HDFC Bank UPI RuPay Credit Card card image

HDFC Bank UPI RuPay Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 99 + GST

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Renewal Fees

Rs. 99 + GST

Movie & Dining

Movie & Dining : 3% Cashpoints on Dining spends

Rewards Rate

Rewards Rate : 3% Cashpoints on groceries, dining, and supermarket spends2% Cashpoints on utility spends1% Cashpoints on other spends, with some exclusions

Reward Redemption

Reward Redemption : The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25

Other Details

3% Cashpoints on supermarket, dining, grocery, and PayZapp spends

2% Cashpoints on Utility spends

1% Cashpoints on other spends excluding some spend categories

Up to 50 days of interest-free credit period

Renewal fee waiver on spending Rs. 25000 or more in the previous year

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