Features, Fees, & Benefits
Joining Fees
Rs. 499 + GST (Wavied for First-Time SCB Credit Card Holders)
Renewal Fees
Rs. 499 + GST
Rewards Rate : Cashback of 2% on online spends and 1% on offline spends
Reward Redemption : The earned cashback is automatically credited to your account.
Other Details
Get a longer interest-free period for the first 90 days after card set up.
You earn 2% cashback on all your online spends using the Standard Chartered Smart Credit Card.
You earn 1% cashback on all your offline spends.
Spend-based waiver of the renewal fee.
A low-interest rate of only 0.99% per month on EMI transactions.
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