HDFC Doctor’s Regalia Credit Card: Features, Benefits, How to Apply, Eligibility and All You Need to Know

If credit cards are more than a payment method and an important arm of finance management for you, you need to have a credit card that offers you some value added benefits. From the plethora of options available in the market, the HDFC Bank Doctors Regalia Credit Card is customized exclusively for doctors, and comes with several unique benefits. For doctors, dentists, and other healthcare professionals, this card is designed to fit your lifestyle/professional needs and stations while providing many benefits.

In this post, we are going to discuss about the features, benefits, charges, eligibility and apply for HDFC Bank Doctors Regalia Credit Card. If you want to improve your credit card experience as a medical professional, then this may be the right card for you.

Summary of the HDFC Bank Doctors Regalia Credit Card

HDFC Bank Doctors Regalia Credit Card is an exclusive product offered by HDFC Bank, which is tailored to suit the lifestyle and aspirations of the doctor community. As a card member, you'll be entitled to a variety of special benefits, including travel perks, dining discounts, wellness benefits, and a generous rewards program. The card is great for physicians who enjoy convenience and perks and need to manage personal and professional expenditures.

This is one of the rare credit cards with medical professionals earning benefits that cater to their lifestyle. Plus, it has a number of other benefits that can save physicians money on necessities, travel, dining out and entertainment.

Highlights of the HDFC Bank Doctors Regalia Credit Card

Before we discuss what you get, lets first understand what makes the HDFC Bank Doctors Regalia Credit Card different:

Joining and Annual Fee

• Joining Fee: ₹2,500 + GST

• Annual Fee: ₹2,500 + GST (Waiver available, if you meet the spend requirements)

• Renewal Fee: ₹2,500 + GST (waiver of fee on spending ₹50,000 or more annually)

Reward Points

• 5 RP per ₹150 spent on all other purchases.

• Reward Points: 1 Reward Point = ₹0.30. Points can be exchanged for anything from travel bookings to lifestyle products and much more.

Fuel Surcharge Waiver

• Fuel Surcharge Waiver: 1% on fuel purchases at fuel stations across India for transaction amounts ranging between ₹400 and ₹5,000.

• Maximum Waiver: ₹100 per month.

Exclusive Travel Benefits

• Lounge Access: FOC access to domestic and international lounges at all the major airports worldwide.

• Priority Pass membership: Card holder will receive complimentary membership plus 4 free authorizations a year, which includes access to any airport lounge around the world.

• Travel Insurance: Overseas medical emergencies, lost luggage, flight delays…the unexpected happens, so in difficult times, you can relax knowing you’re covered.

Dining Privileges

• Dining Discounts: Indulge in discounts at select restaurants in India with the HDFC Bank dining programme.

• Special Offers: More dining offers via the Regalia Dining Privilege program.

Cash Withdrawal

• Cash Advance: Withdraw cash from any ATM in the world for a small service fee against the credit limit available.

Health and Wellness Perks

• Health-Related Perks: Special medical discounts and offers at associate health care providers.

• Wellness Programs: Discounts and deals on wellness activities and fitness-related activities Health professionals have busy schedules and being fit is an essential trait to have.

Features and Benefits of HDFC Bank Doctors Regalia Credit Card

Rather daunting at first, but once I broke it I was surprised at just how easy it was.
Now that we have covered the overview of the HDFC Bank Doctors Regalia Credit Card, let’s see the bigger benefits that the card includes for its cardholders. Travel benefits, dining privileges, you name it, it’s all covered to make sure medical professionals can derive the most value from their spending.

Exclusive Rewards Program

Rewards Something that makes the HDFC Bank Doctors Regalia Credit Card stand out is its rewards program. Cardholders will also earn 5 reward points on spends worth ₹150, and these reward points can be redeemed for air miles, gifts, vouchers, merchandise and many more.

This high paying rewards program is particularly lucrative to doctors who frequently spend large amounts on supplies and equipment and daily purchases. The points don't only add up fast()—but even better, there can be significant value in them so if you are booking conference travel, ordering office supplies or just making everyday purchases, you can start seeing rewards.

Luxury Travel Perks

If you're in the medical field, traveling is usually a component of your job, either for medical conventions, patient visits or just for fun. The HDFC Bank Doctors Regalia Credit Card comes with a range of travel facilities:

• Airport Lounge Access: Receive complimentary access to more than 1,000 airport lounges with the Priority Pass Select membership.

• Insurance for Travel: The card also comes with travel insurance which covers lost baggage, delayed flights and medical emergencies while you are abroad.

• Free Lounge Access: Cardmembers receive complimentary visits to domestic and overseas lounges. This perk makes it easy to relax and rejuvenate in style, before you take off.

Health and Wellness Perks

Balance is important to physicians. The HDFC Bank Doctors Regalia Credit Card has many health-related benefits specifically designed for doctors:

• Health Discounts: Receive exclusive discounts and offers at thousands of health centers, individual practitioners, fitness, and wellness programs.

• Wellness Programs: Enjoy exclusive discounts on fitness memberships and wellness programs with this card.

Dining and Lifestyle Privileges

Besides travel and health advantages, the HDFC Bank Doctors Regalia Credit Card offers some rewarding dining and lifestyle benefits:

• Dining Offers: Get dining discounts on partner restaurants and cafes in India.

• Exclusive dining privileges: Regalia Dining Privileges program allows card members to indulge in various dining offers at premium restaurants.

Cashback and Fuel Benefits

Health care providers are commonly required to travel among clinics, hospitals, and other facilities where they work. Get the best out of your fuel spends on your HDFC Bank Doctors Regalia Credit Card:

• Fuel Surcharge Waiver: Get freedom from paying the 1% fuel surcharge across all petrol pumps.

• Cashback Offers: Enjoy Cashback on other categories like medical supplies and professional spends on the card.

Comprehensive Insurance Coverage

The HDFC Bank Doctors Regalia Credit Card provides cardholders with complete insurance such as:

• Overseas Medical Insurance: Protects you with MSIG’s Overseas Medical Insurance.

• Purchase Protection: Covers your eligible purchases from theft, loss, or damage.

• Accidental Death Benefit: Covers a primary cardholder due to accidental death.

Eligibility Criteria for HDFC Bank Doctors Regalia Credit Card

Welcome Benefit

Get the following joining benefits and renewal benefits by holding the HDFC Bank Doctors Regalia Credit Card:
Welcome Benefit for Regular HDFC Bank Doctor Regalia Credit Cardholders: Get 10,000 reward points as a welcome gift.

Doctors Regalia Credit Card Eligibility

To be eligible to apply for the HDFC Bank Doctors Regalia Credit Card:

• Age: 21 to 65 years

• Income:

  • Salaried: Minimum Monthly Income ₹50,000

  • Self-Employed Individuals: Income should be a minimum of ₹6 lakh p.a.

• Occupation: Must be a medical professional like a doctor, dentist or medical specialist.

How to Apply for the HDFC Bank Doctors Regalia Card

The application process for HDFC Bank Doctors Regalia Credit Card is very easy and can be done online or by visiting HDFC Bank branches. Here’s a step-by-step guide:

1. Visit HDFC Bank website: The first step is to visit the official website of HDFC Bank and then go to credit card section.

2. Choose the Card: Opt for Doctors Regalia Credit Card from the options given.

3. Complete the Application Form: Enter your personal information, as well as occupation, income and KYC documents.

4. Apply Now: After submission of the application, you will get a mail from HDFC Bank, stating the progress of your application.

5. Card Issue: After you are approved, we send your card to your mailing address.

Final Thoughts

The HDFC Bank Doctors Regalia Credit Card is great if you are a doctor looking for lifestyle, travel and health related benefits. Offering exclusive features such as travel insurance, reward points, dining benefits and health discounts, it offers value to those who juggle their professional life with personal. The card has a rich reward structure and offers lifestyle benefits, making it a good card for physicians who want to maximize their spending.

HDFC Bank Doctors Regalia Credit Card
If you’re a doctor and in search for a top premium credit card that can give you a variety of benefits, then you should definitely go for the HDFC Bank Doctors Regalia Credit Card. Join now and take advantage of a range of benefits tailored to your professional and personal demands.