Joining Fees
Rs. 99 + GST
Renewal Fees
Rs. 99 + GST
Movie & Dining : 3% Cashpoints on Dining spends
Rewards Rate : 3% Cashpoints on groceries, dining, and supermarket spends2% Cashpoints on utility spends1% Cashpoints on other spends, with some exclusions
Reward Redemption : The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25
3% Cashpoints on supermarket, dining, grocery, and PayZapp spends
2% Cashpoints on Utility spends
1% Cashpoints on other spends excluding some spend categories
Up to 50 days of interest-free credit period
Renewal fee waiver on spending Rs. 25000 or more in the previous year
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