SBI Doctor’s Card: Benefits And Features With IMA Bundle - Everything You Need To Know

Travel or leisure done typically involves earning rewards or spending money. Credit cards have automated everything. In India, many people possessing credit cards use them to accrue rewards so that they can book their tickets or avail any service with a lower price. Considering the ever-changing technological advances, the Doctor's SBI card in consolidation with Indian Medical Association (IMA) seeks to help. If you are a medical professional or a do are working in a healthcare institution and actively seek a card that caters to your specific requirements, you have come to the right place. This guide promises to fill you in with every detail that pertains to the features, rewards, and benefits that the card offers. In the event that you are seeking for professional indemnity insurance, discounts on other medical services, or a credit card that allows you to get rewards, this card has it all and so much more aimed at fulfilling your expectations. Services that need to be done and attend to the patients and their specialized needs are important components of eleven.

Why Opt For Doctor’s SBI card with IMA a Located Features?

Health specialists tend to have unique financial facts and people suffice across the special edges form boundaries that are more open for other people’s cross into matters all around the world will open doors enabled by technology.

Whether it's handling a healthcare facility's medical expenses or running your family practice, a credit card that is customized to your profession can greatly improve your financial management. One of the best credit cards for doctors in India comes with a lot of exclusive benefits and rewards: The Doctor’s SBI Card (IMA). In the following, you will see some of the reasons this card is unrivaled:

• Focus the needs of doctors: The card has features that address the specific needs of physicians and other medical industries personnel.

• Indemnity Professional Insurance: The card provides professional liability coverage which is crucial for practicing physicians.

• Medical and Healthcare Services Rewards: Get rewards for spending on healthcare related to your practice performance and on medical healthcare supplies.

• Exclusive Discounts: Get specific discounts on other services that one would ordinarily use during the exercise of the profession.

• Flexibility: The card comes with unfettered access to Easy EMI, paying installments, revolving credit and more, which enhances convenience for payment management.

Key Features of the Doctor's SBI Card (IMA)

Joining and Renewal Fee

• Joining Fee: ₹1,499 + GST

• Renewal Fee: ₹1,499 + GST (waived if annual spend is ₹2 lakh or more in the preceding year)

2. Welcome Benefits

The Doctor’s SBI Card comes among welcome benefits these help you get going with your card.

• Welcome e-Gift Voucher: Medical professionals who travel for conferences or vacations would appreciate the value of Yatra.com as they could book flights or even holiday packages using the ₹1500 e-gift voucher they get from Yatra.com which will be issued upon payment of joining fee.

3. Reward Points Structure

With The Doctor’s SBI Card, earn rewards on all your transactions. Here’s how the reward points are structured:

• 5 Reward Points per ₹100 spent on:

  • Medical Supplies

  • Travel Bookings

  • International Transactions

  • Purchases related to Doctors’ Day

• 1 Reward Point per ₹100 spent on all other categories

These reward points are redeemable against a variety of options including medical services, travel bookings, and more. This allows you to easily save on today’s expenses while earning rewards.

Professional Liability Insurance

As any practicing physician would know, professional indemnity insurance is an integral form of self-defence to safeguard oneself from legal claims pertaining to the field of medicine. For doctors in India, The Doctor’s SBI Card provides holistic professional indemnity insurance:

• Cover: ₹20 Lakh

• Reimbursement: Covers legal and defense expenses, settlements, and court awards.

This feature serves as a safety net for any healthcare professional, protecting you from unexpected legal circumstances.

Other Exclusive Benefits for Doctors

The Doctor’s SBI Card (IMA) has tailored myriad benefits meant to streamline your processes. Here is what you would look forward to:

1. Medical and Other Benefits

Medical and other benefits are readily available for doctors who own a Doctor’s SBI Card. These rewards extend to medical supplies, travel, and simply availing healthcare services. Whether you are a medical practitioner or running a clinic, the accumulating reward points can be redeemed for travel-related rewards.

2. Healthcare Services Discount

As a healthcare professional, you frequently require medical services such as health and other check-up professionally diagnostic tests. The Doctor’s SBI Card features special healthcare services such as exclusive check-up discounts to help maintain doctors’ holistic well-being.

SBI Card For Doctors

You might travel quite a bit for attending conferences, researching, or even managing patients. With the Yatra.com integration, you can take advantage of flight ticket discounts as a professional traveler with the Doctor’s SBI Card. In addition, you can further enhance your travel through professional expenses reward points earned via the card.

Besides the medical and travel perks, the Doctor’s SBI Card as well earns you reward points for everyday spending like shopping or dining. The card aids in optimizing your expenses through earning reward points while shopping and specific restaurant discounts for dining. Whether it’s about picking a meal or online shopping, the card provides value.

With the advantage of converting Ice-cream carton sized purchases into neat little EMIs, managing your payments becomes convenient with the Doctor’s SBI Card. Other credit card holders enjoy balancing transferring at lower interest rates, allowing better overall management. With the accumulating expenses in the medical field or purchasing equipment for the clinic, this makes handling the finances easier.

Make the Most of Your Doctor’s SBI Card

To maximize the gains from your Doctor’s SBI Card, do not forget these tips:

1. Make the Most of Reward Points

Maximize your reward points by utilizing the card for almost all travel-related expenses, international transactions, and medical purchases. The reward points can be redeemed for a variety of services such as healthcare, travel, or even cashbacks.

2. Use the Professional Indemnity Insurance Benefits

Be very keen with the information you have about the professional indemnity insurance cover. So, in the course of using your credit card, this will assist in protecting you from legal liabilities, making it of essence.

3. Everyday Purchases with the Card

In addition to the professional and medical services, the Doctor’s SBI Card can be used for other daily expenses, shopping, dining, and even fueling. This will give you more reward points to be redeemed in the future.

4. Convenient Bill Payment

Using the card in paying utility bills, medical bills, and clinic expenses will not only help you manage your monthly spending but also earn reward points with each payment made.

Eligibility Criteria for the Doctor’s SBI Card (IMA)

The Doctor’s SBI Card is made for the medical field, but some eligibility criteria must be met before applying for the card:

• Age: The applicant has to be between 21 to 60 years

• Income: There is a minimum monthly income requirement which is different depending on the city of domicile

• Profession: The applicant should be a practicing doctor or a member of Indian Medical Association (IMA)

Conclusion

The Doctor’s SBI Card (IMA) is superb, providing financial assistance specially crafted for the medical field. It offers an exceptional blend of professional indemnity, medical-related insurance, rewards on routine spending, travel benefits, and a wide range of other discounts. It seeks to fulfill the requirements of doctors by offering them the tools necessary to streamline their finances while providing exclusive benefits. From safeguarding with professional indemnity insurance, saving on medical services, to earning reward points—these are just some of the many features that make the Doctor’s SBI Card an all-encompassing credit card tailored for medical practitioners. Boost your financial management today by applying and take advantage of the exclusive offers!