Axis Bank My Wings Credit Card: Benefits, Features & More

Credit cards have transformed far beyond mere payment tools. Reward points, cashback, travel benefits, dining deals, entertainment options, and even special membership privileges, read on to discover them all. A card that claims to take your lifestyle to new heights by offering a variety of features to complement your travel, dining, shopping, and day-to-day experiences – they don’t get any better than the Axis Bank My Wings Credit Card.

In this review, we’re going to get into all of the features and benefits of the Axis Bank My Wings Credit Card, how it stacks up to other similar cards and you it might be best for your spending pattern. Whether you are seeking a card to earn more rewards, access to exclusive deals, or a more premium experience, this card offers something for everyone.

Overview of Axis Bank My Wings Credit Card

The Axis Bank My Wings Credit Card is meant for people who love to indulge.

Card Features: The card features a lucrative reward points programme, top tier lifestyle and travel benefits, and is designed to provide a well-rounded combination of rewards, privileges and convenience. Whether you’re a globetrotter, a foodie, or a shopaholic, the Axis Bank My Wings Credit Card is designed to add value to every spending decision.

Key Features

Before we delve into the advantages, here are some of the top features that differentiates the Axis Bank My Wings Credit Card from others:

Joining Fee

How much is income eligibility for the Axis My Wings Credit Card? This is low-cost, particularly when compared to other premium credit cards available in the market.

Renewal Fee

The renewal fee is ₹500 plus taxes, although you can get it waived off if you reach a certain spend during the year. This makes it an attractive option for those who plan to use their cards often.

Reward Points System

• 2 Reward Points on every ₹200 spent in all retail purchases.
  
  
• 5 Reward Points for every ₹200 spent on dining and travel transactions, even on bookings with the Axis Bank travel portal.
  
  

Milestone Benefits

Bonus Points Offer: Earn bonus reward points when you reach your spending threshold. You can redeem these points for all sort of goods and services, increasing the value of your purchases.

Cashback Offers

Get multiple cashback on shopping, dining and travel. With the Axis Bank My Wings Credit Card, you can get cashbacks on your spends and make your purchases more rewarding.

Fuel Surcharge Waiver

Card members can avail of a Fuel surcharge waiver of 1% on fuel transactions between ₹400 to ₹4,000. It's a useful perk for people who tend to fill up their car a lot, since you will get some savings on every day purchases.

Axis Bank My Wings Credit Card Features And Benefits

Chugging along, let’s explore the different advantages of the Axis Bank My Wings Credit Card and how it complements your lifestyle.

Reward Points for Every Spend

The Axis Bank My Wings Credit Card is good for those who wish to earn rewards on their spends.

• Cardholders get 2 Reward Points for every ₹200 spent across all retail spends such as groceries, shopping, dining etc.
  
  
• Cardholders also receive 5 Reward Points for spending ₹200 on dining and travel, making it particularly handy for those who regularly eat out or make their travel reservations with their credit card.
  
  

The reward points are easy to collect and you can use them for products, services, or travel bookings. Reward points increase exponentially as you reach spending benchmarks, allowing you to unlock higher value benefits.

Exclusive Dining and Travel Privileges

One of the key highlights of Axis Bank My Wings Credit Card is the opportunity to avail various dining and travel benefits. Whether you want to eat at gourmet restaurants, or book your next trip, this card has something to offer you.

Dining Reward

You get extra reward points on your dining spends such as on meals booked through partner restaurants. The 5 Reward Points per ₹200 on dining is an added incentive to relish your favorite meals.

Travel Benefits

Get 5 Reward Points per ₹200 spent on travel related expenses and you can use it anywhere! The reward points earned could be availed for flight, hotel and car bookings at the Axis Bank travel portal as well.

Axis Bank regularly partners with top travel service providers to offer discounts and special deals exclusively to card members, which can mean savings for your upcoming trip.

Milestone Benefits and Bonus Points

The Milestones Promotions on the Axis Bank My Wings Credit Card let you earn rewards on your spends. For instance, when you reach certain annual spending thresholds, you can earn bonus reward points that you can redeem for all kinds of things.

It’s a good way to squeeze more value out of your spending, especially if you put a large amount on your card and use it to foot meaningful expenses — such as travel bookings.

Cashback Offers Across Categories

Another attractive feature of Axis Bank My Wings Credit Card is the cashback rewards with a variety of categories to offer from. These are exclusive offers on online shopping, dining and travel spends.

You have the opportunity to earn value added rewards each time you use the card for your daily spending, as cash back.

Fuel Surcharge Waiver

The 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 would be quite handy for users who rely on their credit card for fuel spends. That can mean some pretty big savings, particularly for those who use the pump often.

Low Annual Fee

Even the ₹500 yearly charge is very less when you take a look at the superior list of perks that come bundled with the card. Since many credit cards have much higher annual fees, the Axis Bank My Wings Credit Card is excellent value for fairly low spends.

The annual fee is also waived in the first year and subsequent years can be waived based on spending, thereby further increasing the accessibility of this card.

Axis Bank My Wings Credit Card vs Other Cards

The rewards and benefits offered by the Axis Bank My Wings Credit Card are good, but do bear in mind that there are other similar range premium credit cards in the market.

Comparisons

• HDFC Diners Club Miles Card: Another amazing card with tons of travel benefits and unlimited airport lounge but with a much higher annual fee.
  
  
• SBI Card Elite: Offers plenty of reward points and luxury benefits, but with a higher fee as well.
  
  

The Axis Bank My Wings Credit Card, however, is a good combination of benefits at a relatively lower price, and is perfect for those looking to experience a bit of exclusivity, without it costing the moon.

Ways to Make the Most of Axis Bank My Wings Credit Card

To extract maximum benefits of your Axis Bank My Wings Credit Card, here’s what you can do:

• Make Everyday Purchases with It: Use your credit card for everyday things like shopping, groceries, and payments to rack up reward points in no time.
  
  
• Maximize Dining and Travel Rewards: Use the bonus points on dining and travel. Use the Axis Bank travel portal to book your holidays, flights, and meals and get more reward points.
  
  
• Pay for Fuel with Your Card: Take advantage of fuel surcharge waiver – save money on fuel.
  
  
• Keep an Eye on Special Offers: The Axis Bank frequently has time-limited deals that offer additional incentives or cashback for certain purchases. Keep an eye on such deals and you can take full advantage of them.
  
  

Final Thoughts

My Wings Card by Axis Bank is a good overall card for cardholders who wish to earn rewards on their regular spending in addition to enjoying various premium perks.

This card is a great value, whether you’re a casual cardholder or a regular spender, thanks to its appealing rewards system, travel and dining perks, and low annual fee.

Whether it's to reward you for your daily spend on groceries, for choosing your next holiday destination, spending a quality night out on the town, or filling up your vehicle, Axis Bank My Wings Credit Card takes care of it all.

Match Rewards and Privileges to Lifestyle

With its range of offers and special perks, this card is one that can really elevate your lifestyle.

If you're seeking more convenience, rewards and offers with a credit card, look no further and consider Axis Bank My Wings Credit Card.