Indian Army YODDHA BOBCARD Credit Card card image

Indian Army YODDHA BOBCARD Credit Card

Features, Fees, & Benefits

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Joining Fees

Nil

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Renewal Fees

Nil

Rewards Rate

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.

Reward Redemption

Reward Redemption : The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access

Domestic Lounge Access : 8 Free Domestic Airport Lounge Access Each Year. 2 Per Quarter on Spends of 20,000 in the Previous Quarter

Insurance Benefits

Insurance Benefits : Get a personal accident cover worth Rs. 20 lakhs

Other Details

Lifetime free credit card.

Get a complimentary 6-month Fitpass Pro membership

Get up to 10 Reward Points on every spend of Rs. 100.

Get complimentary domestic lounge access every year.

Get a free Amazon Prime membership on achieving the spend milestone.

Insurance coverage is worth Rs. 20 lakhs in the case of a personal accident.

1% fuel surcharge waiver on all fuel purchases.

Indian Army YODDHA BOBCard Credit Card: Paying Tribute to Heroes with Exclusive Benefits

The Indian Army is the most potent force in India's defense and the primary guard of Indian's borders and for their peace and security. In a tribute to them, Bank of Baroda (BOB) has unveiled an exclusive credit card — the Indian Army YODDHA BOBCard. This card is a specially designed for the brave soldiers and their family members, this card comes with host of offers and privileges to meet your needs. In this blog, let’s have a look at the features, benefits, eligibility criteria, and how the YODDHA BOBCard turns out to be a gratitude token for the messiah serving the nation.

Summary of the Indian Army YODDHA BOBCard Credit Card

Indian Army YODDHA BOBCard is co-branded credit card of Bank of Baroda and has been introduced in partnership with the Indian Army. It is proposed as a befitting homage to the soldiers who lay their lives down for the nation. The card provides a variety of features and benefits to appeal to defense personnel, veterans, and their families.

One of the features of this card is that it emphasizes on giving value on the daily spending of military personnel and at the same time, providing them only privileges and discounts on certain categories such as travel, dining, shopping as well as much more. It also includes the special offerings which are exclusive to Indian Army.

Salient Features of Indian Army YODDHA BOBCard

Before we tell you guys about the benefits, here's a peak into what YODDHA BOBCard offers:

Joining and Annual Fees

Joining Fee: The joining fee on Indian Army YODDHA BOBCard is very low so that every kind of military person can avail the benefits.

Annual Fee: Even the annual fee for this card is pretty reasonable, with further fee waivers attached to annual spending on the card. This is consistent with Bank of Baroda's effort to make this card available to defense personnel.

Reward Points and Cashback

The YODDHA BOBCard for the Indian Army comes with great reward points.

Reward Points: Get 2 Reward Points for every ₹100 spent across all categories. This incentivizes cardholders to pay with the card for daily purchases and in return they get valuable points which can be redeemed on a varied array of products, services and deals.

Cashback: This card comes with cashback facilities on different categories for every expense to be made rewarding.

Special Discounts and Offers

Dining Discounts: YODDHA BOBCard provides special discounts on dinning at partner outlets. It's a perfect solution for members of the armed forces and their families, who can now dine for less during on- and off-hours.

Travel Rewards: Cardmembers get great deals on their travel purchases such as flights, hotel stays, and car rentals. This makes the card ideal for free spirit travelers and those who are on business.

Shopping and Lifestyle Offers: Cardholders would get special discounts and offers on top shopping websites and retail chains, so cardholders can shop their essentials and lifestye products on best rates.

Insurance Coverage

The YODDHA BOBCard -Indian Army provides complete insurance cover to the cardholder thus offering mental peace to the soldier and his family.

Purchase Protection: Offers protection against theft or accidental damage on items you purchase with this card.

Accidental Death Cover: This card comes with accidental death coverage, protecting the cardholder against unforeseen events.

Air Accident Cover: Air accident cover of up to a certain amount is available on the credit card so that the frequent travellers can have a peace of mind.

Lounge Access

Domestic Airport Lounge Access: Enjoy complimentary access at select airport lounges in India for some relaxation and refreshments before your flight.

International Lounge Access: This card also offers access to international airport lounges, which is great for service-members stationed outside the country.

Fuel Surcharge Waiver

1% Fuel Surcharge waiver, on all fuel spend between ₹500 & ₹5,000. This is another really helpful feature for someone who spends every day filling a tank of gasoline, as the waived surcharge adds up to big savings in the long run.

Special Offers for Indian Army Personnel

The YODDHA BOBCard provides unique offers and benefits to meet the specific requirements of serving and retired defence personnel and their families. Let’s dig a little deeper into what these amazing benefits really are:

Discounts on Forces JustGlows Special

The card supports the military community with its exclusive discounts on travel, lifestyle, and shopping to thank service members for their service. Be it travel tickets, gifts, or planning layover for a vacation, everything is made exclusive for the defense personnel with YODDHA BOBCard.

Loose Lending for the Military

Being a special product for Indian Army, the card makes sure that the servicemen are never short of credit whenever they need it for his personal requirements. This encompasses the higher credit limits, particularly for those with a regular service history.

Defence Related Dedicated Customer Service

YODDHA BOBCard for Indian Army offers defense personnel priority customer support. This means all queries or matters will be responded to quickly to ensure constant, high level of card holder service.

Family-Friendly Benefits

And the card’s perks aren’t just for the main cardholder. The card can also be extended to spouses, children and other family members of defense staff, thereby differentiating it as family centric.

Supporting Our Heroes: What Indian Army YODDHA BOBCard is All About?

Indian Army YODDHA BOBCard is not just a credit card, but a sign of appreciation for the sacrifices offered by the Indian Army. The card seeks to make the lives of defense personnel easier, by providing them convenience which is tailored to their needs at the borders and even when they are on leave and want to spend time with their families or take a holiday.

Through its premium features like discounts, insurance and reward points, the YODDHA BOBCard guarantees that soldiers and their families receive financial services and benefits that simplify their lives. The tailored travel impulse, shopping rewards and dining privileges hold special significance, as they afford a semblance of luxury and ease to the lives of this country’s soldiers.

Conclusion

The Indian Army YODDHA BOBCard is a unique credit card which offers real rewards, coupled with a show of gratitude, to the service men and women of the Indian Army. Whether you’re saving for vacation, planning a night out on the town, or simply looking for ways to organize your personal finances, this card delivers for service members and their families.

That insures the new YODDHA BOBCard for well over the cost in insurance benefits, lounge access and fuel surcharges, making the YODDHA BOBCard a genuine gesture of gratitude towards the sacrifices made by the armed forces! With a variety of features that improve the financial independence and quality of life of its accountholders, the card also makes the credit application process easy for soldiers and their families.

A befitting homage for those who have given their all to the nation, the Indian Army YODDHA BOBCard is all about deserving the privileges.

YODDHA BOBCard is a privilege card which comes with an array of benefits such as convenience, secure transaction, and value added benefits in addition to providing a sense of recognition to your requirement of financial services as a serving or retired Indian Army personnel.

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