Axis Bank AURA Credit Card: All You Need to Know About Features, Benefits and Rewards

The finance industry has changed dramatically in the way consumers think of and utilize credit cards. Thanks to numerous banks offering new and improved products, customers now have access to cards that do much more than processing payments. Credit cards in the modern day are mighty weapons with perks, cashback, premium service and other privileges as the main food rewards and everyday spending accompanied by some real rewards.

But among so many, the Axis Bank AURA Credit Card just manages to make its way to cut. This credit card is a lifestyle, luxury, and convenience oriented card for those who wish to make their spending experience of premium standards. Whether you are a globetrotter, a culinary connoisseur or someone who loves awesome deals, the Axis Bank AURA Credit Card might just be the right patner in your financial journey.

In this post, we are going to do an in-depth analysis of the features, benefits, and all you need to know about the Axis Bank AURA Credit Card so that you know what it has to offer and whether it could be the best one for you.

What is Axis Bank AURA Credit Card?

The Axis Bank AURA Credit Card is Axis Bank’s premium card offering for those looking to live a life of luxury and exclusivity. It has a large selection of benefits in categories like dining, shopping, travel and wellness. This card gives you access to premium services, other priceless promotions, and numerous privileges designed to enrich your lifestyle.

Packed with compelling benefits including high reward points, appealing wellness benefits, and a bouquet of premium services; Axis Bank AURA Credit Card offers unmatched value to cardholders who are looking for a premium credit card that offers lifestyle privileges.

Highlights of the Axis Bank AURA Credit Card

Joining Fee and Renewal Charges

• Joining Fee: The Joining fee is on the higher side, reflecting its premium features. The membership fee is ₹3,500 (plus taxes).

• Renewal Fee: Renewal fee for the card is ₹3,500 (plus taxes) which can be waived on spending certain amount on the card during the year. If you can meet the spending requirement, you can keep enjoying all the perks and not have to worry about a renewal fee.

Reward Points System

The best part about the Axis Bank AURA Credit Card is its reward points. Here’s how it works:

• 5 Reward Points on every ₹200 spent on dining, shopping and for all your wellness expenses.

• 2 Reward Points for every ₹200 spent on other expenses such as fuel and utilities.

Cardholders can redeem the reward points that have accrued for a number of things, like air miles, merchandise, and gift vouchers, enabling them to choose how to spend their rewards.

And you can also redeem your points to transfer them to partner airline to book flight tickets, which make it worthy if you are frequent flyer.

Wellness and Lifestyle Benefits

The Axis Bank AURA Credit Card is a card meant for health and wellness enthusiasts. Here are some of the wellness perks included with the card:

• Free Gym Access: Axis Bank provides you with free membership to some of the best gyms and fitness centers in India. Whether you’re a treadmill user or not, someone who is interested in fitness or simply someone who wants to take charge of your health, that benefit helps you stay active.

• Health and Wellness Discounts: Cardholders receive 30% off wellness packages, health check-ups, and gym memberships. These benefits may be available at various affiliated wellness centers in India.

• Spa & Wellness Center Privileges: Axis Bank AURA Credit Card members are also entitled to privileged access to some of the finest spa and wellness centers for re-energizing treatments and services.

These health rewards alone make the Axis Bank AURA Credit Card stand out compared to a lot of the other premium credit cards available today.

Travel Benefits

For the travel enthusiasts, the Axis Bank AURA Credit Card offers an array of travel related benefits:

• Airport Lounge Access: Relax in more than 1,000 airport lounges in over 100 countries with complimentary access for you and 1 guest. It’s a huge advantage for those who travel often — making sure you can rest comfortably while waiting for a flight.

• Travel Insurance Debit Cards that can be linked: It offers Travel Insurance that provides coverage of flight delays, lost baggage, and emergency medical assistance with AURA Credit Card to ensure peace of mind during foreign travel.

• Concierge Services: The Axis Bank AURA Credit Card offers you 24/7 concierge services, as part of its premium benefits. The concierge service is available to assist with both travel and local needs -- whether it's flights or restaurant reservations or arranging that special something.

Exclusive Dining Privileges

You can avail additional savings using the card – please read about the benefits and the discount offers on the official website here. AXIS Bank AURA Credit Card – Dining Benefits If you are an cosmomopolitan and love dining out, THE Axis Bank AURA Credit Card is undoubtedly the BEST:

• Restaurant database: discounts at many restaurants from 5 star gourmet dinning to diners and fast food.

• Free Dining Vouchers: Card members get free dining vouchers to feast at restaurants. It’s a great option for people who like dining out and value rewards for their spending habits.

• Priority Booking: If you like to eat out at the busiest of restaurants, then the Axis Bank AURA Credit Card is here to let you get a table at your favourite place at the busiest of hours!

Other Benefits of the Axis Bank AURA Credit Card

• Fuel Surcharge Waiver: Get access to a fuel surcharge waiver up to 1% on fuel transactions at fuel stations anywhere in India.

• Milestone Rewards: On reaching designated spend thresholds during the year, you could earn bonus reward points in addition to the rewards on those purchases.

• Luxury concierge services: This Axis Bank AURA Credit Card comes with luxury concierge services apart from regular concierge offerings like booking event tickets, private jet services and special experiences.

• Personalized credit limit: With Axis Bank you have the freedom to choose your credit limit as per your preferences.

• Universal Acceptance: The Axis Bank AURA Credit Card is a credit card which is accepted all over the world making it convenient to use no matter what country you go to for shopping whether online or offline.

How does the Axis Bank AURA Credit Card hold against other premium credit cards?

The Axis Bank AURA Credit Card surely ticks all the boxes when compared to other top premium credit cards like the HDFC Regalia Credit Card or the SBI Elite Credit Card and all its combined benefits. Provides a solid combination of travel, lifestyle and wellness benefits while also offering cardholders decent rewards on everyday spending.

While the HDFC Diners Club Black Card has you covered with limited luxury travel benefits, the AXIS Bank AURA Credit Card offers a slightly more comprehensive value proposition with wellness and concierge services to boot. This card is perfect for the person who wants a little bit of health and luxury.

Eligibility Criteria

Eligibility criteria for Axis Bank AURA Credit Card

You can apply for Axis Bank AURA Credit Card if you meet the following criteria:

• Candidates’ Age Limit: Minimum 21 years and maximum 60 years.

• Income: Minimum annual income for salaried is ₹7.5 lakh; self-employed must have an ITR details.

• Credit Score: To get you approved - we need to see how reliable you will be financially.

Conclusion

The Axis Bank AURA Credit Card - Premium Card for those who want to live life the way they want to! This card is great for people who value a luxurious lifestyle and want to enjoy extravagant rewards points, wellness perks, travelling, and dining. Be it rewards on your daily spends, access to international and domestic lounges, or getting pampered with wellness treatments, the Axis Bank AURA Credit Card is the answer to all your lifestyle needs!

The Axis Bank AURA Credit Card offers a mix of lifestyle, travel and wellness benefits, making it a great option for those wanting more from their credit card to take their lifestyle a notch higher.

If you’re one of those exclusive sorts who likes nothing but the best of everything - then this is the credit card for reveling in pure luxury!