Features, Fees, & Benefits
Joining Fees
Rs. 2,500 + GST
Renewal Fees
Rs. 2,500 + GST
Movie & Dining : Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.
Rewards Rate : 4 reward points every time one spends Rs. 150.
Reward Redemption : 1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.
Travel : Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.
Domestic Lounge Access : 8 free airport lounge access per year within India.
International Lounge Access : 6 airport lounge access every year outside India through the Priority Pass.
Insurance Benefits : Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.
Other Details
Welcome bonus of 2,500 Reward Points.
4 Reward Points on every Rs. 150 you spend on retail.
Earn a total of 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
Get up to 20% off on partner restaurants via Swiggy Dineout
Complimentary membership to the Priority Pass program.
6 complimentary Lounge Access at airports outside India and 12 within India.
Low international transaction charges of 2%.
Renewal fee waived off on spending over 3 lakhs in the previous year.
1% fuel surcharge waiver capped at a maximum Rs. 500 per month
Travel insurance benefit in case air accident worth up to Rs. 1 crore.
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