Axis Bank ACE Credit Card: All You Want To Know – Benefits, Features, and How to Apply?

In this fast-paced world, credit cards are not just a mode of payment - it's your lifestyle companion, your constant help during your travel, shopping, and entertainment activities that ensure a more enjoyable and convenient experience. There are plenty of credit cards available, but the Axis Bank ACE Credit Card is the perfect option for those who are keen on earning the maximum rewards while benefiting from top-notch extras. This card is built for tech-savvy reward seekers who want to maximize their rewards on spending thanks to its unique features and benefits.

In this detailed review, we will analyze the Axis Bank ACE ASAP Credit Card and delve into the features, benefits, eligibility, and how it differs from other cards in the market. Whether you need a card to earn rewards, save on your purchase, or get lifestyle benefits, we will help you find out why Axis Bank ACE Credit Card is perfect for you.

Summary of the Axis Bank ACE Credit Card

Axis Bank ACE Credit Card by far one of the best credit cards in India for those who are looking to earn rewards on spending while availing the benefits it comes with. This card has a great rewards program, bonus cashback on everyday spending categories and is packed with lifestyle benefits. Also, the card appeals more to the consumers who are regular with their payments through Google Pay as it offers very high cashback on digital spends.

The ACE Credit Card is issued by Axis Bank and this card brings you closer to it. This makes it an extremely easy-to-use card for online payments and virtual purchases. For those young professionals, spenders and tech guys and gals who want to make the most out of their day to day expenses, this card and its perks is just for you.

Hot Take: Axis Bank ACE Credit Card Features

Cashback on Everyday Purchases

You will also earn 5% cashback on utility payments, such as the electricity, water and gas bills, for example, with the Axis Bank ACE Credit Card.

2% cashback on groceries, which is a great card for those who do their weekly or monthly grocery shopping.

1% cashback on all other purchases, so you'll earn rewards just by spending on whatever you like.

Google Pay Cashback

The 5% cashback on Google Pay spends on the Axis Bank ACE Credit Card is its highlight feature and this makes a good choice if you are someone who uses Google Pay for UPI transactions often.

Joining Fee Waiver

The joining fee for the card is ₹500, which is waived off if you spend ₹5,000 within the first 45 days from the date of card issuance. It’s a fantastic way to ease into the card and except a fee up front, you won’t lose anything.

Rewards Program

Donning ProductThe Axis Bank ACE Credit Card provides rewards in terms of Axis Bank EDGE Reward Points on all your spends using the card. Cash can be spent on a series of rewards including cashback, gift cards and products. The best part is as you earn, your rewards are flexible — cardholders can redeem them in the way that makes the most sense for them.

Fuel Surcharge Waiver

CONCESSIONS The card has also waived off the 1% fuel surcharge on fuel transactions between ₹400 and ₹5,000. This is a handy boon for those of you who drive A LOT.

Additional Benefits for Online Shoppers

If you’re a shopaholic who buys a lot of stuff online, the Axis Bank ACE Credit Card gives 5% cashback on all online spends done through Amazon, Flipkart and other well known e-commerce portals.

Pros of the Axis Bank ACE Credit Card

The Axis Bank ACE Credit Card is not only about cashback and rewards; it also provides you with a selection of lifestyle benefits that can complement your overall life. Read on to get to know the pros better.

High Cashback on Digital Transactions

The Axis Bank ACE Credit Card also offers a 5% cashback on all Google Pay spends, which should make it a no-brainer if you are an avid user of Google Pay for your payments. Google Pay is accepted at many more merchants and service providers, so cardholders can potentially earn a higher rate on a variety of digital payments.

Furthermore, you can save a lot by availing 5% cashback on paying utility bills if you use this card and do regularly pay the bills. These advantages make the Axis Bank ACE Credit Card an excellent option amongst those who like swiping at digital payment platforms each time they make a purchase.

Earning on Groceries and Utilities

The Axis Bank ACE Credit Card gives 2% cashback on supermarket spend. Grocery shopping is something most people do regularly, so the benefit reaches a lot of people — and it can quickly become significant for large families. Furthermore, the fact that you can earn 5% cashback on utility bill payments is another fantastic bonus feature for saving money on necessary expenses like electricity, gas and water bills.

These categories make sure consumers get cashback for regular spending, which can be used to reduce future bills or exchange for rewards.

Seamless Shopping Experience

The card has got several perks for online shopping, including 5% cashback on all online spends on popular e-commerce websites like Amazon, Flipkart etc. An incredibly handy feature for those who prefer to shop online and make the most of their savings on every purchase.

What’s more, the Axis Bank ACE Credit Card is associated to leading brands for offers and discounts which make shopping even more beneficial.

Axis EDGE Rewards Program

The Axis Bank ACE Credit Card is connected to the Axis EDGE Rewards Programme allowing the customers to earn reward points on spending through the card. You can cash these reward points in for a lot of things, including:

• Cashback

• Vouchers from major retail names

• Merchandise like electronic devices, fashion accessories, and more

• Airline miles for travel enthusiasts

The flexible nature of the Axis EDGE Rewards Program sets it aside as a wonderful add-on among cardholders who believe in the ability to redeem their earnings the way they want to.

Fuel Surcharge Waiver

For consumers who make fuel transactions using their credit card, the Axis Bank ACE Credit Card is a zero-fuel surcharge card which provides 1% waiver of fuel surcharge on fuel transactions of ₹400 to ₹5,000. That might seem low, but it can accumulate, even for people who drive a a lot.

Eligibility for Axis Bank ACE Credit Card

In order to be eligible for the Axis Bank ACE Credit Card, you need to fulfil the following: Here’s what you need to know:

Age

Applicant must be 21-60 years of age.

Income

• Salaried person: Atleast ₹25,000 should be a coverage limit per month.

• Self employed: At least ₹3 lakh per year.

Credit Score

You generally need a very good credit score of 750 or more to be approved.

How Does the Axis Bank ACE Credit Card Compare to Other Credit Cards?

Among the fastest to rise to popularity in the credit card market is the Axis Bank ACE with its high cashback rates, specifically for digital transactions. Here are a few reasons why: Other credit cards may provide rewards or cashback in select categories, but with its focus on digital payments, grocery spending, and utility bill payments, it’s one of the most rewarding cards for everyday use.

Compared to more popular cards such as the HDFC MoneyBack Credit Card or ICICI Platinum Chip Credit Card, the Axis Bank ACE Credit Card provides more cashback for the money spent on online and utility bill payments, making it ideal for those who are tech-savvy and like to transact via digital wallets and platforms.

Final Thoughts

The Axis Bank ACE Credit Card is a good all-rounder credit card for consumers who are looking to earn rewards and cashback on their daily spend. So whether you want to earn reward points, cash back for making purchases or prefer to keep it simple, you can find special Cards designed for specific needs!

If looking for a card with strong returns on online shopping, utility bill payments, or digital transactions, the Axis Bank ACE Credit Card is tough to beat. If you want to get the most save on your money and get upto benefits so the Axis Bank ACE credit card is best for you.