SBI Card PULSE card image

SBI Card PULSE

Features, Fees, & Benefits

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Joining Fees

Rs. 1,499 + GST

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Renewal Fees

Rs. 1,499 + GST

Movie & Dining

Movie & Dining : 10 Reward Points per Rs. 100 spent on movie and dining

Rewards Rate

Rewards Rate : 10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.

Reward Redemption

Reward Redemption : The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).

Travel

Travel : Get complimentary access to domestic lounges along with complimentary Priority Pass membership.

Domestic Lounge Access

Domestic Lounge Access : 2 complimentary domestic lounge visits per quarter.

Insurance Benefits

Insurance Benefits : Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.

Fuel Surcharge

Fuel Surcharge : No surcharge on fuel transactions at Indian petrol stations (for transactions between Rs.500 and Rs.3,000).

Other Details

Complimentary Noise ColorFit Pulse Smart Watch as a welcome gift.

Complimentary FitPass Pro membership.

Complimentary Netmeds First membership.

10 Reward Points on every health-related spend of Rs. 100 & on movies & dining.

2 Reward Points per Rs. 100 spent.

Complimentary Priority Pass membership for the first two years.

8 Complimentary airport lounge visits at select airports in India, max 2 per quarter.

Get e-gift vouchers worth Rs. 1,500 annually on reaching the milestone spend.

Spend-based annual membership fee waiver.

Air accident insurance coverage worth Rs. 50 lakhs.

E-Voucher: If you achieve Rs.4 lakh in annual spends, you receive an e-voucher worth Rs.1,500, which can be redeemed for products or services from the Rewards Catalogue.

Renewal Fee Waiver: Achieve annual retail spends of Rs.2 lakh or more to get the renewal fee waived.

SBI Card PULSE: Features and Benefits That Might Just Suit Your Lifestyle

In today’s fast-paced world, people need products that offer convenience and rewards, and the SBI Card PULSE does just that for fitness, food, and movie fans. Having a significant presence in the Indian financial sector, SBI ensures that unique and beneficial products are available to customers. This uniqueness in the SBI Card PULSE leans more towards combining unique lifestyle and health and wellness benefits, giving the card a unique selling point in a competitive credit card market. This is a review of the various features and advantages of an SBI Card PULSE to comprehend its necessity for you as your perfect credit card.

Explore SBI Card PULSE

SBI Card PULSE is designed for consumers looking for more than just rewarding spending and valuing health. The credit card doles out big fitness and healthcare benefits in association with premier fitness and wellness brands such as FITPASS PRO and Netmeds, in addition to dining and entertainment. Whether you are a fitness freak, a foodie who loves eating out, or a movie buff who enjoys watching the latest flicks, SBI Card PULSE has revolutionized your rewards for daily spending. Well, that’s what we will investigate in this review of SBI Card PULSE.

Welcome to the cool features of the SBI Card PULSE!

Awesome Welcome Perks

Once you sign up for SBI Card PULSE, you receive quite an enticing set of welcome benefits. For starters, the inclusion of the Noise ColorFit Pulse 4 Pro Smartwatch, worth ₹7,999, that comes straight to your door after paying the joining fee. Maybe not a lifesaver in itself, but it is a very cool smartwatch that can track health and fitness and has other lifestyle enhancement uses. Also, enjoy a complimentary 1-year FITPASS PRO and Netmeds First membership and avail yourself of benefits relating to health and wellness, like access to different gyms across the country and discounts on medicines and allied products. These support keeping a healthy and active lifestyle while reaping the benefits of your credit card.

The Reward Point Structure

It is impressive on the SBI Card PULSE, making accruing points on every purchase convenient. Here’s a look at how they stack up:

  • 10 Reward Points for every ₹100 spent on dining, movies, sports, and all health, pharmacy, and wellness-related purchases.

  • 2 Reward Points for every ₹100 spent on any other spend.

Health, Wellness, and Fitness Benefits

Available to download on their respective app stores, the health/fitness tracker app accesses cardholders’ mobile devices. Wellness and fitness benefits that accrue to the cardholder based on non-monetary transactions effected with a fitness or wellness partner so notified by the issuer from time to time as per Annexure 1.
The PULSE FIT. SBI Card would be more oriented towards the Health & Fitness requirements of such Cardholders through exclusive discounts it could bring on Fitness services and Healthcare products. Any online gym session, fitness class, or health supplement purchase is now possible at a fraction of the actual cost with SBI Card PULSE. A 1-year free ‘FITPASS PRO’ membership is offered, through which over 3000 fitness centres, gyms, and fitness classes all over India can keep people fit and proactive towards their purchasing. Also, a Netmeds First membership would allow you to get health and wellness products at your doorstep at reduced costs, simplifying your health regimen and saving money.

Movie Perks for Entertainment Fans

The SBI Card PULSE gives 10 times the reward points, specifically to movie enthusiasts. All such expenses sum up to ₹100, and you can ensure you are watching all the new blockbusters and getting rewarded. These can be redeemed for gift vouchers or merchandise, or converted into cash. Besides this, SBI Card PULSE also comes loaded with rather special tie-ups with players like BookMyShow, wherein discounts can be availed while booking tickets. Whether in a movie theater or streaming a newly released movie online, this card ensures that all your spending related to entertainment is rewarded.

Great Things About Dining and Food Delivery

Dine outs or Ordering in was never this good! With the SBI Card PULSE, Foodies get 10 Reward points for every ₹100 spent at dining outlets. A fine dining experience at a restaurant or a quick bite at the corner local café, generates more advantages in terms of reward. Also, this card supports the food delivery platforms Zomato and Swiggy, extending rewards on your dining and takeaway orders.

Milestone Benefits and Fee Waiver

On attaining selected annual spending levels, e-vouchers worth ₹1,500 are awarded to the SBI Card PULSE holder for redemption against dining and shopping. If you spend over ₹2,00,000 a year with the card, the fee of ₹1,499 charged for renewing the card annually is waived.

Lounge Access and Travel Benefits

Whether within the country or outside, travel has been made comfortable with SBI Card PULSE. It offers:

  • 8 complimentary visits to domestic lounges in a year (up to 2 in a quarter).

  • A free Priority Pass membership provides more than 1,000 international airport lounges for people traveling abroad, which is suitable for frequent globetrotters looking for some respite before their flights.

Insurance Coverage

  1. Air Accident Cover of up to ₹50 lakh, fraud liability insurance of up to ₹1 lakh, and ₹72,000 in loss of checked-in baggage.
    These complete covers are inclusive and assure the client that they cover a broad spectrum of losses, from accidental death to loss due to fraud.

Conclusion: Why You Need to Consider SBI Card PULSE

Cardholders interested in wellness, dining, entertainment, and lifestyle receive a fairly complete package in form and substance under the SBI Card PULSE, footed by competition differentiators like the FITPASS PRO and movie and premium lounge experience. Highly commoditized, it offers a very attractive rewards program, generous benefits, and a minimal annual fee, which are waivable within such a trifling spend that it is pretty valuable for a credit card meant for lifestyle enthusiasts. Indeed, the SBI Card PULSE offers much more than just credit – it’s an all-in-one lifestyle enhancer of health, food, fun, and travel; if traveling with sensory organs in open flare for diverse purchases everywhere, or appreciating the amalgamation of health and lifestyle benefits, the SBI Card PULSE might be chosen with.

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