Rs. 100 on international spends (AmEx variant), 4 InterMiles/Rs. 100 domestic and 5 InterMiles/Rs. 100 on international spends (Visa variant), Accelerated InterMiles on bookings on the InterMiles official website

Reward Redemption : InterMiles redeemable for flight/hotel bookings on the InterMiles portal from partner airlines/hotel chains

Travel : Reward Points earned as InterMiles, complimentary Dreamfolks membership with 2 international lounge access and 2 domestic airport spa visits

Domestic Lounge Access : 2 complimentary domestic lounge access each with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter

International Lounge Access : 2 complimentary international lounge access every year under the Dreamfolks membership

Golf : 1 complimentary round of golf per month for every Rs. 50,000 spent in the previous month

Movie & Dining : 25% discount (max Rs. 150 per month) on movie tickets on BookMyShow & up to 15% discount on dining through the Culinary Treats Programme.

Rewards Rate : 3 InterMiles per Rs. 100 on domestic spends, 4 InterMiles per Rs. 100 on international spends with the Visa variant; 4 InterMiles per Rs. 100 on domestic spends, 5 InterMiles per Rs. 100 on international spends the American Express variant, 1 InterMile per Rs. 100 on insurance and utility spends

Reward Redemption : InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal

Travel : Complimentary airport lounge access

Domestic Lounge Access : 2 domestic airport lounge access each quarter (1 lounge access each through American Express & Visa variant).

Movie & Dining : BOGO Up to 750 Twice Each Month Via BookMyShow.

Rewards Rate : 6 Reward Point/200 Spent (Reward Rate of 3%)

Reward Redemption : Redeem Reward Points up to 1 Value for Hotels, Flights, Vouchers and More

Travel : Complimentary EaseMyTrip Vouchers (Milestone Benefits)

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders

Golf : Unlimited Complimentary Golf Games at Top Courses Around the World

Insurance Benefits : No Cancellation Charges on Air Travel, Hotel, and Movie Bookings Up to 12,000

Movie & Dining : BOGO on Movie Ticket Bookings (Twice Each Month)

Rewards Rate : 6 myCash/200 on Hotel Spends, 3 myCash/200 on Flight, Bus, and Cab Bookings, and 1 myCash/200 on Other Spends

Reward Redemption : 1 myCash = 1

Travel : High Rewards on Travel Spends

Domestic Lounge Access : Eight Complimentary Visits Each Year

International Lounge Access : One Free Visit Each Year

Movie & Dining : 25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Rewards Rate : 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Reward Redemption : The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Travel : 2 complimentary railway lounge access per quarter

Domestic Lounge Access : 1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant

Golf : Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Insurance Benefits : Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

Movie & Dining : 25% Discount on Movie Bookings With BookMyShow. Up to 25% Discount on Dining at Select Restaurants

Rewards Rate : 12 RPs for every Rs. 200 spent online. 6 RPs per Rs. 200 you spend offline. 4 RPs on select categories like insurance, education, and rental payments.

Reward Redemption : RPs Earned Are Redeemable Through Yes Rewardz (1 RP = Re. 0.25 Against Hotel/Flight Bookings)

Domestic Lounge Access : 2 complimentary lounge access per quarter.

International Lounge Access : 3 Free Visits in a Year

Golf : 4 Green Fee waiver and 1 complimentary golf lesson every month at selected golf courses in India

Insurance Benefits : A Credit Shield Cover Worth 3 lakhs and Purchase Protection

Rewards Rate : 24 Reward Points for every Rs. 200 spent online. 12 Reward Points for every Rs. 200 spent on offline shopping and 6 RPs on select categories

Reward Redemption : Reward Points Can be Redeemed on the YesRewardz Portal Against Multiple Options

Domestic Lounge Access : 12 Domestic Lounge Visits Every Year (3 Per Quarter) on Spending 1 Lakh or More in the Previous Quarter

International Lounge Access : 6 Lounge Visits Outside India Each Year

Golf : 4 Complimentary Rounds of Golf With Green Fee Waived and 1 Complimentary Golf Lesson Per Year

Insurance Benefits : Insurance coverage is worth Rs. 3 crore if the cardholder's life is lost due to an air accident, and medical insurance is worth Rs. 50 lakh in case of emergency overseas hospitalization and a Credit Shield cover (up to Rs. 10 lakh) against outstanding card dues in the unfortunate event of the primary cardholder's death.

Rewards Rate : 6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.

Reward Redemption : The reward points are redeemable on Yes Rewardz1 RP = Re. 0.25 when redeeming against hotel and flight bookings, and 1 RP = Re. 0.10 for redemption against product catalogue, gift vouchers, etc.

Travel : Get complimentary access to domestic lounges

Domestic Lounge Access : 8 complimentary access to domestic lounges annually (2 per quarter).

Insurance Benefits : Get a life insurance cover of Rs. 1 Crore, a medical insurance cover worth Rs. 25 lakhs, and a credit shield in case of primary cardholder's accidental death.