AU Vetta Credit Card – The Ultimate Guide to Features, Benefits and Rewards

It's not just about credit or paying with a piece of plastic, there are now perks attached to being a credit card holder – designed to add something extra to the cardholder’s lifestyle. The AU Vetta Credit Card is one of those offers that combines convenience, rewards and premium benefits all in one powerful package. AU Vetta Credit Card If you travel a lot, enjoy dining out or just want to make the most of your everyday spending, the AU Vetta Credit Card can do all of these things and more.

We discuss the most important features, benefits, eligibility, and the application process for the AU Vetta Credit Card in this blog post. If you’re interested in learning more about this premium card and why it could be a great fit for you, keep reading.

Summary on the AU Vetta Card worth considering

AU Vetta Credit Card from AU Small Finance Bank is for those who don’t just want to spend, but indulge in life. Providing an extensive range of benefits from exclusive diner, travel to entertainment, this credit card is one of the most complete products for premium credit card users. Whether you want to be rewarded with reward points for every $1 spent, enjoy airport lounges worldwide, or take advantage of special offers and discounts, the AU Vetta Credit Card has you covered.

So let's dig into the details of what makes Sense unique.

Features & Benefits of AU Vetta Credit Card

Joining Fee and Renewal Fee

• Joining Fee: The AU Vetta Credit Card joining fee is well competitive worth ₹1,500 plus taxes. That’s a great deal for what it offers.
  
  
• Renewal Fee: There is an annual renewal fee of ₹1,500 plus taxes on the card. But cardholders can get a waiver on renewal fees as per their spend pattern. Spend a specific amount throughout the year, and you may receive the waiver.
  
  

Reward Points System

Reward points system is also one of the most appealing features behind the AU Vetta Credit Card. You will get rewarded with reward points on any transaction you participate in, and can later redeem rewards and shopping vouchers etc. Here’s how the points that can be redeemed work:

• 10 Reward Points for every ₹100 spent on travel & dining.
  
  
• 5 Reward Points per ₹100 spent on all other categories such as groceries/utilities/entertainment.
  
  

The points can then be exchanged for goods, services and gift certificates from various partners, including popular e-commerce sites and travel booking services. These hold can be easily put on at any angle, so use them however and wherever.

Premium Travel Benefits

The AU Vetta Credit Card targets frequent travelers with its structure. It also has a couple of useful travel perks that make cardholders’ lives easier while on the road. Here are the travel perks that come with the card:

• Airport Lounge Access: Cardmembers enjoy complimentary access to domestic and international airport lounges. This is a great benefit if you travel often and want a peaceful place to hang out before your flights.
  
  
• Fuel Surcharge Waiver: The card comes with a 1% fuel surcharge waiver on all transactions between ₹500 and ₹3,000 at all petrol pumps in India. The result is that you’ll save money on fuel in a big way.
  
  

Dining Benefits

The AU Vetta Credit Card also offers a range of exclusive dining deals for foodies. The cardholders get discounts and special offers at a large number of partner restaurants spread across India. Some of these offers include:

• Receive 20% off dining spends at partner restaurants.
  
  
• Free meal deals and special discount during festive seasons or on special days.
  
  

For those where dining is half the lifestyle, your cutlery experiences will now be more valuable with this card.

Lifestyle and Entertainment Perks

Credit Cards that focus on lifestyle and entertainment The Vetta AU Credit Card also heavily centers on lifestyle and entertainment. Cardholders can enjoy:

• Exclusive Movie Offers: Avail amazing discounts and offers on movie tickets via the card. Whether it’s a night out at the movies or family trip to make the most of the cinema, the AU Vetta Credit Card means you can enjoy it for less.
  
  
• Shopping Offers: Instant discounts and deals on premium shopping brands and one of the largest online marketplaces for clothes, mobiles, electronics and lifestyle stuff.
  
  

Insurance Coverage

AU Vetta Insurance coverage The AU Vetta Credit Card offers a variety of insurance covers to give you peace of mind when you use your credit card:

• Protect your eligible purchases for the cardholder against theft and accidental damage51.
  
  
• Travel Insurance: This offers protections from trip cancellations, flight delays, and lost luggage.
  
  
• Accidental Death Insurance – Provides a sum assured to the family of the principal card owner in case of accidental death.
  
  

AU Vetta Credit Card Eligibility Criteria

AU Vetta Credit Card Application To be able to apply for the AU Vetta credit card, one has to be eligible. These conditions ensure that the card is only presented to the financially secure customers who can avail the premium services of the card. The main inclusion criteria are:

• Age: Not less than 21 years and not more than 60 years on application date.
  
  
• Income: Card is generally offered to salaried or self-employed with atleast ₹30,000 monthly income (depends on the location).
  
  
• Credit: You need a credit score that is good to get the approval. Ideally, you should have a score of 750 or higher.
  
  

How To AU Vetta Credit Card Compare with Other Premium Cards?

Compared against other premium credit cards on offer, the AU Vetta Credit Card really shines with a low annual fee and a wide range of benefits. Even though cards such as the HDFC Diners Club Black, RBL Bank Signature fall in that league of luxury benefits, the AU Vetta Credit Card does a good job of getting cardholders very high value for money without having to pay a high annual fee.

It features excellent reward points, travel benefits and dining benefits to become one of the best all round cards of its level.

The Application Process

AU Vetta Credit Card Application Process

Applying for an AU Vetta Credit Card is fairly easy. You can either log in to the AU Small Finance Bank official website or walk into their closest office in order to avail of their personal loan offer.

Documents Required

The following documents are usually requested:

• Identity Proof: You can use an Aadhaar card, driving license, PAN card, passport, or voter ID as your identification proof.
  
  
• Proof of Address: Utility bills, rental agreement, or bank statement - with name and address on it.
  
  
• Proof of income: Salary slip or bank statement or income tax returns.
  
  
• Photograph: A passport-sized photograph.
  
  

After the application is received, the bank will determine whether you qualify based on your income, your credit score, and other factors. If your application is successful your AU Vetta Credit Card will be sent to the mailing address provided within a couple of working days.

Final Thoughts

The AU Vetta Credit Card is ideal for those who like the finer things in life with the best rewards on their everyday spend. It is reliable for people who travel and eat out and you can earn more points for your everyday cards (We all have a few, right?) and enough points to not need to pay an annual fee.

The AU Vetta Credit Card is ideal for jet-setters, foodies, and shopaholics alike – with all the features you need to reward your lifestyle – your way. Its low fees, strong rewards program, and elite perks render it one of the best options for anyone in search of a top-notch credit card experience.

If you want an earning card with some rewards, travel privileges, dining discounts and plenty of other more, then you’re going to find great value in the AU Vetta Credit Card card.