Ola Money SBI Credit Card: A Detailed Analysis of Advantages and Benefits

With credit cards now regarded as a must-have, distinct rewards, added conveniences, and benefits have made people shift towards digital payments. Ola’s users now find integrated rewards with the Ola Money SBI Credit Card which incentivizes every ride with Ola. Ola, in collaboration with SBI Card, brought this co-branded card to life. Ola users will find this card extremely rewarding, especially those who take frequent rides. In this blog, we will analyze the features and rewards of the Ola Money SBI Credit Card so that viewers have conclusive analysis prior to the application.

Overview of the Ola Money SBI Credit Card

Ola’s platform users will be pleased with the co-branded credit card as it comes with tailored rewards for Ola’s consumers. Ola as the famous ride hailing service partnered with one of the leading credit card providers in India, SBI Card issued the card to bring rich offerings to the consumer.

The Ola Money SBI Credit Card offers rewards that make everyday spending fuss-free and more satisfying such as cash back offers on fuelling up, ride payments, fuel surcharges, and many more.ともかく,では すし Feb o As as It it Let features. In addition, users enjoy wide ranging partnering offers which include discounts on dining, shopping, and traveling.

For users who frequent Ola services or for those who simply wish to explore the breathtaking landscapes, this card is a must.

Benefits of Special Courtesy for Registering as a New Customer

First of all, we do appreciate the welcome mila pack.

• Rs 450 for accessories discount from DailyObjects

• Rs 300 for Vegan beauty Products Discount from PLUM

• Free cult.fit Classes for 10 days

• *SPA For All from New Me

• *702 for Initial Grooming Health check-ups from Me

These offers makes the card a delight for anyone who registers as a new user. Further, the offers also emphasize the value brought by the credit card for first timer users.

Reward Points and Cashback

The Ola Money SBI Credit Card earns specific reward and cashback features based on the spending categories. Here’s a breakdown of how Ola Money SBI Credit Card rewards work:

• 7% Reward Points on every Ola ride. If you are taking a ride to your workplace or visiting a new restaurant in town, you automatically receive 7% back in Reward Points for every Ola ride taken which includes Ola cabs and Ola bikes.

• 1% Reward Points on all other spends. A reasonable percentage of reward points is allocated to non-Ola purchases like shopping, dining, or even services rendered online.

It is also important to note, that 1 Reward Point = ₹1. Thus, you can redeem your reward points for cashback, discounts or purchases from listed brands.

Remember that reward points are credited to your Ola Money Wallet which gives riders the convenience of using these points directly against their next Ola ride or other services within the Ola network.

Benefits of Subscription to Cleartrip

The Ola Money SBI Credit Card offers users with unique travelling perks when purchasing a subscription to Cleartrip, one of the bigger travel platforms in India.

With this card, you can enjoy the following benefits:

• A reward of 5% for booking flights domestically and internationally

• A reward of 20% and 6% for booking hotel stays domestically and internationally respectively

• 12% cashback on activity bookings

All these benefits can assist in travel cost reduction, making this card an excellent to associate with for frequent travelers, even if the travel is for business or leisure.

Dineout Offers

The Ola Money SBI Credit Card also has an association with Dineout, an online restaurant reservation system. Customers who hold the credit card are able to enjoy:

• 20% cashback at more than 6000 Partner restaurants throughout India

• Simple restaurant bookings and wonderful dining experiences

That makes the card a wonderful alternative for those who enjoy eating out.

Fuel Surcharge Waiver

Fuel is an expense most people incur on a daily basis and the Ola Money SBI credit card gives a 1% fuel surcharge waiver on all petrol pump transactions ranging from ₹500–₹3000 across India. The maximum waiver that can be obtained is ₹100 per statement cycle but slowly these savings can build over time.

Access to International and Domestic Lounges

As a reward, frequent travelers with an Ola Money SBI Credit Card get the following privileges:

• International travelers get 4 complimentary lounge visits per year through Priority Pass membership

• Domestic travelers get 8 complimentary lounge visits per year to domestic lounges

This feature is popular for travelers who visit a wide variety of places and wish to enhance their comfort at the airports.

Fuel and Transaction Security

In security aspects, the card comes with contactless payments and other security features provided by SBI Card like:

• Contactless Payments: Quick and secure transactions

• Fraud Liability Cover: Protection from illegitimate charges

• EMI conversion: Large transactions can be paid in easy monthly installments

Balance Transfers with EMI

Carrying balances on multiple cards can be cumbersome, but the Ola Money SBI Credit Card simplifies this by letting you transfer the outstanding balance from other cards while offering lower interest rates. Instructions on paying off the debt become clearer, and in the end, you save money on interest costs.

Who Should Use This Card?

1. Regular Users of Ola

This card is perfectly suited for individuals with frequent Ola rides as they get 7% cashback on all rides which is a strong reason to use the card for daily commutes or for weekend getaways.

2. Frequent Flyers

Booking flights and hotels is a hobby for some. For them, this card is very attractive because the Cleartrip offers along with cashback on flight and hotel bookings are an added value.

3. Food and Lifestyle Lovers

For those who love to dine out and also love ordering food, the Dineout benefits provide access to discounts at tens of thousands of restaurants in India. If you are someone who relishes eating out, then this card helps you cut down on expenses.

4. People Who Enjoy Earning With Every Spend

The card is specially tailored for the user who wants a credit card that offers multiple benefits and rewards for different categories like spending online, fuel purchases, or traveling. With the card, the user gets an opportunity to earn rewards in almost every transaction they make.

Concluding Comments

For users of Ola and those who frequently travel and love eating out, the Ola Money SBI Credit Card is an outstanding option. This card is good value for money due to its numerous benefits such as travel rewards, dining benefits, and cashback on Ola rides. Furthermore, the complimentary lounge access, fuel surcharge waiver, and other lesser-known benefits add to this card’s appeal for regular travelers. The Ola Money SBI Credit Card is perfect for those wishing for a suitable mixture of convenience and rewards, and should definitely be considered.