HDFC Bank Pixel Go Credit Card: All You Need to Know about Features, Benefits & Rewards

Today’s world is ever-changing and credit cards are more than just a payment tool. They come with countless benefits, such as cashback and rewards, but most importantly they help you control your spendings and live better. Another such card that others fail to have is the HDFC Bank Pixel Go Credit Card. This credit card is perfect for the millennial who loves leveraging technology and a card that truly meets the modern millennial’s requirements.

Today I’ll be sharing with you everything you need to know about the HDFC Bank Pixel Go Credit Card. Popularly known as the card made for gamers, this card is a perfect fit for anyone who’s looking for a basic credit card issued by HDFC Bank. If you love travel, shopping or benefits, this card should be your next companion.

What is the HDFC Bank Pixel Go Credit Card?

The post-paid HDFC Bank Pixel Go Credit Card is a topline product for those looking for a rewarding program with enhanced rewards and benefits. It combines a variety of functions that many people are looking for when they travel, whether it’s grabbing a meal or catching a show. This card is meant for someone who wants high value benefits, but doesn’t want the high annual fee that comes along with some of the traditional high tier cards.

It’s the perfect card for people who want to stay on top of their finances whilst also receiving exclusive offers and rewards. It’s made for the digital era, and is compatible with mobile payments, apps, and any number of online platforms.

Highlights of the HDFC Bank Pixel Go Credit Card

The HDFC Bank Pixel Go Credit Card is loaded with multiple features that guarantee a good value for cardholders. Following are a few of the major ones:

• Rewards program: Everyone loves credit cards that provide points rewards for spending and this card is no exception – with points rewarded in applicable spending categories such as dining, entertainment, and shopping.

• Cashback on Digital Payments: Talking of targeting the young, new-age generation, the SBI Card also has a reward system for digital payments made through mobile wallets, apps, webs and so on.

• Exclusive Offers & Discounts: Save money on popular offers from your favorite brands, restaurants, and retailers. For heavy shoppers and tech enthusiasts, these deals can save a lot of money on purchases.

• Travel Perks: The card also has travel perks for frequent travelers, including access to airport lounges and discounts for traveling.

• Flexible EMI: The cardholder has the option to convert their big purchases into small EMIs empowering them to take control of their finances.

• Contactless Payments: With the HDFC Bank Pixel Go Credit Card, you can make quick and convenient contactless payments.

Features and Benefits of HDFC Bank Pixel Go Credit Card

The HDFC Bank Pixel Go Credit Card is packed with loads of features, ensuring that it would be a valuable addition for those looking for a convenient, rewarding and flexible credit card. Here are a few of these benefits.

Reward Points System

Pixel Go Credit Card rewards its customers by awarding them points on every purchase made using the card. Here’s how it works:

• 5X Reward Points on dining and entertainment spends. These range from dining out, movie show tickets and entertainment subscriptions.

• 2X points on all other categories like retail shopping and online transactions.

It's a card that aims to increase the rewards you get from your day-to-day spending, rewards that can be redeemed for vouchers, merchandise or travel points.

Cashback Offers on Digital Transactions

The HDFC Bank Pixel Go Credit Card in this day and age recognizes the rising popularity of mobile payments and online purchases. So the card gives cashback on digital spend, it’s a best fit for people who make payments through mobile wallets and online. Whether you’re paying bills, ordering food or shopping online, you’re going to get cashback on the payoff.

Travel Benefits

The HDFC Bank Pixel Go Credit Card Benefits The most important benefits of the HDFC Bank Pixel Go Credit Card are:

• Airport Lounge Access: They offer free access to airport lounge, where cardholders can unwind before flight.

• Travel Insurance: With the card, you receive complimentary Travel Insurance which protects you from unexpected occurrences on your travel.

• Travel Credit: Get discounts on airplane tickets and hotels, so it’s a good option for those who travel often.

These perks make the card perfect for anyone who is a jet setter but also want to maximize the benefits every time you travel with better rewards for less.

Dining Benefits

And, if you are the dining out kind, you will love that they are bringing the discounts and offers on restaurants and food delivery platforms exclusively for you. The features of the HDFC Bank Pixel Go Credit Card includes:

• Dining Discounts: You receive discounts and offers at partnered restaurants all over the world.

• Special Dining Rewards: In some cases or during limited time promos, restaurants can give cardholders extra rewards points when dining out.

They're benefits of being able to treat yourself to your favorite things, but cheaper.

EMI Conversions for Large Purchases

The HDFC Bank Pixel Go Credit card enables you to make high value transaction easily. The card provides simple EMI conversion options, which means you can convert your big purchases into affordable monthly instalments. Whether you're purchasing a new gadget or you are going on a spree, with this feature, you will never compromise your spending limit.

Contactless Payments

Cardholders have increasingly turned to contactless payments amid the move to digital transactions. Contactless Technology - The HDFC Bank Pixel Go Credit Card is enabled with a built-in technology to make quick payments at retail stores using your Credit Card with just a tap.

Columns and Costs of the HDFC Bank Pixel Go Credit Card

The HDFC Bank Pixel Go Credit Card being a credit card too, has its fees and charges as well. Let’s break them down:

• Joining Fee: ₹1,499 (plus GST)

• Renewal Fee: ₹1,499 + GST, reversed if annual spends are greater than ₹1,00,000

• Late Payment Fee: – If you do not make at least your minimum installment by the due date, a Late Payment Fee will be charged. The fee may vary from ₹100 to ₹1,100 depending on the outstanding balance.

• Cash Withdrawal Fee: You have to pay a cash withdrawal fee of 2.5% of the withdrawn amount or ₹500, whichever is higher.

• Interest Rate: Interest rate on revolving credit facility is up to 3.49% per month (or 41.88% per year).

These fees are important to know so that you're able to manage your card well and avoid unnecessary charges.

HDFC Bank Pixel Go Credit Card: Eligibility

You must match the following HDFC credit card eligibility criteria.

Eligibility Criteria to Apply for HDFC Bank Pixel Go Credit Card

Apply for HDFC Bank Pixel Go Credit Card if you meet the following eligibility criteria.

• Age: 21 to 60 years

• Income: Salaried individuals must earn a minimum of ₹5,00,000 per annum while self-employed individuals must earn ₹7,00,000 min per annum.

• Credit Score: A favorable credit score (750+) is usually necessary to improve your probability of, first, being approved, and second, getting a low interest rate.

Documents Required:

• Id Proof: Aadhaar card, passport, voter id, driver’s license.

• Proof of Address: Utility bill, rent agreement, or passport.

• Proof of Income: Salary slips, ITR, or bank statements.

Stand Out Features of the HDFC Bank Pixel Go Credit Card

Despite the plethora of credit cards available, the HDFC Bank Pixel Go Credit Card provides several features that differentiates it and makes it ahead of the curve:

• Best for Digital Payments: This card comes offers cash back on digital transactions, making it perfect for those who use mobile wallets and other online payment options regularly.

• Good Rewards Program: You’ll earn 5X reward points on dining and entertainment, which is great for those who love dining out and watching a movie.

• Reasonable Annual Fee: With the benefits you get, the ₹1,499 annual fee is quite inexpensive when compared to other premium cards that provide similar advantages.

• Travel and Dining Perks: If you love to travel, or dining and hotel experiences are your thing, with an airport lounge and dining and travel discounts, this may be the card for you.

• Flexibility of EMI Conversion: This feature leads to convenient EMI options, enabling easy management of high-value transactions.

Conclusion

The HDFC Bank Pixel Go Credit Card is another useful card adding on to other HDFC credit cards. If you have a passion for digital payments, you have wanderlust in your blood or you are a foodie, there is something for you in this card. It’s all-inclusive reward points scheme, deals and lifestyle perks are what makes it a heavy contender in the premium credit card marketplace.

If you are the kind of person who would like to be rewarded for what you shop, dine or travel, the HDFC Bank Pixel Go Credit Card will definitely make you happy to swipe your card. It is a great optional value that's convenient, so it's good for everyday and occasional purchases.

If you are in search of a credit card that is highly convenient, packed with rewards and benefits, then the HDFC Bank Pixel Go Credit Card gets our full recommendation.