Features, Fees, & Benefits
Joining Fees
Rs. 2,999 + GST
Renewal Fees
Rs. 2,999 + GST
Rewards Rate : 4 RPs/100 Spent on Groceries & Departmental Spends. 2 RPs/100 on All Other Eligible Spends
Reward Redemption : Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25
Travel : Free Railway Lounge Access
Domestic Lounge Access : One Free Visit Each Quarter on Spending 20,000 or More Each Quarter
International Lounge Access : One Free Visit Each Quarter
Insurance Benefits : Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers
Other Details
4 Reward Points per 100 on grocery and departmental store spends, 2 Reward Points per 100 on all other retail spends, and 1 Reward Point per 100 on utility bill payments. No Reward Points are earned on fuel purchases.
500 Bonus Reward Points on retail spends of 50,000 in a calendar quarter and an additional 1,000 Reward Points on achieving a quarterly spend milestone of 1 lakh.
Vouchers worth 1,000 from top brands on spending a minimum of 2.5 lakh in an anniversary year.
1,000 Bonus Reward Points on completing one retail transaction on your birthday.
Complimentary domestic and international airport lounge access.
Complimentary IRCTC lounge access at select railway stations across India.
247 dedicated concierge service for travel, dining, and golf sessions-related assistance.
1% fuel surcharge waiver at all fuel stations across India.
Comprehensive insurance protection includes Credit Shield cover, lost card liability protection, air accident insurance, and many other travel-related insurance covers.
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