HDFC Bank Diners Club Black Credit Card: Features, Benefits, Etc – Everything You Need To Know

When it’s about premium credit cards, the HDFC Bank Diners Club Black should be one of the top choice for someone who would like to experience fruitful features and convenience to make their travel a more rewarding experience. Famous for its unparalleled advantages, an appealing rewards program and the it’ factor revolve around its exclusive services, this card is meant for high-net-worth investors (HNIs) who want premium privileges, luxury and convenience bundled together.

In this small post, we’ll cover all the features, benefits, and the rewards program of the HDFC Bank Diners Club Black credit card and discuss why it is one of the most elite credit cards available in the market today.

HDFC Bank Diners Club Black Credit Card – Details, Benefits, Features & Advantages

Card Highlights

• Card Name: Diners Club Black

• Card Categories: Travel and Rewards

• Card Issuer: HDFC Bank

• Type: Lifestyle, Shopping, Super Premium, Travel, Co-Branded

• Current Rating (as per our database): 5

• Credit Card Rating: Read More about this Rating.

HDFC Bank Diners Club Black Credit Card is among the most premium credit cards in India. It offers many premium benefits, such as access to the best airport lounges in the US, Uber credits, a dining credit and more. The card is positioned as a premium credit card for those who desire luxury, convenience and the most superior of financial products.

The card is ideal for those in constant travel, shopping, dining experiences wanting to earn rewards while utilizing and benefitting from an integrated experience that spans across various lifestyle segments. Whether you’re earning air miles, savouring special dining experiences or indulging in designer retail therapy, this card gives you more than just the typical credit card perks.

Features and Benefits of HDFC Bank Diners Club Black Credit Card

Annual Fee and Exclusivity of Membership

• Joining Fee: ₹10,000 + GST

• Renewal Fee: ₹5,000 + GST (waived on spends of ₹5 lakhs in a card membership year, else ₹5,000 + GST)

Joining and annual fee: The joining fee and annual fee of this card are high as required for premium cards providing best-in-class features. Although it is a high-value card, the returns it provides outweighs the costs and you could consider it if you generally spend big on lifestyle, dining and travel.

Welcome Benefits

The HDFC Bank Diners Club Black Credit Card offers promising welcome gifts for new cardholders:

• 20,000 bonus points after you use the card, for the first time.

• Complimentary Priority Pass Membership: Access more than 1,000 airport lounges across 120 countries and 400 cities worldwide.

• Easy Access to Premium Partner Offers: Get discounts and special offers from top brands, travel portals, and restaurants.

Reward Points Program

One of the fantastic things about the Diners Club Black Credit Card is their points scheme. Cardholders can earn:

• 5 Reward Points for every ₹150 spent across all spends

• 10 Reward Points on dining and travel per ₹150 spent

• 3 Reward Points for every ₹150 spent on all other spends

These miles can be redeemed on a range of goods, travel options, gift vouchers and more. HDFC has collaborated with several airlines and hotel brands so that you can redeem your reward points for flight and room upgrades and other deluxe experiences.

Airport Lounge Access

Being a premium credit card, the Diners Club Black Credit Card carries one of the most valuable airport lounge access benefits on offer:

• Free Lounge Visits: Enjoy complimentary access to more than 1,000 lounges across 400 cities worldwide on your card membership through Priority Pass.

• Moreover, you get 5 free lounge visits per year at select domestic lounges in India.

It's a heck of a place to unwind and freshen up before hopping on flights, and a welcome amenity to the jet set.

Concierge Service

The HDFC Bank Diners Club Black Credit Card offers an exclusive concierge service that helps you with many of the following the personal and business needs:

• Making travel plans: Offering cheap flights, hotels and rental cars.

• Event tickets: VIP passes to concerts, club gigs and theater events.

• Lifestyle offerings: Exclusive events, entertainment experiences, and private dinner parties with celebrity chefs, for example.

Through the concierge service, the cardholder is provided with a luxury 24 hour service, covering all requests.

Exclusive Dining Benefits

The Diners Club Black Credit Card also caters to epicures, and comes with exclusive dining privileges.

• Get up to 20% off at certain fine-dining restaurants and partner brands.

• Diners Club Travel & Leisure Benefits Program: Gain access to access on select worldwide restaurants and receive top priority service plus the best available tables.

This makes it a great card for people who eat out frequently and prefer to enjoy a premium experience at high-end restaurants.

Other Features of the HDFC Bank Diners Club Black Credit Card

Travel Benefits

This is a card for those who travel both for work and play:

• Free Airport Lounge Access: As I already outlined above, the card provides free access to domestic and internationally lounges.

• Worldwide Acceptance: This card can be used anywhere Visa or MasterCard is accepted, so it's great for travelers.

• Free Travel Insurance: Enjoy complimentary travel insurance protection against flight delay, lost baggage and more when you travel.

Fuel Surcharge Waiver

• Updated: May

• 1% Fuel Surcharge Waiver: Cardmembers are eligible for 1% fuel surcharge waiver on fuel purchase at petrol pumps across India, for transaction amount ranging between ₹400 and ₹5,000.

Luxury Benefits

• Free Golf Privileges: The diners club black credit card offers access to golf courses from all over the world. Cardholders receive perks, such as complimentary rounds of golf in select courses and discounts on green fees.

• Fine Dining Privileges: With the global dining programme, card members can take pleasure in exceptional dining privileges, including free drinks or dishes at participating restaurants.

How Does HDFC Bank Diners Club Black Compare with Other Premium Credit Cards?

HDFC Diners Club Black vs. American Express Platinum Card

Both cards come with similar perks like lounge access, concierge services and reward points, but the Platinum Card by American Express carries greater annual fees and provides a creamier slice of the pie when it comes to luxury experiences and only-in events. The annual fee on the Diners Club Black Credit Card is also lower and it provides a better earn rate for dining and travel expenditure compared to the American Express Platinum.

HDFC Diners Club Black vs. Axis Bank Reserve Credit Card

The benefits with the Axis Bank Reserve Credit Card are also on par with the Diners Club Black Card, with airport lounge access, premium concierge service, and dining privileges. But the Diners Club Black Card offers better travel perks – the card offers more complimentary lounge entries and a broader acceptance area – so it’s a better option if you travel a lot.

HDFC Bank Diners Club Black Credit Card Eligibility

You should be eligible for HDFC Bank Diners Club Black Credit Card ifriends from the below points:

• Age: 21 to 60 years

• Income: At least ₹18 lakh annum (salaried), ₹25 lakh annum (self-employed)

• Credit Score: A high credit score (750 ) is generally needed for approval.

Conclusion

The HDFC Bank Diners Club Black Credit Card is for high income individuals who can live a risk free life and who like to be pampered to the hilt. Whether you want to take advantange of signature travel benefits, fine dining options, exclusive rewards or simply enjoy the magic of airport lounge access, this card has everything you need to make life even more rewarding.

Boasting a superb rewards program, great travel perks, a dedicated concierge service, as well as some supreme benefits such as complimentary travel insurance, airport lounge access and premium insurance covers, the Diners Club Black Credit Card is no doubt one of the top credit cards for those seeking convenience in everyday and travel needs. If you appreciate luxury, comfort and exclusive access, this card is for you.