Axis Bank Titanium Smart Traveler Credit Card: Feature, Benefits and Application Process Explained in Detail

Today’s consumer wants more from their credit card beyond being just a payment tool. Consumers are demanding more value out of their credit cards in the way of rewards, cashback, travel perks and exclusive perks. Axis Bank, India’s one of the leading private sector bank has addressed this need and introduced the Axis Bank Titanium Smart Traveler Credit Card, aimed specifically at frequent travelers as well as promising a bouquet of lifestyle benefits.

In the blog, let’s cover each and every aspect of the Axis Bank Titanium Smart Traveler Credit Card – from features to eligibility to application. Whether you travel frequently, or want a credit card with solid rewards, this may be the card for you.

Review Summary of Axis Bank Titanium Smart Traveler Credit Card

I hope you are as excited as I am.
The Axis Bank Titanium Smart Traveler Credit Card is a travel based card, which brings a range of benefits such as travel benefits, lifestyle privileges, and much more. Focusing on enhancing the travel experience, if you travel often and prefer to maximize rewards on each purchase, this credit card is for you.

Here’s an analysis of what makes the Axis Bank Titanium Smart Traveler Credit Card an outstanding card:

Key Features

• Joining Fee: ₹500 + GST

• Annual Fee: ₹500 + GST

• Reward Points: Get 1 Reward Point for every ₹200 spent

• Annual Fee Waiver: The renewal fee of ₹2,000 can be waived off if spends in the previous year exceed ₹2 lakh.

This card is designed for people who travel a lot and comes with plenty of travel perks and some lifestyle rewards on your everyday purchases. Next, let’s take a closer look at the features and benefits of this card.

Advantages of the Axis Bank Titanium Smart Traveler Credit Card

The Axis Bank Titanium Smart Traveler Credit Card comes with a long list of benefits- making it one of the best cards for frequent travelers. For the next part of this Comenity card review, we will see what some of the main advantages are that make this card different and unique:

Travel Benefits

Complimentary Airport Lounge Access

One of the appealing benefits of the Axis Bank Titanium Smart Traveler Credit Card is the free access to the domestic airport lounges. With this card, you will also get to access to over 25 airport lounge locations throughout the states. Fly for work or pleasure? This lounge access will grant you access to a comfortable space before your flight, complete with free snacks, drinks, Wi-Fi, and more.

Global Acceptance

The best part is that the Axis Bank Titanium Smart Traveler Credit Card is accepted at over thousands merchants worldwide. The card is backed by the Visa network which means you can use it on the vast majority of shops, hotels, airports, and websites worldwide.

Reward Points Program

Axis Bank Titanium Smart Traveler Credit Card offers an enticing reward points programme of 1 Reward Point for every ₹200 spent using the card. You can earn these points and then cash them in for a bunch of goodness:

• Travel booking: Redeem reward points for flights, hotels and other travel services.

• Cashback: You can also redeem your reward points for cashback that can offset your credit card dues.

• Gift Vouchers & Merchandise: Axis Bank provides a plethora of gift vouchers and merchandise that you can avail with your reward points.

With 8 EDGE REWARD points for every spend of 200, you earn rewards points faster, making it a very rewarding card for regular users, travelers or shoppers.

Dining Benefits

If you are a foodie or someone who dines out often, then this card provides you access to unique dining privileges and benefits under Axis Bank’s Dining Delights Program. Card-members can receive discounts and special offers at some of the restaurants throughout the country. The savings can be around 15% – 20%, which is a really good deal for all the food lovers who eat out often.

Fuel Surcharge Waiver

Yet another benefit of Axis Bank Titanium Smart Traveler Credit Card is that of fuel surcharge waiver. Card members can get a 1% waiver on fuel surcharge at all fuel stations in India, with a maximum waiver of ₹200 per month. Great for people that drive a lot and save on gas.

Milestone Benefits

And then there is the Axis Bank Titanium Smart Traveler Credit Card that appreciates its customers with each target met! After spending a certain amount in a year, cardholders can receive the following bonus benefits:

• Spend ₹1 lakh in an year: A bonus of 2,500 Reward Points.

• Spend ₹2 lakh in a year: Get 5,000 Reward Points and get bonus features like airport lounge access.

These milestone benefits can further enhance your travel by allowing you to rack up additional points and receive complimentary benefits.

What Makes the Axis Bank Titanium Smart Traveler Credit Card Stand Out

The Axis Bank Titanium Smart Traveler Credit Card is one of the best in the market that offers travel benefits and lifestyle privileges together as a bundled package.

Axis Bank Titanium Smart Traveler Vs HDFC Regalia Credit Card

As much as both the cards offer travel perks, the promote travel as an “affordable” benefit class, in the sense that they have a low joining fee, a low annual fee and packed with travel perks like airport lounge access, fuel surcharge waivers. In contrast, the HDFC Regalia Credit Card provides higher-end benefits, such as access to international lounges, more reward points and higher quality services, though with a higher cost.

Axis Bank Titanium Smart Traveler vs. ICICI Rubyx Credit Card

Features Propositions Comparison

• Welcome Gift – 10,000 Axis eDGE reward points for the first transaction on the card within 30 days, plus, a value of eDGE reward points equal to 10% of your spends.

• ICICI Credit Free Period – Up to 50 days

• Zero liability on lost card – Nil liability on any fraudulent transactions

• Lost Baggage – USD 300

• Physical & E-statement – Monthly/Bi-monthly waiver on Physical & E-statement is up to Rs 100 in the year...

The ICICI Rubyx Credit Card provides premium services with higher charges, yet its rewards and lifestyle offers are better fitting for big spenders. The Axis Bank Titanium Smart Traveler Credit Card has a lesser joining and annual fee and is recommended for frequent travelers who do not wish to spend a fortune. ICICI Rubyx would have slightly better offers but Axis Bank Titanium Smart Traveler is more inclined towards being at a decent value.

Qualifications for Axis Bank Titanium Smart Traveler Credit Card

Eligibility Criteria

In order to avail the Axis Bank Titanium Smart Traveler Credit Card, Please note that you must be an Indian or the non-resident Indian (NRI) to apply for it. These are:

• Age: You must be aged between 21 and 60.

• Income: Minimum annual income of ₹5 lakh (it can be higher based on the applicant’s location and financial history).

• Occupation: Both service and self-employed people can apply for PE but self-employed too will have to show business income.

Final Thoughts

For those who travel consistently and are interested in optimizing their spending, the Axis Bank Titanium Smart Traveler Credit Card is a good option. Thanks to its low fees and handsome rewards and perks, it's a great card for frugal travelers who don't want to sacrifice value.

For someone who loves to travel and doesn’t want to miss out on reward points when in India, the card is a great way to save and also make your travel comfortable. Be it reward points on air tickets, discount on dining or airport lounge access, the Axis Bank Titanium Smart Traveler Credit Card facilitates you with all that you need when you travel.

Given its excellent travel benefits, rewards points program and milestones, the Axis Bank Titanium Smart Traveler Credit Card is an excellent value for your money. So, if it’s more rewarding and smarter travel you’re looking for, then this card should definitely be in the consideration mix.