Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.

Movie & Dining : BOGO on Movie Tickets Upto 500. This Can Be Availed Twice Each Month

Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25

Travel : 4 Complimentary Railway Lounge Access Each Quarter

Domestic Lounge Access : 4 Free Visits Across the Country Each Quarter, 16 in a Year. One Additional Free Guest Visit Each Quarter

International Lounge Access : 4 Free Visits Each Quarter, 16 in a Year

Golf : 2 Free Golf Rounds/Golf Lessons Each Month

Insurance Benefits : Purchase Protection, Travel Insurance, Free Trip Cancellation, and Personal Accident Cover

Movie & Dining : BOGO on Movie Ticket Bookings Upto 400 With BookMyShow, Twice Each Month (Annual Benefit - 9,600)

Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25

Travel : 4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year (For Both Primary and Add-On Cardholders)

Domestic Lounge Access : 4 Complimentary Lounge Access Each Quarter

International Lounge Access : 2 Complimentary Lounge Access Each Quarter

Golf : 2 Free Golf Rounds/Lessons on Spends of 20,000 Each in a Statement Cycle

Insurance Benefits : Purchase Protection, Personal Accident Cover, Free Trip Cancellation Protection, Travel Insurance and Credit Shield

Movie & Dining : Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants

Rewards Rate : 6 Maharaja Points/200 Spent, 10 Maharaja Points on Dining Spends on Your Birthday, 1 Maharaja Point on Fuel and Other Utilities

Reward Redemption : CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges

Travel : Complimentary Maharaja Club Silver Membership

Domestic Lounge Access : Get 2 complimentary domestic lounge and spa access per quarter

International Lounge Access : Get 1 complimentary airport lounge access per quarter

Golf : 4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year

Insurance Benefits : CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks

Movie & Dining : 25% Discount Up to 100 on District App. 20% Discount on Popular Restaurants

Rewards Rate : 3X Reward Points Till Spends of 20,000. 10X Reward Points After Incremental Spends of 20,000

Travel : Get four complimentary railway lounge accesses and four roadside assistance services a year, each worth Rs. 1399.

Insurance Benefits : Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000.

Movie & Dining : Buy One Get One offer on movie tickets up to 125 while booking with the District app & up to 20% discount on dining at over 1500 restaurants.

Rewards Rate : 3 Reward Points/150 Upto Spends of 20,000 and 10 Reward Points/150 on Spends Above 20,000

Reward Redemption : 1 Reward point = 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

Travel : Complimentary 4 Railway Lounge Access Per Quarter

Domestic Lounge Access : 2 Complimentary Domestic Airport Lounge Access Every Quarter (8 Each Year)

Insurance Benefits : You get an air accident cover worth 1 crore, personal accident cover worth upto 5,00,000 and a travel insurance cover worth up to 22,500

Movie & Dining : 25% off on movie tickets up to 100 once per month.

Rewards Rate : 30X Reward Points on HPCL Fuel up to 2,400 Reward Points. You can save up to 5% as rewards on grocery and utility expenses, up to 5% as a reward on IDFC FIRST FASTag recharges (max 1,000 per month), and 3X rewards on all other retail transactions.

Reward Redemption : 1 Reward Point = 0.25

Travel : Complimentary domestic airport lounge access once every quarter and complimentary roadside assistance worth 1,399 four times a year.

Domestic Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter (4 Each Year)

Insurance Benefits : The benefit of a personal accident cover of 2 lakh and lost card liability cover of 25,000.

Rewards Rate : Save up to 5% on your fuel spending. Save 2.5% as a reward on your utility and grocery expenses. 2.5% as a reward on your IDFC FASTag recharge. 2x rewards on all other retail spend.

Reward Redemption : You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Banks Reward Redemption Catalog portal.

Travel : Complimentary roadside assistance worth 1,399

Insurance Benefits : Get personal accident cover worth 2 Lakhs and lost card liability cover worth 25,000

Movie & Dining : Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow

Rewards Rate : 3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online

Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various gift vouchers

Travel : Unlimited Railway Lounge Access Across India

Domestic Lounge Access : Unlimited Domestic Lounge Access (Primary and Add-On Cardholders)

International Lounge Access : Unlimited International Lounge Access (Primary and Add-On Cardholders)

Golf : Free Unlimited Golf Rounds/Lessons Every Month

Insurance Benefits : Travel Insurance and Air Accident Cover

Movie & Dining : 25% Discounts on Movie Tickets

Rewards Rate : 200, 500, and 1,000 RPs on Spends of Rs. 5,000, 10,000, and 15,000 Respectively

Reward Redemption : Points Can be Redeemed at IDFC First Rewards. Pay With Points Facility Also Available

Travel : 4 Free Railway Lounge Access Each Quarter

Insurance Benefits : Complimentary Insurance Covers are Provided

Movie & Dining : 50% Discount Up to Rs. 300 on Movie Ticket Bookings (Visa Infinite)

Rewards Rate : Earn 4X (4RP) Reward Points on every Rs. 150 spent

Reward Redemption : Use Reward Points to instantly pay for online or in-store purchases. 1 Reward point = Rs. 0.25

Insurance Benefits : Personal Accident, Card Liability cover and many more.

Movie & Dining : 25% Off Upto 100 on Paytm Movies

Rewards Rate : 1% Cashback on UPI Spends Via IDFC App and 0.5% Cashback on All Other Spends Including Utilities and Insurance

Insurance Benefits : Lost Card and Personal Accident Cover

Movie & Dining : While dining at 4,000+ partnered restaurants, you can enjoy up to 20% discount.

Rewards Rate : On every Rs. 200 spent using this credit card, you will get 10 EDGE Points.

Reward Redemption : You can redeem the EDGE Points, for 1 EDGE Point = 0.20 against a variety of products and vouchers.

Domestic Lounge Access : 2 free visits to the domestic lounges every quarter.

Insurance Benefits : You get insurance coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection.

Movie & Dining : Get up to 15% off on restaurant spends with exclusive partner restaurants in India.

Rewards Rate : 8 Edge Rewards on every Rs. 200 spent on international spends, 4 Edge Rewards on every Rs. 200 spent on hotels, bus/train bookings, hotel packages, airlines bookings in India, and 2 Edge Rewards on every Rs. 200 spent elsewhere.

Reward Redemption : You can redeem the reward points accumulated on the Product Catalog of the Axis EDGE REWARDS portal. 1 Edge Reward = Re. 0.20.

Movie & Dining : Minimum 15% off on dining at partner restaurants

Rewards Rate : 4 EDGE Points for every Rs. 200 spent with the card

Reward Redemption : EDGE Points earned are redeemable for shopping/travel vouchers or products (from the given catalog) on the EDGE Rewards portal.

Travel : Complimentary domestic lounge access, cashback/discount on flight/rail/bus tickets and car rentals

Domestic Lounge Access : 1 complimentary domestic lounge access per quarter

Movie & Dining : 3% Cashback on Entertainment Spends & 15% Off With the Axis Bank Dining Delights Program.

Rewards Rate : 3% Cashback on Entertainment, Food Delivery & Commute

Reward Redemption : Direct Cashback

Travel : Domestic Lounge Access Available

Domestic Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter

Movie & Dining : You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.

Rewards Rate : 1% cashback on all spends and 5% cashback on spends on the Freecharge app.

Reward Redemption : The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.

Travel : You earn up to Rs. 100 credit every month on Shuttl.

Movie & Dining : 15% Discount on Dining

Rewards Rate : 3 EDGE Reward Points/100 for Spends With IKEA. 2 EDGE Reward Points/100 Spent on Dining.

Reward Redemption : Exclusive SMS-Based Redemption on IKEA Purchases

Rewards Rate : 12% SuperCoins on Flipkart purchases (for plus members), 6% Super Coins on Flipkart purchases (for non-plus members), and 2% SuperCoins on all other retail purchases.

Reward Redemption : The SuperCoins can be redeemed against Flipkart purchases and various gift voucher options available on Flipkart. 1 Super Coin = Re. 1.

Travel : Get a discount of up to Rs. 1,500 on domestic flights and up to Rs. 5,000 off on international flight bookings (introductory offer)

Movie & Dining : Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Rewards Rate : 6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card

Reward Redemption : Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations

Travel : Complimentary domestic and international airport lounge access

Domestic Lounge Access : Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter

International Lounge Access : 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership

Insurance Benefits : Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card

Movie & Dining : 25% cashback on movie ticket bookings & minimum 15% discount on dining.

Rewards Rate : 4 Edge Rewards on every spend of Rs. 200.

Reward Redemption : The earned Edge Rewards can be redeemed at the Edge Rewards portal at a rate of 1 RP = Re. 0.20.

Movie & Dining : Up to 20% on your dining bills under the Dining Delights Program

Rewards Rate : Maximum 18 Spiceclub points for every Rs. 200 you spend on SpiceJet website and mobile application, 6 Spiceclub points for every Rs. 200 spent on online transactions, and 3 Spiceclub points for every Rs. 200 spent on all other domestic and international transactions.

Reward Redemption : The Spiceclub points can be redeemed against booking flight tickets, meal vouchers, etc that are available on the SpiceJet Website or Mobile App

Travel : Complimentary access to lounges at airports in India

Domestic Lounge Access : 4 complimentary domestic airport lounge visits every year

Movie & Dining : Complimentary Eazy Diner membership & Buy 1 Get 1 free offer on movies.

Rewards Rate : 15 Edge Reward Points for every Rs. 200 spent.

Reward Redemption : The redemption of Edge Rewards can be done against an array of options on the Edge Rewards website at a rate of 1 Edge Reward Point = Re. 0.20

Travel : Complimentary access to international as well as domestic lounges.

Domestic Lounge Access : Unlimited complimentary domestic lounge access.

International Lounge Access : Unlimited complimentary international lounge access.

Golf : 50 complimentary golf rounds every year.

Insurance Benefits : Insurance cover worth Rs. 4.5 Crores in case of an air accident, travel insurance, lost card liability, and purchase protection.

Movie & Dining : Get up to 20% discount on dining at several participating restaurants.

Rewards Rate : 28 Spiceclub Points on every Rs. 200 spent on SpiceJet mobile app/website, 12 Spiceclub points on online entertainment, food order, & online bill payments, and 6 Spiceclub points on all other transactions.

Reward Redemption : The earned Spiceclub Points can be redeemed against flight tickets, meal vouchers, etc, via the SpiceJet website or mobile app. 1 Spiceclub Point is equivalent to Re. 0.5.

Travel : Complimentary access to domestic airport lounges.

Domestic Lounge Access : 8 complimentary domestic lounge access every year.

Rewards Rate : 1 EDGE Mile/100 Spent on All Transactions

Reward Redemption : Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles

Travel : Airport Meet & Greet, Domestic Airport Transfers, Luxury Airport Transfers

Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. 12 Free Guests Visits Each Year

International Lounge Access : Lounge Access- Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. 12 Complimentary Visits Each Year for Guests

Golf : Unlimited Domestic Golf Lessons and Rounds for Primary Cardholder (Along With One Guest). 4 Complimentary International Golf Rounds Along With One Guest

Insurance Benefits : Lost Card Liability of 25,00,000

Movie & Dining : 10% instant discount on movie ticket bookings on BookMyShow

Rewards Rate : 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card

Reward Redemption : Reward Points redeemable for shopping/travel vouchers and products (from the given product catalog) on Axis Bank EDGE Rewards Portal.

Movie & Dining : BOGO Offers on Movie Ticket Bookings Via District App. 15% Off on Partner Restaurants and Flat 120 Off on Food Orders with Swiggy.

Rewards Rate : 4 EDGE Points/200 (Reward Rate of 0.4%)

Reward Redemption : EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Domestic Lounge Access : 1 Complimentary Lounge Access Every Quarter (4 Each Year)

Movie & Dining : 15% instant discount on EazyDiner up to 500 per month for a minimum transaction value of 2,500.

Rewards Rate : Unlimited 20 First Citizen Points/Every 200 Spent at Shoppers Stop (Private Labels)

Reward Redemption : The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop

Movie & Dining : Complimentary 1-year EazyDiner Membership. 25% off on dining bills (up to 800) twice per month for transactions above 2,000.

Rewards Rate : 15 EDGE Points for every Rs. 100 spent on merchants like BigBasket, Tata 1mg, Zomato, etc, 15 EDGE Points for every Rs. 100 spent on International transactions, and 5 EDGE Points per Rs. 100 spent on all other spends.

Reward Redemption : EDGE REWARDS Points are redeemable at the Axis EDGE REWARDS portal where 1 Edge Reward = Re. 0.20. EDGE Points can also be transferred to partner Airlines/Hotels Rewards Program.

Domestic Lounge Access : 8 complimentary domestic airport lounge visits every year.

International Lounge Access : Priority Pass Membership With 6 Complimentary International Airport Lounge Visits Each Year

Movie & Dining : 15% discount on dining across over 4,000 premium restaurants twice every month.

Rewards Rate : 10 Edge Rewards on every Rs. 100 spent on partnered brands and 5 Edge Rewards on other spends.

Reward Redemption : Cashback is Provided Against Statements, and EDGE Rewards can be Redeemed for Multiple Options such as Statement Cash or Vouchers. 1 Edge Reward = 0.20.

Domestic Lounge Access : 4 Complimentary Domestic Lounge Access Every Year. Visits are Unlocked on Spends of 50,000 in the Previous Quarter

Movie & Dining : You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato.

Rewards Rate : Earn 1 EDGE REWARD point on every Rs. 200 spent.

Reward Redemption : The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.

Movie & Dining : A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Rewards Rate : 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, and Zomato, with a combined capping of Rs. 500 cashback per month. 1.5% cashback elsewhere on other merchants.

Reward Redemption : Your earned cashback is automatically credited to the cardholders' accounts.

Travel : Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

Domestic Lounge Access : 4 complimentary airport lounge visits to domestic airport lounges per year

Movie & Dining : 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program

Rewards Rate : 2 CV (Club Vistara) Points per Rs. 200 spent

Reward Redemption : Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website

Travel : Club Vistara Base Membership and complimentary domestic lounge access every quarter.

Domestic Lounge Access : 2 complimentary domestic lounge access per quarter

International Lounge Access : None

Insurance Benefits : Rs. 1 Lakh Purchase protection Cover. USD 300 cover for loss of travel documents, delay or loss of check-in baggage.

Movie & Dining : 25% discount up to Rs. 800 at various restaurants across India with Axis Banks EazyDiner Program.

Rewards Rate : 4 CV (Club Vistara) Points for every Rs. 200 spent

Reward Redemption : Club Vistara Points can be spent on booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.20)

Travel : Club Vistara Silver Membership, complimentary Premium Economy Class ticket, complimentary domestic airport lounge access

Domestic Lounge Access : Complimentary access to domestic lounges up to 2 times in a quarter

Golf : 3 Complimentary Golf sessions at some of Indias most premium golf destinations.

Insurance Benefits : Purchase protection cover worth up to Rs. 1 lakh and cover worth USD 300 against loss of travel documents and delay/loss of check-in baggage.

Movie & Dining : Get up to 40% discount up to Rs. 1000 on partner restaurants all over India under Axis Banks EazyDiner program

Rewards Rate : 6 CV (Club Vistara) Points per Rs. 200 you spend

Reward Redemption : Club Vistara Points can be used for booking award flights, class upgrades, or seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)

Travel : 2 Complimentary domestic lounge visits per quarter at select airports across India & complimentary Club Vistara gold membership.

Domestic Lounge Access : 2 Complimentary access to domestic lounges per quarter at select airports across India

Golf : 6 Complementary rounds of golf at Indias most premium golf destinations

Insurance Benefits : Purchase protection cover up to Rs. 1,00,000, USD 300 cover in case of loss of travel documents, USD 300 cover for delay or loss of check-in luggage.

Movie & Dining : 30% Discount Up to 1,000 on Dining With Axis Dining Delights. Buy One Get One Free on Movie and Non-Movie Ticket Bookings With BMS

Rewards Rate : 1 EDGE Mile/100 on Domestic and 2 EDGE Mile/100 on International Spends

Reward Redemption : Redeem on Travel Edge (1 EDGE Mile = 4 Partner Points)

Travel : Complimentary Priority Pass, Airport Transfer Service, and Concierge Services

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Unlimited International Airport Lounge Access With Priority Pass

Golf : 8 Complimentary Golf Lessons/Rounds Across Domestic Courses

Movie & Dining : Complimentary Eazydiner Prime membership offering 25% off at various restaurants, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow where you get a maximum of Rs. 500 off on the second ticket, 5 times a month.

Rewards Rate : 15 Edge Reward Points per Rs. 200 spent with the card, 2X Edge Reward Points on all international spends

Reward Redemption : Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank's Edge Rewards redemption portalEdge Reward Points can also be redeemed for Edge Miles to international and domestic airlines program at the ratio of 5:2 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, etc.

Travel : Global travel and medical assistance on international trips

Domestic Lounge Access : Unlimited domestic airport lounge access for both primary and add-on card holders

International Lounge Access : Unlimited international airport lounge access every year with Priority Pass membership.

Golf : 50 complimentary rounds of golf every year at country's premium golf courses

Insurance Benefits : Comprehensive insurance cover including purchase protection up to Rs. 2 Lakhs, 500 USD cover for loss/delay in baggage, and a Rs. 5 Lakhs credit shield

Movie & Dining : Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.

Rewards Rate : 4 Reward Points per Rs. 200 spend.

Reward Redemption : 1 RP = Rs 0.20 for redemption against a variety of options available at the Edge Rewards website.

Movie & Dining : 20% Discount at 4,000+ Restaurants Across India Under the Axis Dining Delights Program

Rewards Rate : 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.

Reward Redemption : Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program.

Travel : Complimentary Airport Lounge Access, and Discounted Stays at Oberoi Hotels

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass

Insurance Benefits : Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh.

Movie & Dining : 30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

Rewards Rate : 2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores

Reward Redemption : Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

Domestic Lounge Access : 2 complimentary domestic airport lounge access per quarter

Insurance Benefits : Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Movie & Dining : 20% discount up to 800 on EazyDiner

Rewards Rate : 7% Cashback on Online Purchases; 0.75% Cashback on Offline and Travel Spends; 0.5% Cashback on Utility Transactions

Reward Redemption : Cashback Credited to Statement

Movie & Dining : 30% Instant Discount on Zomato. 25% Discount on Dining Via Eazydiner (Upto 800)

Rewards Rate : 6X EDGE Miles/150 at IndianOil Outlets. 2X EDGE Miles/150 on Grocery Spends. 1X EDGE Miles on All Other Eligible Spends

Reward Redemption : EDGE Miles Can Be Redeemed for Fuel (1 EDGE Mile = 1). These Can Also Be Converted to Partner Points (1:1)

Domestic Lounge Access : 2 Free Lounge Visits Each Quarter

Movie & Dining : Get 20% off up to Rs. 500 on dining

Rewards Rate : 5% cashback on all spends via Freecharge and 1% cashback on all other spends.

Reward Redemption : Edge Reward Points can be redeemed against various products at a rate of 1 RP = Re. 0.20.

Movie & Dining : A discount of 15% or more on dining at partner restaurants.

Rewards Rate : For every Rs. 200 spent, you will get 8 EDGE REWARD Points.

Reward Redemption : EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.

Travel : Complimentary visits to domestic lounges.

Domestic Lounge Access : In every calendar quarter, you will get 2 complimentary domestic lounge access.

Movie & Dining : Up to a 20% discount on dining at partner restaurants.

Rewards Rate : 2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.

Reward Redemption : EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

Rewards Rate : 4 RPs/100 Spent on Groceries & Departmental Spends. 2 RPs/100 on All Other Eligible Spends

Reward Redemption : Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25

Travel : Free Railway Lounge Access

Domestic Lounge Access : One Free Visit Each Quarter on Spending 20,000 or More Each Quarter

International Lounge Access : One Free Visit Each Quarter

Insurance Benefits : Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers

Movie & Dining : 1% cashback on UPI spends made on dining

Rewards Rate : 1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Reward Redemption : Cashback to your credit statement/account

Movie & Dining : 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate : 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption : Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel : Complimentary Railway Lounge Access and Priority Pass MembershipCash Advance Charges

Domestic Lounge Access : 2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending 20,000 Each Quarter

International Lounge Access : 8 Free International Lounge Visits

Insurance Benefits : Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

Movie & Dining : Accelerated Reward Points and Exclusive Discounts on Dining.

Rewards Rate : Each Card Offers Accelerated Reward Points for Special Categories and Up to 6X Reward Points for Online Transactions

Reward Redemption : 1 RP = Rs. 0.20

Travel : Free Railway Lounge Access if Offered

Domestic Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

International Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

Rewards Rate : 2 RPs/100 Spent on Retail and 1 RP/100 Spent on Utility and Insurance

Reward Redemption : 1 RP = 0.25

Travel : 2 Complimentary Railway Lounge Visits Per Calendar Quarter

Domestic Lounge Access : 2 Free Visits Each Quarter on Spending 20,000 in a Calendar Quarter

Rewards Rate : 20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends

Reward Redemption : Redeem Rewards at ixigo App or AU Rewardz

Travel : 10% Discount on Flight, Bus & Hotel Bookings

Domestic Lounge Access : 8 Per Year

International Lounge Access : 1 Per Year, Priority Pass to be Issued on Request

Insurance Benefits : Credit Shield up to Rs. 1 Lakh

Rewards Rate : 1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

Reward Redemption : The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Travel : Free railway lounge access (twice each quarter)

Movie & Dining : 16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter

Rewards Rate : 2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends

Travel : Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.

Domestic Lounge Access : 4 Complimentary Lounge Access Every Quarter (16 Each Year)

International Lounge Access : 16 complimentary international lounge access

Golf : 8 complimentary golf lessons per annum, max 2 per quarter

Insurance Benefits : Complimentary device protection plan

Movie & Dining : 2X Reward Points on weekend dining

Rewards Rate : 5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining

Reward Redemption : HDFC Bank Diners Club Black Reward Points are redeemable for flight/hotel bookings (1 RP = Re. 1) on SmartBuy, for AirMiles (1 RP = 1 AirMile), on Diners Club exclusive rewards redemption catalog (1 RP = Re. 0.5) and for cashbacks (1RP = Rs. 0.30).

Travel : Complimentary lounge access at 1,000+ airports in India and abroad, Reward Points redeemable for flight and hotel bookings on SmartBuy (1RP = Re. 1).

Domestic Lounge Access : Unlimited complimentary access to the domestic lounges

International Lounge Access : Unlimited complimentary access to the international lounges

Golf : 6 complimentary golf games per quarter at some of the most premium golf destinations around the world.

Insurance Benefits : Travel-related insurance benefits including an air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 Lakhs, and a credit liability cover worth up to Rs. 9 lakh.

Rewards Rate : Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends

Reward Redemption : 1 NeuCoin = 1

Travel : Complimentary Priority Pass (Visa Variant Only)

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)

International Lounge Access : 4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)

Insurance Benefits : Insurance cover worth 1 crore against air accidents, cover worth 15 lakhs against emergency hospitalization and lost card liability cover worth up to 9 lakhs.

Movie & Dining : 25% Dining Discount Via Swiggy Dineout

Rewards Rate : Unlimited 1% Cashback

Reward Redemption : Cashback Against Statement

Movie & Dining : 20% Off Upto 300 Each Month on Dining Bills Via Swiggy Dineout

Rewards Rate : 5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform - Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends

Reward Redemption : Redemption for Vouchers Via PayZapp

Rewards Rate : 7% Reward Points/150 on Every SS Spends. 2% Reward Points/150 on Non-SS Spends

Reward Redemption : The points can be redeemed against the purchases made at the Shoppers Stop Outlet or through their official website.

Domestic Lounge Access : 16 complimentary lounge access at domestic airports (maximum 4 times in a quarter).

International Lounge Access : Complimentary Lounge Access at international airports - 8 times in a calendar year, maximum 2 times in a quarter

Insurance Benefits : Get accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.

Movie & Dining : 1 + 1 Complimentary Buffet at ITC Hotels and Up to 750 With Swiggy Dineout

Rewards Rate : 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Reward Redemption : RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass

Golf : Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits : Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

Movie & Dining : Accelerated 4 RPs on Dining, and Entertainment

Rewards Rate : 8 Marriott Bonvoy Points/150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/150 for Other Spends

Reward Redemption : Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels

Travel : Get up to 4 Free Night Awards at Marriott Bonvoy hotels

Domestic Lounge Access : 12 complimentary lounge access at both domestic and international terminals

International Lounge Access : 12 complimentary international lounge access

Golf : 2 complimentary golf course access and 2 golf lessons per quarter

Insurance Benefits : Air accident cover, cover for delay or loss of baggage or travel documents, credit shield, and loss liability cover

Rewards Rate : 3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends

Reward Redemption : Reward Points Can Be Redeemed Against Multiple Options

Movie & Dining : BOGO Offers for Movie Bookings with BookMyShow. 5X RPs for Spends on Zomato and Swiggy

Rewards Rate : 4 RPs for Each Spend of 150

Reward Redemption : Redeem on Smartbuy or Netbanking. Value of 1 RP Up to 0.50 (0.20 for Cash Redemption)

Travel : 10X Reward Points for Hotel and Flight Booking with Smartbuy

Domestic Lounge Access : 2 Visits Each Quarter

International Lounge Access : 2 Visits Each Quarter

Insurance Benefits : Accidental Air Death Cover of 1 Crore. Travel Insurance Worth 50,000

Movie & Dining : Get 5x (20) reward points per Rs. 150 spent on Swiggy and Zomato. Get a Buy One Get One offer on BookMyShow movie tickets for shows on Friday, Saturday, and Sunday.

Rewards Rate : 4 Reward Points on every Rs 150 spent and up to 10x RPs on Smartbuy spends.

Reward Redemption : 1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.

Travel : Get 8 complimentary airport lounge access across the world for both primary as well as add-on cardholders.

Domestic Lounge Access : Up to 8 complimentary domestic lounge access every year

International Lounge Access : Up to 8 complimentary international lounge access every year

Insurance Benefits : Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad.

Movie & Dining : Flat 200 Discount on Swiggy Dineout (Minimum Order Value 2,000). Valid Twice Each Month

Rewards Rate : 5% Cashback Up to 1,000 CashPoints at Top Ten Online Merchants in India. 1% Cashback Up to 1,000 CashPoints on Other Eligible Spends

Reward Redemption : Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.

Movie & Dining : 3% 6E Rewards on Dining spends, discount at premium restaurants across major cities under the Good Food Trail Dining Program

Rewards Rate : 6E Rewards- 5% on IndiGo, 3% on dining, grocery and entertainment, and 2% for every other transaction.

Reward Redemption : The IndiGo 6E rewards are redeemable for 6E Rewards' Benefits including IndiGo flight tickets (1 6E Reward Point = Re. 1).

Travel : Complimentary access to domestic lounges

Domestic Lounge Access : 8 complimentary domestic lounge visits annualy (max 2 per quarter)

Movie & Dining : 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more

Rewards Rate : 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories

Reward Redemption : Cashback Against Credit Card Statement

Travel : Upto 5% cashback on merchants like Uber and Ola

Golf : 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services

Movie & Dining : 200 Off With Swiggy Dineout (Twice Each Month)

Rewards Rate : 10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, and Uber and 1 CashPoint/150 Spent on All Other Purchases

Reward Redemption : 1 CashPoint = 0.15 for Various Redemption Options

Movie & Dining : Accelerated Reward Points on dining.

Rewards Rate : 3 Reward Points on every spend of Rs. 150.

Reward Redemption : The earned Reward points can be redeemed against Airmiles at a rate of 1 RP = 0.7 Airmiles.

Travel : Complimentary Priority Pass membership.

Movie & Dining : 50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow15% discount up to maximum of Rs. 1500 at restaurants through PayEazy on Eazydiner

Rewards Rate : 3 Reward Points on every spend of 150. 10 reward points on every weekday dining spent of 150.

Reward Redemption : You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.

Movie & Dining : Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Rewards Rate : For every Rs. 150 spent, you will get 4 Reward Points.

Reward Redemption : 1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Insurance Benefits : Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Movie & Dining : 5% cashback on Paytm Movies & 20% discount via Dineout

Rewards Rate : 5% cashback on all spends on Paytm Mall/Movies/Mini app, 3% accelerated cashback on select brands like Ajio, BigBasket, Swiggy & Uber, 1% cash back on all other eligible retail spends

Reward Redemption : Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.

Travel : Complimentary domestic airport lounge access

Domestic Lounge Access : 8 complimentary domestic airport lounge access every year (max 2 per quarter)

Rewards Rate : 4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card

Reward Redemption : You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack

Travel : 6 Complimentary lounge access at more than 1,000 airports lounges globally

Domestic Lounge Access : Up to 6 domestic airport lounge access every year

International Lounge Access : Up to 6 international airport lounge access every year

Insurance Benefits : Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay

Movie & Dining : Up to 20% discount in partner restaurants via Dineout

Rewards Rate : 3% cashback Paytm mall, Paytm movies & mini app, 2% cash back on other purchases on Paytm app, and 1% cashback on all other spends.

Reward Redemption : The earned cashback is sent to the cardholders in the form of Paytm vouchers or Redeem your Cashpoints as Cashback along with other redemption options.

Movie & Dining : Up to 20% discount on partner restaurants via Dineout.

Rewards Rate : 2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.

Reward Redemption : Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.

Movie & Dining : Exclusive dining benefits with the Good Food Trail program. Save up to 20% on your restaurant bills through Swiggy Dineout

Rewards Rate : 4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spend, reward rate of up to 0.67%.

Reward Redemption : 1 Reward Point = Rs 0.20 for redemption against the statement balance. 1 Reward Point = Rs. 0.25 for redemption through Smartbuy Rewards portal

Movie & Dining : Accelerated Reward Points (5 RPs/Rs. 150) on dining spends on weekdays, 25% off on movie tickets bookings on BookMyShow (max discount of Rs. 350 per transaction) and EazyDiner Prime Membership with dining discounts of 25% to 50%.

Rewards Rate : 5 Reward Points per Rs. 150 on dining spends on weekdays, 2 Reward Points per Rs. 150 on all other spends

Reward Redemption : The accumulated Reward Points can be redeemed for products, gift vouchers and discounts via net banking or through post.

Movie & Dining : Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Rewards Rate : 4 reward points every time one spends Rs. 150.

Reward Redemption : 1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

Travel : Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

Domestic Lounge Access : 8 free airport lounge access per year within India.

International Lounge Access : 6 airport lounge access every year outside India through the Priority Pass.

Insurance Benefits : Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Movie & Dining : 25% Discount Via Swiggy Dineout

Rewards Rate : 10 RPs/150 on Spends Made With Harley, 5 Reward Points/150 on Every Retail Spends, and 2X RPs on Weekend Dining

Reward Redemption : Redemption Via Smartbuy or Netbanking

Travel : 5X RPs on Flight and Hotel Bookings Via Smartbuy

Domestic Lounge Access : Unlimited Lounge Access

International Lounge Access : Unlimited Free Lounge Visits

Insurance Benefits : Accidental Air Death Cover of 2 Crore. Travel Insurance Worth 55,000

Rewards Rate : 2.5% cashback on all online purchases. 1% cashback on all offline purchases.

Reward Redemption : 1 CashPoint = Re. 1 for redemption against cash and product/vouchers, 1 CashPoint = Rs. 0.30 for redemption against flight/hotel bookings.

Rewards Rate : Earn 4 Reward Points on every Rs. 150 spent on all retail transactions

Reward Redemption : Reward points can easily be redeemed for hotel and flight bookings, premium products and vouchers through HDFC regalia Rewards Points can also be redeemed against cash

Travel : You get to enjoy complementary access to domestic and international lounge using HDFC Bank Doctors Regalia Credit Card

Domestic Lounge Access : Complimentary Lounge Access at airports across India - 12 times in a calendar year

International Lounge Access : 6 Complimentary International lounge visits using the Priority Pass Membership

Insurance Benefits : Air accident insurance worth Rs. 1 Crore, Emergency overseas hospitalization cover worth up to Rs. 15 Lakhs, Credit liability cover worth up to Rs 9 Lakhs

Rewards Rate : 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%

Reward Redemption : Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)

Movie & Dining : Complimentary Dineout Passport Membership and 15% off additionally.

Rewards Rate : 8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com

Reward Redemption : InterMiles you be redeemed against travel-related bookings through intermiles.com.

Travel : Unlimited airport lounge access to 1,000+ lounges in India and all over the world.Exclusive discount on Etihad Airways.

Domestic Lounge Access : Unlimited access to 1000+ airport lounges in India.

International Lounge Access : Access to leading international lounges.

Golf : Unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.

Insurance Benefits : Air accident cover amounting Rs. 2 crores, emergency overseas hospitalization cover amounting Rs. 50 lakhs, travel insurance cover amounting to Rs. 55,000, and credit liability cover amounting to Rs. 9 lakhs.

Rewards Rate : 5% cashback every month on spending towards bill payments, and mobile recharge, fuel and railway tickets booked through IRCTC. 5% cashback every month while paying through PayZapp/EasyEMI/SmartBuy.

Reward Redemption : The reward points can be redeemed as cash back at the request of the cardholder. 1 Reward Point = Re. 1

Travel : You get 5% cashback on booking railway tickets through IRCTC.

Insurance Benefits : Accidental death cover of up to Rs. 50 Lakhs

Movie & Dining : Accelerated Reward Points on dining.

Rewards Rate : 2 Reward Points on every spend of Rs. 150.

Reward Redemption : The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.

Rewards Rate : 3 Reward Points per Rs. 150 spent and 6 Reward Points per Rs. 150 spent on shopping, mobile recharge, and hotel bookings.

Reward Redemption : The Reward Points you earn can be redeemed against various options from the HDFC Rewards catalog.

Rewards Rate : Earn 4 InterMiles for every Rs. 150 spent on retail transactions and 8 InterMiles on every Rs. 150 spent on Hotel and Flight booking through intermiles.com

Reward Redemption : The InterMiles that you have been rewarded with can easily be redeemed through www.intermiles.com.

Travel : Complimentary domestic lounge access

Domestic Lounge Access : Complimentary Lounge Access at domestic airports - 8 times in a calendar year, maximum 2 times in a quarter

Movie & Dining : Benefits with Good Food Trails Program and 2X RPs on Weekend Dining

Rewards Rate : Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy

Reward Redemption : Redeem Rewards on SmartBuy or for Airmiles and Cashback

Travel : Unlimited Lounge Access for Primary and Add-On Cardholders

Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Visits Across India

International Lounge Access : Unlimited Complimentary International Lounge Visits Across the World

Golf : 6 Complimentary Golf Games Each Quarter

Insurance Benefits : Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.

Movie & Dining : Up to 200 on Dining Bills With Swiggy Dineout

Rewards Rate : 10X CashPoints/150 on Flipkart, Amazon, Swiggy, BigBasket, and Reliance Smart SuperStore and 2 CashPoints/150 on Retail Purchases

Reward Redemption : CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles

Rewards Rate : 5X Reward Points/100 for IRCTC Bookings and 1 Reward Point/100 for Other Valid Spends. An Additional 5% Cashback Can Be Earned for Rail Bookings Via SmartBuy

Reward Redemption : The earned Cash Points can be redeemed against travel bookings via IRCTC and several other options. 1 Cash Point = up to Re. 1.

Travel : Get 8 complimentary access to IRCTC Executive Lounges.

Rewards Rate : 3 Reward Points on every spend fo Rs. 150, and 50% more Reward points on dining & groceries.

Reward Redemption : 1 Reward Point = Re. 0.20 for redemption against cashback.

Movie & Dining : 3% Cashpoints on Dining spends

Rewards Rate : 3% Cashpoints on groceries, dining, and supermarket spends2% Cashpoints on utility spends1% Cashpoints on other spends, with some exclusions

Reward Redemption : The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25

Movie & Dining : BOGO on Movie Ticket Bookings via BookMyShow. Upto 15% Dining Discounts via EazyDiner

Rewards Rate : 2 Reward Points/150 Spent

Reward Redemption : Redeem Reward Points for Gift Vouchers, Airmiles, and More

Movie & Dining : BOGO on Movies and Discounts at PVR, Swiggy, Zomato, and Starbucks.

Rewards Rate : 5 RPs/100 Spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and am Stays & Trails Bungalows. 1.5 RPs/100 on All Other Eligible Purchases

Reward Redemption : Use RPs at Participating Indian and Global Hotels. 1.5 RPs = 1

Travel : 4 Chauffeur-Driven Limousine Transfers in a Year and 15% Discount at Adani One

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Global Unlimited Airport Lounge Access

Movie & Dining : BOGO on BookMyShow and 30% off Dining Bills with EazyDiner

Rewards Rate : 3 Reward Points/100 Spent for All Spends

Reward Redemption : Transfer Reward Points to Popular Airline Programs or to Apple Imagine Vouchers at a 1:1 Ratio. These Can Also Be Used for Redemption Against E-Vouchers

Travel : 8 Complimentary International Airport Lounge Visits for Guests

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access : Unlimited Lounge Access

Golf : Upto 24 Complimentary Golf Lessons Across India (Premier Account Benefit)

Insurance Benefits : Emergency services and international travel insurance

Rewards Rate : 1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Reward Redemption : You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Movie & Dining : Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.

Rewards Rate : Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.

Reward Redemption : Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.

Insurance Benefits : Insurance cover worth Rs. 2 Lakhs for personal accident

Rewards Rate : For every Rs. 100 spent on online transactions, you will get 2 Reward Points, and 1 Reward Points for every Rs. 100 spent on all other transcations.

Reward Redemption : You can redeem the reward points against a variety of options at the rate of 1 Reward Point = Rs. 0.25

Movie & Dining : 5% cashback on Swiggy, 2 complimentary PVR tickets on spends of Rs. 50,000 per quarter

Rewards Rate : 7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cash back on other spends

Reward Redemption : Cashback is automatically credited to the card statement

Travel : Complimentary lounge access

Domestic Lounge Access : 1 complimentary lounge access per quarter

Rewards Rate : 3x Reward Points per Rs. 100 you spend on all retail transactions

Reward Redemption : Redeem the earned points for various categories like Movie Tickets, Mobile Recharge, etc. Rewards Points can used to pay your shopping bills through PayByPoints Program

Insurance Benefits : Insurance cover for a lost or stolen card

Rewards Rate : Earn Reward Points as White Pass value post crossing the expenditure milestone of Rs. 2 lakh

Reward Redemption : White Pass value redeemable for vouchers from partner brands

Travel : 8 complimentary domestic lounge access annually (2/quarter), 4 complimentary international lounge access every year with Priority Pass

Domestic Lounge Access : 8 complimentary domestic lounge access every year (2/quarter)

International Lounge Access : 4 complimentary international lounge access annually with Priority Pass

Insurance Benefits : Cover against unauthorized use of card worth Rs. 2.5 lakh

Movie & Dining : Discounts on Movie Ticket Bookings/Food and Free Movie Tickets on Each Spend of Rs. 10,000

Rewards Rate : 5x Reward Points on select retail shopping and travel spends, 2x Reward Points on all other spends and traveler's plan.

Reward Redemption : Reward Points redeemable on Kotak reward redemption portal.

Travel : Complimentary domestic lounge access, Priority Pass membership, 4 complimentary lounge visits / year visits with Priority Pass (paid variant only)

Domestic Lounge Access : 2 Complimentary visits to the Dream Folks Lounges in India

International Lounge Access : Complimentary Priority Pass membership (with both variants), 4 complimentary lounge visits every year visits with Priority Pass (paid variant only)

Rewards Rate : 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Reward Redemption : The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.

Travel : You get complimentary airport lounge access every year.

Domestic Lounge Access : 2 complimentary access to domestic lounges per quarter

Insurance Benefits : Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Movie & Dining : Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region

Rewards Rate : White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs

Reward Redemption : The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at kotakbankwhite. The White Pass Value can also be redeemed for cash.

Travel : Complimentary access to lounges at 1000+ airports around the world

Domestic Lounge Access : Unlimited complimentary lounge access at domestic airports across India

International Lounge Access : Unlimited complimentary lounge access at airports across the globe

Golf : 2 Golf Rounds each month at selected golf courses around the world

Rewards Rate : 3 Reward Points on every spend of Rs. 200, and 3x Reward Points on movies, dining, and departmental stores.

Reward Redemption : Redeem points against a host of categories such as Movies, Mobile Recharges, and e-vouchers. 1 Kotak Reward Point = Re. 0.25.

Travel : Complimentary access to domestic airport lounges

Domestic Lounge Access : 2 complimentary domestic airport lounge access every quarter

Insurance Benefits : Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card

Rewards Rate : 6 Reward Points per Rs. 200 spent on grocery, dining, etc and 2 Reward Points for other spends

Reward Redemption : The reward points are redeemable for various categories like Movie Tickets, Mobile Recharge, etc. 1 Reward Point = Re.0.25.

Insurance Benefits : Insurance cover for a lost or stolen card

Movie & Dining : Get 2 free PVR movie tickets worth up to Rs. 400 each on spending Rs. 15,000 or more in a month.

Reward Redemption : The movie tickets can be redeemed by logging in to kotak.com or by sending an SMS

Movie & Dining : 6 movie tickets by PVR on the expenditure of Rs. 1,25,000 in 6 months.

Rewards Rate : 10 Saving Points/Rs. 100 on purchases made at grocery and departmental stores and 1 Saving Point/Rs. 250 on all other spends

Reward Redemption : Saving Points redeemable on Kotak Rewards portal for travel-related spends, shopping, mobile recharge, shopping vouchers and movie tickets. The Saving Points can also be used as cash (1 Point = Re. 1) at partner merchants.

Insurance Benefits : Insurance cover worth Rs. 1.25 lakh against unauthorized transactions up to 7 days prior to reporting the loss of card.

Movie & Dining : Get free movie tickets for any show and any given day at your nearest PVR cinemas

Reward Redemption : The free PVR movie tickets you get can be redeemed either by sending an SMS to the banks customer care or by the net banking option available on the banks website.

Insurance Benefits : Insurance cover in case the card is lost/stolen.

Movie & Dining : Get a movie voucher from BookMyShow.com worth Rs 500

Rewards Rate : You get 8x reward points for every 150 spent on special categories and 4x reward points on every 150 spent on other categories up to 2 lacs. You 8x reward points on every Rs 150 spent on special categories and other categories above Rs 2 lacs.

Reward Redemption : You can redeem the reward point accumulated at the Kotak rewards portal. You can use the Pay with Points facility provided by the bank at the partner merchant store.

Rewards Rate : Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.

Reward Redemption : The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.

Travel : Get complimentary airport lounge access every year

Domestic Lounge Access : 2 complimentary domestic lounge access every quarter.

Insurance Benefits : Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Rewards Rate : You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories

Reward Redemption : 1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets

Travel : Complimentary Lounge Access Worldwide

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

International Lounge Access : 3 Complimentary International Lounges with Priority Pass Membership.

Movie & Dining : Accelerated 6E Rewards on movie & dining.

Rewards Rate : 6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.

Reward Redemption : The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.

Travel : Get complimentary airport lounge access and discounted convenience fee on Indigo flights.

Domestic Lounge Access : 8 complimentary domestic lounge access every year.

Rewards Rate : 2 Reward Points per 100 for all your online spends, 1 Reward Point per 100 for all other spends (exclusions may apply).

Movie & Dining : Get a 10% discount (up to Rs. 100) on movies through Bookmyshow 15 times a year.

Rewards Rate : 1 Reward Point for every Rs. 100 spent on retail spends, and 20 reward points on grocery purchases.

Reward Redemption : Redeem Rewards at RBL Rewards. 1 RP = 0.25.

Rewards Rate : 5 RP for every 100 spent on domestic purchases; 10 RP for every 100 spent on international transactions

Reward Redemption : Eaned RP is redeemable at rblrewards website

Domestic Lounge Access : 2 airport lounge access every quarter

International Lounge Access : 6 airport lounge access annually

Golf : 4 free rounds of golf each year and one golf lesson every month.

Rewards Rate : 5 travel points on every Rs. 100 spent on travel, 2 travel points on every Rs. 100 spent elsewhere.

Reward Redemption : The travel points can be redeemed at www.rblrewards.com for exciting rewards and offer on your air travels, hotel bookings, and much more.

Travel : Complimentary access to domestic as well as international airports and several travel insurance covers.

Domestic Lounge Access : 2 domestic lounge access every calendar quarter to selected airports in India.

International Lounge Access : 2 complimentary international lounge visits every year using Priority Pass membership.

Golf : 4 Complimentary golf rounds per calendar year and 12 complimentary golf lessons per calendar year.

Insurance Benefits : Travel insurance provides cover worth USD 50,000 to an individual on his international travels.

Rewards Rate : 10 Fuel Points/100 Spent at IndianOil Fuel Stations. 1 Fuel Point/100 on Other Eligible Purchases

Reward Redemption : 1 Fuel Point = 0.50 When Redeeming at IndianOil Stations

Rewards Rate : 15 Fuel Points/100 Spent at Indian Oil Stations and 2 Fuel Points/100 on Other Eligible Spends

Reward Redemption : 1 Fuel Point = 0.50 When Redeemed at IndianOil Outlets

Rewards Rate : 1 RP for every 100 spent on offline and online spends; 5X RP for every 100 spent on UPI transactions; 10X RP for every 100 spent on using UPI for transactions more than 20,000

Reward Redemption : Redeem RP through RBL Rewards Portal; 1 RP = 0.10

Movie & Dining : Get 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending a minimum of Rs. 5,000 in a month.

Reward Redemption : The earned discount/free tickets can easily be redeemed on the BookMyShow app/official website.

Movie & Dining : 5% cashback upto 250 on EazyDiner.

Rewards Rate : 10 RP for every 100 spent on international purchases; 2 RP for every 100 spent on everyday transactions

Reward Redemption : All the RP can be redeemed for vouchers and gift cards on the RBL Rewards Portal; 1 RP = 0.25

Domestic Lounge Access : 1 complimentary domestic airport lounge access every quarter

International Lounge Access : 1 complimentary international airport lounge access every quarter

Movie & Dining : BOGO offer on movie tickets up to 200 via BookMyShow

Rewards Rate : 2 RP for every 100 spent online; 1 RP for every 100 spent on in-store purchases

Reward Redemption : All the RP can be redeemed for vouchers and gift cards on RBL Rewards Portal; 1 RP = 0.25

Travel : Complimentary railway lounge access once every quarter

Movie & Dining : Buy One Get One (BOGO) offer on movie tickets through BookMyShow. Accelerated reward rate on Zomato and other food purchases.

Rewards Rate : 10 Edition Cash per Rs. 100 spent on Zomato and Blinkit. 1 Edition Cash per Rs. 100 spent on all other spends.

Reward Redemption : Edition cash is redeemable on Zomato and can be adjusted against the card's statement balance.1 Edition Cash = Re. 1.

Travel : Complimentary domestic and international lounge access, low forex mark-up fee of 1.5%.

Domestic Lounge Access : 2 complimentary domestic lounge visits (per quarter).

International Lounge Access : 2 complimentary international lounge visits (per year) with the Priority Pass.

Movie & Dining : Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations, and personalized hospitality from the chef with an exclusive dining program.

Rewards Rate : 5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.

Reward Redemption : Reward Points redeemable for e-vouchers, mobile recharges, flight bookings, etc. 1 RP = Re 0.25 (approx)

Travel : You get complimentary domestic as well as international lounge access.

Domestic Lounge Access : 2 Complimentary Domestic Lounge Access Per Quarter

International Lounge Access : 6 complimentary international lounge access every year via Priority Pass

Golf : 4 complimentary rounds of green fees every year, 12 complimentary golf lessons every year.

Rewards Rate : 5 RPs/200 Spent on Train Bookings and 2 RPs/200 Spent on Hotel/Flights/Cruise Bookings (All Bookings to be Made With IRCTC). 1 RP/200 Spent on Other Eligible Purchases

Reward Redemption : Redeem RPs at the IRCTC Website/Mobile App. 1 RP = 1

Travel : 2 Complimentary Railway Lounge Visits Each Quarter (8 Each Year)

Insurance Benefits : Insurance Cover for Train Cancellation Upto 5,000

Movie & Dining : An opportunity to earn 2 free movie tickets every month.

Rewards Rate : 2 free movie tickets on spending Rs. 5,000 in a month.

Reward Redemption : The welcome/monthly offer can be redeemed by booking movie tickets through Bookmyshow and redeem weekly cashback by scanning the QR code at the back of the card.

Movie & Dining : Buy 1 get 1 Free offer on movie tickets on Wednesdays.

Rewards Rate : On every Rs. 100 spent on groceries on Wednesday, you will get 1 Reward Point, For every Rs. 100 spent on all other transactions, you will get 1 Reward Point.

Reward Redemption : Redeem your reward points on payment of utility bills, phone recharge, hotel, and flight bookings, etc. 1 Reward Point = Re. 0.25.

Movie & Dining : BOGO offer on movie tickets through BookMyShow worth 200

Rewards Rate : 2 RP for every 100 spent online; 1 RP for every 100 spent offline

Reward Redemption : Vouchers earned can be redeemed at RBL Rewards

Rewards Rate : 10% cashback up to 500 on purchases made at Patanjali stores; 1 RP for every 100 spent on offline and online transactions

Reward Redemption : RP earned can be redeemed on the RBL Rewards portal

Movie & Dining : Complimentary annual Zomato Pro membership and accelerated reward points on dining.

Rewards Rate : 5 Edition Cash per Rs. 100 spent on Zomato and Blinkit, 1 Edition Cash per Rs. 100 on all other spends.

Reward Redemption : Edition Cash is redeemable for food purchases on Zomato or against the statement balance. 1 Edition Cash = Re. 1.

Rewards Rate : You get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs. 100 spent on offline purchases.

Reward Redemption : Reward points can be redeemed at rblrewards for exciting rewards and offer on your air travels, hotel bookings, and much more. 1 RP = Re. 0.25.

Movie & Dining : BOGO on Movie Ticket Bookings With BMS

Rewards Rate : 2 RPs per Rs. 100 spent on retail purchases and 20 RPs per Rs. 100 spent on international transactions and dining on weekends.

Reward Redemption : You can easily redeem your reward points against hotels and flights booking. You can also utilize your reward points for purchasing vouchers, gifts, recharge, shopping, lifestyle products, etc. 1 RP = Re. 0.25.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Get 2 complimentary domestic lounge access per quarter.

Golf : 4 complimentary golf games & 12 complimentary golf lessons each year.

Movie & Dining : Get a discount of 10% on BookMyShow

Rewards Rate : 1 Reward Point per Rs. 100 spent offline and 5 Reward Points per Rs. 100 spent online.

Reward Redemption : The Reward Points you earn can be redeemed at the RBL Rewards website. 1 Reward Point = Rs. 0.25.

Rewards Rate : 2 Reward Points on every Rs. 100 spent on weekdays and 4 Reward Points on every Rs. 100 spent on weekends.

Reward Redemption : The reward points you earn through your RBL Platinum Delight credit card can be redeemed easily at rblrewards. 1 RP = Rs. 0.25.

Movie & Dining : Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.

Rewards Rate : Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.

Reward Redemption : 1 RP = 0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and InterMiles

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 1 complimentary domestic lounge visit every quarter.

International Lounge Access : 1 Complimentary International Lounge Visit With Priority Pass

Golf : 1 Complimentary Golf Lesson and 1 Golf Game Every Month

Insurance Benefits : Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.

Movie & Dining : BOGO on 1 movie ticket every month up to Rs. 200.

Rewards Rate : 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Reward Redemption : 1 RP = 0.50 for Redemption Against Cash Credit

Insurance Benefits : Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

Rewards Rate : 1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.

Reward Redemption : 1 RP = 0.40 While Redeeming Points Against Cash. For Non-Cash Redemption 1 RP = 0.60

Insurance Benefits : Complimentary Air Accidental death cover worth Rs. 25 Lakhs.

Rewards Rate : 2x Avios per Rs. 200 spent on Qatar or British Airways website, 1x Avios per Rs. 200 spent elsewhere. 5x Avios per Rs. 200 spent at preferred international destinations

Reward Redemption : Avios earned can be redeemed against a host of different options at the Qatar Airways or British Airways website

Travel : Airport meet and greet, complimentary domestic and international lounge access, 10% discount on Qatar Airways flights from India

Domestic Lounge Access : 2 domestic lounge access per quarter

International Lounge Access : 2 international lounge access per quarter with Priority Pass

Insurance Benefits : Overseas medical emergency cover, air accident insurance cover, and other travel-related insurance benefits

Rewards Rate : 2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction

Reward Redemption : 1 RP = Rs 0.35. RPs Can Also Be Redeemed on Indus Moments

Insurance Benefits : Travel Insurance is Provided

Movie & Dining : 50% Discount on Dining via EazyDiner. Free Movie Tickets Upto 400 Monthly

Rewards Rate : 10 Reward Points for Dining, Shopping, and Entertainment Spends. 4 Reward Points/100 on All Other Spends

Reward Redemption : Redeem Points for Payment of Bills via PayEazy on EazyDiner

Travel : Postcard Hotels Stay Voucher Worth 5,000

Domestic Lounge Access : 2 Free Airport Lounge Access Each Quarter (8 Every Year)

Movie & Dining : Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow & Rs. 3,000 off on dining twice a year.

Rewards Rate : On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.

Reward Redemption : The CV Points earned are redeemable against travel-related bookings on Club Vistara website.

Travel : Complimentary domestic and international lounge visits.

Domestic Lounge Access : 1 domestic lounge visits every quarterly.

International Lounge Access : 4 complimentary access to international lounges every quarter via Priority Pass.

Insurance Benefits : Air accident cover (worth Rs. 2.5 crores) and many other travel insurance covers.

Movie & Dining : Buy One Get One Offer on BookMyShow (Capped at 700). 3,000 Voucher from EazyDiner (Twice Each Year)

Rewards Rate : 1.5 Reward Points for every Rs. 100 spent using the card

Reward Redemption : Reward Points Redeemable Against Cash Credit, IndusMoments, or KrisFlyer Miles

Travel : Complimentary Priority Pass

Domestic Lounge Access : 6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access : Four Complimentary International Lounge Access Using Priority Pass

Golf : Unlimited Golf Games at Regular Clubs and 4 Free Golf Games (Per Month) at Premium Clubs

Insurance Benefits : Personal air-accident insurance worth Rs. 2.5 crores

Movie & Dining : But 1 get 1 free offer on movie tickets

Rewards Rate : 1 Reward Points per spend of Rs. 150

Reward Redemption : 1 RP = 0.50 for Redemption Against Cash Credit

Insurance Benefits : Lost Card Liability (3,00,000)

Rewards Rate : up to 4 saving points on every Rs. 100 spent on selected categories, and 0.5 savings points on every spend of Rs. 100 elsewhere.

Reward Redemption : 1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile, and 1 RP = 0.5 CV Points for redemption against CV Points.

Travel : You get insurance cover against lost/delayed baggage, lost passport/ticket, and missed connection.

Insurance Benefits : Get a personal air accident cover worth Rs. 25 lakhs.

Movie & Dining : 3 Month Zomato Gold Membership

Rewards Rate : 4 RPs from 1st to 4th Transaction, 8 RPs from 5th to 10th Transaction and After That 10 RPs for Each Transaction

Reward Redemption : RPs Can Be Redeemed for Cash Credit, AirMiles or at IndusMoments

Insurance Benefits : Air Accident Cover up to Rs. 1 Lakh

Movie & Dining : Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.

Rewards Rate : 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.

Reward Redemption : Redeem Points for Airmiles 1 RP = 1 Airmile. For Cash 1 RP = 0.75

Travel : Get complimentary airport lounge visits

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : 2 complimentary international lounge access per quarter

Golf : 3 Complimentary Golf Games & Golf Lessons Each Month

Insurance Benefits : You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.

Movie & Dining : 2 Free Movie Tickets Each Month. Upto 6,000 Discount on Dining Each Year With EazyDiner

Rewards Rate : 3 RPs for All Eligible Spends and 0.7 RPs on Select Categories (Utilities, Education, Government Transactions)

Reward Redemption : Redeem Points at Indus Moments. You Can Redeem at a 1:1 Ratio for Cash Credit, Airmiles, and Gift Vouchers

Travel : 0% Forex Fees

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access

International Lounge Access : Unlimited International Airport Lounge Access (Through Priority Pass)

Golf : Unlimited Domestic Golf Lessons and Games

Insurance Benefits : Overseas Medical Insurance of USD 25,000, Air Accident Cover and Total Protect

Movie & Dining : One Free Movie Ticket Every Six Months

Rewards Rate : 1% Cashback on Spends of Rs. 20,000 in a Statement Cycle (Max Rs. 200)

Travel : 1% Surcharge Waiver on Railway Transactions

Insurance Benefits : Travel Insurance

Movie & Dining : Buy 1 get 1 free offer on movie tickets on BookMyshow

Rewards Rate : 1.5 Reward Point on every Rs. 100 spent

Reward Redemption : For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.

Travel : You get complimentary Priority Pass Membership and complimentary domestic lounge access.

Domestic Lounge Access : 2 complimentary domestic lounge access every quarter

Golf : Get 1 complimentary golf game and 1 lesson each month.

Insurance Benefits : Insurance cover for air accident, lost passport, lost baggage, delayed baggage, lost ticket & missed connection is provided.

Movie & Dining : Buy 1 get 1 free offer on movie tickets on Bookmyshow.

Rewards Rate : 0.75 Reward Point for every spend of Rs. 100 on weekdays. 1 Reward Point for every spend of Rs. 100 on weekends.

Reward Redemption : 1RP = Re. 1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.

Travel : Complimentary Priority Pass Membership for you and your add-on cardholder.

Golf : Complimentary golf games and lessons at several leading golf clubs in India.

Insurance Benefits : Insurance coverage for lost baggage, delayed baggage, lost passport, lost ticket, and missed connection is provided.

Movie & Dining : 1+1 offer on movie ticket bookings with BookMyShow.

Rewards Rate : 2 InterMiles per Rs. 100 spent on weekdays, 3 Intermiles per Rs. 100 spent on weekends & 2x InterMiles on flight/hotel bookings on intermiles.com.

Reward Redemption : InterMiles can be redeemed against flight and hotel bookings at www.intermiles.com and against shopping vouchers at rewardstore.intermiles.com.

Travel : Complimentary Priority Pass Membership & several travel insurance covers.

Golf : 1 complimentary golf game & 1 lesson every quarter.

Insurance Benefits : Complimentary air accident insurance cover upto Rs. 25 lakhs.

Movie & Dining : Up to 3 complimentary tickets every month on Pioneer Heritage credit card and 4 Complimentary tickets every calendar quarter on Pioneer Heritage Metal credit card. Also, you get 20% off on your non-movie bookings.

Rewards Rate : 2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.

Reward Redemption : 1 RP = Rs 1 redeemed against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash

Travel : Complimentary Domestic and International lounge access, complimentary LoungeKey membership and get a complimentary third-night stay at Oberoi Hotels and Resorts.

Domestic Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter (with Pioneer Heritage credit card)

International Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter using LoungeKey membership (with Pioneer heritage Credit Card).

Golf : 12 complimentary rounds of green fees & 12 complimentary golf lessons every year. Also, you get 4 complimentary green fees rounds for guests.

Insurance Benefits : Complimentary air accident protection cover worth upto Rs 2.5 crore on this credit card

Movie & Dining : BOGO on Movie Ticket Booking, Exclusive Dining Benefits With Club ITC Culinaire Membership And Dining Voucher Worth 3,000

Rewards Rate : 2.5 RPs/100 Spent Internationally and 1 Reward Points Spent Domestically

Reward Redemption : 1 RP = Rs.0.75 for redeeming against cash credit and 1 RP = 1 AirMile when redeeming against partner airlines' airmiles.

Travel : LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.

Domestic Lounge Access : 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.

International Lounge Access : 2 complimentary international lounge visits every quarter with the LoungeKey membership

Golf : 3 complimentary golf rounds and golf lessons every month with the exclusive golf program and 12 complimentary golf lessons & golf games every year with the Mastercard Golf program.

Insurance Benefits : Personal Air Accident Cover Worth 2.5 Crores

Movie & Dining : Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow.

Rewards Rate : 1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs 100 spent on weekends.

Reward Redemption : 1 Reward Point = Rs 1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.

Travel : You get Complimentary Domestic lounge access with this AMEX card and a complimentary priority pass membership.

Domestic Lounge Access : 8 Complimentary domestic lounge access every year using this credit card.

Golf : 1 complimentary golf game and 1 golf lesson every quarter.

Insurance Benefits : Personal Air Accident cover worth Rs. 25 lakhs

Movie & Dining : Buy 1 get 1 free (BOGO) offer on movie tickets on Bookmyshow

Rewards Rate : 1 Reward Point per Rs. 150 spent.

Reward Redemption : 1 RP = Re. 0.75 when redeemed against cash credit, 1 RP = 1 Intermile & 1 RP = 0.5 CV Point when redeemed against airmiles.

Travel : Complimentary Priority Pass membership

Insurance Benefits : Insurance cover for air accident, lost passport, lost or delayed baggage, missed connection, and lost/stolen card is provided.

Movie & Dining : Buy 1 Get 1 free offer on movie tickets on BookMyShow

Rewards Rate : Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

Reward Redemption : 1 RP = 1 for Redemption for Cash

Travel : Complimentary domestic as well as international lounge access and several travel insurance covers.

Domestic Lounge Access : 1 complimentary domestic lounge access every quarter

International Lounge Access : 2 complimentary international lounge access every quarter with the Priority Pass.

Golf : 4 Free Golf Games Each Month on Spends of 25,000 in the Previous Statement Cycle

Insurance Benefits : Complimentary Air Accident cover worth Rs 25 lakhs.

Rewards Rate : 20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries, dining, & shopping, and 2 PAYBACK Points on other spends.

Reward Redemption : Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. 1 PAYBACK Point = Re. 0.25.

Insurance Benefits : Covers personal air accident insurance up to Rs. 25 lakhs.

Rewards Rate : 7% Rewards on Ola Spends and 1% Reward Points Other Eligible Spends

Reward Redemption : The reward points are automatically credited to your OLA money wallet. Here, 1 Reward Point = Rs. 1.

Rewards Rate : Get 4 Travel Credits for every 200 spent on travel and 2 Travel Credits for every 200 on other expenses.

Reward Redemption : Convert Travel Credits into air miles, hotel points, travel bookings, etc.

Travel : Get a complimentary Priority Pass Membership worth $99.

Domestic Lounge Access : 8 complimentary domestic airport lounge access per year.

International Lounge Access : 4 complimentary international airport lounge access per year.

Insurance Benefits : Travel insurance is provided (flight cancellations, lost baggage, air accident coverage, etc.).

Fuel Surcharge : 1% Fuel Surcharge Waiver across all petrol pumps.

Movie & Dining : 10 Reward Points per Rs. 100 spent on movie and dining

Rewards Rate : 10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.

Reward Redemption : The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).

Travel : Get complimentary access to domestic lounges along with complimentary Priority Pass membership.

Domestic Lounge Access : 2 complimentary domestic lounge visits per quarter.

Insurance Benefits : Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.

Fuel Surcharge : No surcharge on fuel transactions at Indian petrol stations (for transactions between Rs.500 and Rs.3,000).

Rewards Rate : 1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points on all spends on Doctor's Day.

Reward Redemption : Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25

Travel : Free access to the priority pass program worth $99 under International Lounge Benefits

Domestic Lounge Access : Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter

International Lounge Access : Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter

Insurance Benefits : Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost

Movie & Dining : One Free Movie Ticket Each Month Worth Rs. 250

Rewards Rate : 10 RPs at Reliance Stores (2 RPs for UPI Payments), 5 RPs on Movies, Dinning, Domestic Airlines & International Spends. 2 RPs on Other Spends

Reward Redemption : Can Be Redeemed for Reliance Vouchers (1 RP = 0.25)

Domestic Lounge Access : 8 Complimentary Visits Per Year (2 Each Quarter)

International Lounge Access : 4 Complimentary Visits Per Year (2 Each Quarter)

Rewards Rate : Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.

Reward Redemption : Reward Points can be redeemed for gift vouchers on sbicard.com or via the SBI mobile app, as well as for paying the cards outstanding balance, 1 RP = Rs. 0.25

Movie & Dining : 10X Reward Points on movie and dining spends

Rewards Rate : 1 Reward Point/150 Spent (Reward Rate = 0.7%) and 10X RPs for Spends on Movies, Grocery, Dining, & Departmental Stores (Reward Rate 1.7%)

Reward Redemption : Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the cards outstanding balance. (1 Reward Point = Rs. 0.25)

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between Rs.500 and Rs.3,000 at any petrol pump in India.

Movie & Dining : 5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)

Rewards Rate : 10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.

Reward Redemption : Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25

Domestic Lounge Access : 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)

International Lounge Access : 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)

Golf : Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)

Insurance Benefits : Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between Rs.500 and Rs.4,000 at all petrol pumps in India.

Rewards Rate : 5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.

Travel : Complimentary Domestic Airport Lounge access and Priority Pass worth US $99.

Domestic Lounge Access : Complimentary Domestic Airport Lounge access 4 times in a year, capped to 1 visit per quarter.

International Lounge Access : Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.

Insurance Benefits : Your credit card is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs which covers financial loss due to fraudulent usage of your credit card by someone else.

Rewards Rate : 5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.

Reward Redemption : Cashback earned with the card will be automatically credited to next months statement.

Reward Redemption : Redeem for a Wide Range of Titan Vouchers

Domestic Lounge Access : 8 Visits in a Year (Max 2 Each Quarter)

International Lounge Access : 4 Visits in a Year (Max 2 Each Quarter)

Movie & Dining : 5 RPs on Per Rs. 100 Spent

Rewards Rate : 5 RPs on Reliance Retail Stores, Dining & Movies Per Rs. 100 Spent. 1 RP Per Rs. 100 Spent on Other Retail Purchases

Reward Redemption : 1RP = Rs. 0.25

Fuel Surcharge : 1% surcharge waiver across all petrol pumps in India, for transactions between Rs. 500/- and Rs. 4,000/- exclusive of GST and other charges

Rewards Rate : For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.

Reward Redemption : 1 Reward Point = Re. 1.

Travel : 8 complimentary access to railway lounges per year

Insurance Benefits : You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.

Movie & Dining : 5X Reward Points on movie and dining spends

Rewards Rate : 1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)

Reward Redemption : Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (cards statement balance). 4 Reward Points = Re. 1.

Fuel Surcharge : 4.25% Valueback ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle

Rewards Rate : 6 Travel Credits per Rs. 200 spent on Travel-related expenses

Reward Redemption : Air Miles/Hotel Points: 1 Travel Credit = 1 Air Mile/Hotel Point

Travel : Complimentary Priority Pass Membership for the first 2 years

Domestic Lounge Access : 8 complimentary visits per calendar year (maximum 2 per quarter)

International Lounge Access : 6 complimentary visits per calendar year

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between ₹500 and ₹4,000 at any petrol pump across the country

Rewards Rate : 5% NeuCoins on non-EMI spends at Tata Neu App/Website

Reward Redemption : NeuCoins Redemption: 1 NeuCoin = Rs. 1, redeemable on Tata Neu App/Website and partner brands.

Travel : Complimentary Priority Pass membership worth $99

Domestic Lounge Access : 8 complimentary visits per calendar year (maximum 2 per quarter)

International Lounge Access : 4 complimentary visits per calendar year

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between Rs. 500 and Rs. 4,000 at any petrol pump across the country

Movie & Dining : Accelerated 10 Reward Points for Every 100 Spent on Dining and Movie Tickets.

Rewards Rate : 25 Reward Points/100 Spent at BPCL Fuel Stations (Reward Rate = 7.25%), 10 RPs/100 Spent on Groceries, Departmental Stores, and Movie Tickets, and 1 Reward Point for Every 100 Spent on All Other Expenditures

Reward Redemption : Redeem RPs for Fuel at BPCL Stations, Against Statement, or for Products and Vouchers With SBI

Travel : Complimentary domestic airport lounge visits

Domestic Lounge Access : 4 complimentary access to domestic lounges every year (1 per quarter).

Insurance Benefits : Fraud Liability Cover of 1 Lakh

Fuel Surcharge : Enjoy 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle

Movie & Dining : 20% Discount at Select Restaurants

Rewards Rate : 1 Membership Rewards Points/50 spent

Reward Redemption : Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, and transfers to various flight and hotel loyalty programs

Travel : Complimentary Airport Lounge Access and Priority Pass

Domestic Lounge Access : 2 Domestic Lounge Access Every Quarter (8 Each Year)

International Lounge Access : Access With Free Priority Pass Membership Worth USD 99

Movie & Dining : Up to 20% Off on Select Restaurants

Rewards Rate : 1 Membership Rewards Point/50 Spent Including Utility and Fuel. 5X Membership Rewards Points on Rewards Multiplier Portal

Reward Redemption : Membership Rewards Points can be redeemed for travel, accessories, and dining on AmExs Membership Rewards Redemption portal, and against fabulous 18 and 24 Karat collection.

Insurance Benefits : Air Accident Cover

Movie & Dining : 10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.

Rewards Rate : 1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.

Reward Redemption : Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Travel : 10X Reward Points on spends on Uber (max cap of 500 Points)

Insurance Benefits : Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.

Movie & Dining : Complimentary EazyDiner Prime Membership, 50% Discount at Premium Restaurants, and 500 Off on the Second Movie Ticket Purchased with PVR INOX (Once Each Month)

Rewards Rate : 1 MR Point/40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier

Reward Redemption : Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.

Travel : Accelerated Reward Points on International Spends

Domestic Lounge Access : Unlimited Free Airport Lounge Access

International Lounge Access : Access to Over 1,300 Airport Lounges Globally, Including American Express Lounges, Priority Pass Lounges, and Delta Lounges.

Golf : Complimentary Access to Premium Domestic and International Golf Courses

Insurance Benefits : Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

Movie & Dining : Get special dining discounts up to 20% off using your American Express Reward credit card at select restaurants

Rewards Rate : 1 membership reward point per Rs 50 spent excluding fuel transactions, Utility bill payments, insurance, and cash transactions

Reward Redemption : You can redeem the membership reward points accrued with American Express 18 and 24 Karat Gold Collection

Movie & Dining : BookMyShow Vouchers Worth Rs. 1,000 on Achieving Monthly Spends and Complimentary Membership of EazyDiner Prime

Rewards Rate : 1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.

Reward Redemption : Membership Rewards Points redeemable for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotels loyalty programs and for making credit card bill payments under the Cash + Points scheme.

Travel : Complimentary Priority Pass, Accor Traveller, Taj Epicure Membership

Domestic Lounge Access : 12 complimentary domestic lounge visits (limited to 3 per quarter)

International Lounge Access : Two Free Visits Via Priority Pass

Golf : 2 complimentary rounds of golf per month at 32 premium golf destinations in India with a 100% waiver on the green fee.

Insurance Benefits : Air accident cover worth Rs. 1 crore, purchase protection against loss, damage, or burglary of any item purchased using the card

Rewards Rate : 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.

Reward Redemption : Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to 0.20

Rewards Rate : 1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.

Reward Redemption : The Reward Points you earn can be redeemed against cashback and several other options at a rate of 1 RP = Re. 0.25.

Travel : Get free domestic lounge access every quarter with this card.

Domestic Lounge Access : 3 complimentary domestic lounge access every quarter

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, and a non-air accident cover worth Rs. 5 lakhs.

Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.

Reward Redemption : The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.

Travel : Get free domestic lounge access every year

Domestic Lounge Access : Get 12 complimentary domestic lounge access every year (3 per quarter)

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Rewards Rate : 1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.

Reward Redemption : Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.

Insurance Benefits : Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100 and 5x Rewards on groceries and departmental store purchases.

Reward Redemption : The accumulated Reward points can be redeemed against various options available on the BoB Rewards portal. 1 Reward Point = Re. 0.25

Travel : Get free domestic lounge access every quarter

Domestic Lounge Access : Get 2 complimentary domestic lounge access every quarter (8 per year)

Golf : Get 4 complimentary golf rounds every year.

Insurance Benefits : Get an insurance cover worth Rs. 20 lakhs against personal accidental death

Rewards Rate : 5% cashback on Snapdeal, 10 RPs on every Rs. 100 spent on groceries, online spends & departmental stores, and 4 RPs on every Rs. 100 spent elsewhere.

Reward Redemption : The earned Reward Points are automatically credited to your credit card account at a rate of 1 Reward Point = Re. 0.25.

Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.

Reward Redemption : The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25

Domestic Lounge Access : 3 Complimentary Domestic Lounge Access Every Quarter (12 Each Year on Spends of 40,000 in the Previous Quarter)

Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Movie & Dining : 5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at 250/month)

Rewards Rate : 15 Reward Points /100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate)

Reward Redemption : Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.

Travel : Low Forex Markup Charge of 2%

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter

Insurance Benefits : Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)

Movie & Dining : BOGO on Movies With District App

Rewards Rate : Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.

Reward Redemption : The reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25

Domestic Lounge Access : 1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of 20,000 in the Previous Quarter

Movie & Dining : Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto 250 Off on Movie Ticket Bookings With BookMyShow

Rewards Rate : 15 RPs/100 Spent on Travel, Dining, and International Spends. 3 RPs/100 on All Other Eligible Spends

Reward Redemption : Redeem Reward Points for Cashback (1 Reward Point = 0.25)

Travel : Low Forex Charge

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter

Insurance Benefits : Zero Liability on Lost Card