BOBCARD ICSI Diamond Credit Card: Another Premium Card with Exclusive Privileges

When credit cards today do more than just put money in the tank, the right one can influence the way people live. The BOBCARD ICSI Diamond Credit Card is one such premium card that has been introduced with several lifestyle offers that would suit individuals who want rewards, premium experiences and financial ease to go hand in hand.

In this blog, we are below going to discuss in detail about the features, benefits and other important point about the BOBCARD ICSI Diamond Credit Card so that you can make a wise call if you want to apply for one.

What is the BOBCARD ICSI Diamond Credit Card about?

BOBCARD ICSI Diamond Credit Card is a co-branded credit card issued by Bank of Baroda (BOB) along with Institute of Company Secretaries of India (ICSI). It is professionally crafted, to serve the professional tone and needs of professionals- Company Secretaries, with superior benefits, lifestyle focused offers, and much more.

Whether you're an avid traveler, a business person or just someone who enjoys life's finer things, this card offers an excellent mix of perks to add value to your financial journey. Now we’re going to go into why this is a great card.

Feature and Benefits of the BOBCARD ICSI Diamond Credit Card

But before we discuss the multiple advantages, you need to know what the CORE feature of the BOBCARD ICSI Diamond Credit Card is that is shinning over other credit cards in the market:

Joining Fee and Annual Fee

Joining Fee: ₹999 + Taxes (As applicable)
Annual Fee: 999 (Which can be waived off on spends)
Which is relatively cheap given the premium perks of the card and makes it available to a wide spectrum of professionals.

Reward Points

Reward benefit of 1 Reward Point per ₹100 spent: This is the main feature of the card where clients get reward points on every spend on the card.

Extra Reward Points: Additional reward points are available on certain categories such as dining, travel, and online shopping. The reward points can be collected and can be redeemed for several products and services.

Exclusive Offers on ICSI

The card has been co-branded with the Institute of Company Secretaries of India (ICSI), and it also comes with offers exclusively for ICSI members such as discounts on some of the courses, certifications and other services offered by the institute.

Fuel Surcharge Waiver

They get 1% fuel surcharge waiver across all fuel stations in India, a good manna for frequent car drivers among them.

International Usage

Use this card at millions of merchants all over the world. So no matter if you're travelling abroad for business, or vacation, you can make a payment, just as easily.

Key Features of the BOBCARD ICSI Diamond Credit Card

Now let’s go through with the prominent advantages those makes the BOBCARD ICSI Diamond Credit Card a premium offering for its users:

Reward Points and Redemption

There is a simple reward system associated with the BOBCARD ICSI Diamond Credit Card. Earn 1 Reward Point for every ₹100 spent using the card. These points can add up and be redeemed for things like:

Gift Vouchers

You can redeem your points for gift vouchers across 90 brands and leading online and offline stores.

Travel Miles

For those who travel a lot, you can also transfer your reward points into airline miles for cheaper flights.

Exclusive Products

There are many more premium products and services to choose from for redemption, such as electronic goods, lifestyle products and so on.

Access to Lifestyle and Dining Privileges

In addition, as a professional it comes with exclusive access to a range of lifestyle and other privileges: BOBCARD ICSI Diamond Credit Card 37.

Dining Benefits

The card offers dining privileges at select premium places to dine which is ideal for food lovers.

Shopping Offers

Cardholders can enjoy heavily discounted prices when shopping online and in selected stores.

Lifestyle advantages to professional benefits, this card makes an excellent option for Company Secretaries and other professionals who would like to get more out of their spending.

Travel Benefits

For many professional itinerant, traveling is a way of life, especially if its work-related. Types of travel benefits that the BOBCARD ICSI Diamond Credit Card provides:

Airport Lounge Access

Members can benefit from 2 free visits per quarter to domestic airports. This allows traveling to be more comfortable and less stressful.

Travel Insurance

You have access to lost baggage insurance, delay coverage, and medical emergencies when traveling.

Fuel Surcharge Waiver

Cardholders will receive a fuel surcharge waiver of 1% at all fuel stations in India as well, which would be useful for frequent drivers.

Security Features

Security: The BOBCARD ICSI Diamond Credit Card is armed with top-notch security features that guarantee peace of mind while you swipe your card:

EMI Option

Big purchases can be converted into easy EMIs to help in financial planning and liquidity.

Multiple Layers of Security

Your Card comes with multi-level security that protects your money with advanced fraud detection systems and OTP based transaction.

Welcome Benefits and Offers

The BOBCARD ICSI Diamond Credit Card offers the following Welcome Benefits. Upon the first spend, cardholders would be presented with a welcome gift voucher that can be used towards products, services, or experiences.

These bonuses sweeten the deal as you begin your journey as a new cardmember.

Eligibility Criteria

Eligibility to Apply for BOBCARD ICSI Diamond Credit Card Before applying for the BOBCARD ICSI Diamond Credit Card, please consider the following eligibility criteria:

Age Limit

Candidate should be aged between 21 to 60 years.

Income

Applicants must demonstrate income that is consistent, with a minimum monthly income level (amount will be based on location and the type of job).

Professional Status

The card is especially suitable for professionals, particularly Company Secretaries who are members of the ICSI.

How Does It Compare to Other Premium Credit Cards?

As opposed to most other premium credit cards, the BOBCARD ICSI Diamond Credit Card is special with its low fees, attractive deals and exclusive privileges for professionals. On one hand, other premium cards might ask for high annual fees, but this card offers a lot of great things at a lower price.

This makes its overall benefits more balanced than other professional, or travel and dining benefits cards, more catered to those seeking the best of convenience, rewards and lifestyle benefits without wiping out their bank account!

Wrapping It Up: Is the BOBCARD ICSI Diamond Credit Card the Right Choice for You?

Ideal for professionals, particularly Company Secretaries, who want to experience the best of financial rewards, lifestyle benefits, with the added advantage of access to exclusive privileges, BOBCARD ICSI Diamond Credit Card is an excellent offering. With competitive fees and reward points, travel benefits, and exclusive offers for ICSI members, this is one card that delivers great value.

If you’re a constant traveller or a food lover or just someone who appreciates the good things in life, then the BOBCARD ICSI Diamond Credit Card is made to elevate your lifestyle and make managing your finances a more rewarding experience.

So, if you're planning to up your spending ability and avail a bundle of benefits, the BOBCARD ICSI Diamond Credit Card is the perfect fit for you.