Accelero ICICI Bank Credit Card: The ultimate lowdown on all its features, benefits, and why it is the best fit for car owners

These days and age, credit cards have now become an essential aspect of our financial life, serving as much more than just a spending tool. Whether through cashbacks or travel miles or lifestyle benefits or dining privileges, using the right credit card will make every purchase that much better. For car-enthusiasts, or just about anyone purchasing a car and making car-related spends, out of all the cards I’ve seen, including the uber premium, a class apart among them is the Accelero ICICI Bank Credit Card.

One trip after another If you are one of those people who live most of their time out of the home and visit the fuel stations almost every other day and prefers to go for car services regularly, the Accelero ICICI Bank Credit Card is perhaps the best friend you can carry. With a good range of uncapped rewards that take into account that car owners have different needs, this is a card that casts a wide rewards net, you get more from petrol and car repairs; should prove popular for those who want to swipe and save on the go.

We’ll be covering the features, benefits, fees, eligibility, and all the rest of the wef till December 2020 vs my new card Air India SBI Signature Vistara for 2019 in this post, so you can decide if its the right card for you.

Summary of the Accelero ICICI Bank Credit Card

If you are a car enthusiast, then the Accelero ICICI Bank Credit Card is made for you. There are tons of perks often specific to car owners: think fuel savings, roadside assistance, and even exclusive experiences with luxury cars. The plus side: it provides you the amenities of a traditional credit card including reward points, movie ticket discounts, dining privileges and the rest.

This card offers more than just a physical level of automotive convenience; those that have this card should be able to enjoy a richer lifestyle with dining, entertainment and travel perks. For Rewards on your purchases and for your car for experiences that are even more exciting – the Accelero ICICI Bank Credit Card is the card for you.

Accelero ICICI Bank Credit Card Top Features

Now, let’s find out what are the feature highlights behind the Accelero ICICI Bank Credit Card before we understand what it has to offer to its users in terms of benefits:

Reward Points System

One of the key features anyone would look at in any credit card is the reward points program, and surely, the Accelero ICICI Bank Credit Card is right on the money as it goes! Here’s how the reward points system breaks down:

8 PAYBACK Points on every ₹100 spent on retail spending.

2 PAYBACK Points on every ₹100 spent on fuel spends (at all petrol pumps) and car accessories.

This card has reward points that are redeemable for fuel, travel, shopping, and more.

Fuel Benefits

Fuel costs are a constant and major portion of any car owners budget. The Accelero ICICI Bank Credit Card offers exclusive fuel benefits to ease the strain on your wallet at the petrol station:

₹200 Off: Cashback on 2.5% spend of fuel at HPCL petrol Pump.

Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000 at all petrol pumps. This can help you save on fuel while you are making regular supply payments.

With all these fuel rewards, the card is sure to win over anyone who drives often and make your car costs more rewarding.

Automobile Privileges

Not too many credit cards tailor specifically to vehicle owners like the Accelero ICICI Bank Credit card is. These privileges include:

24x7 Roadside Assistance: The card provides you with 24x7 roadside assistance in case your car breaks down on the road. This benefit means you will never be left stranded when you are driving your car.

Free Car Wash: Enjoy a free car wash each year to keep your vehicle looking its best at no added cost to you.

Exclusive Experiences: In addition, the card provides exclusive invitations to auto shows and select privileges to test out and experience luxury automobile from the world’s top-automakers.

All these auto perk really make this card for people who love cars and is looking for top of the line services to have a better driving experience.

Lifestyle and Entertainment Benefits

Though designed for car owners, the Accelero ICICI Bank Credit Card also does not forget to offer lifestyle benefits. Some of the coolest options:

Movie Discounts: Get 25% off on movie tickets (up to ₹100) on BookMyShow and INOX. Single ticket is the offer and it can be availed two times in a month and certainly a great deal if you’re a movie buff.

Dining Privileges: The card also provides discounts on the partner restaurants through ICICI Bank’s Culinary Treats Programme. With help of the card, you can dine out without any tension of bill as there are special offers and discounts waiting to be availed by you.

Lounge Pass: Card members are eligible for 1 free domestic lounge visit from either overseas or domestic lounges in Sydney, Brisbane, Adelaide, Perth and Canberra, per quarter. You'll have access to a lounge at major airports, which includes drinks, WiFi and a quiet place to relax.

Fees and Charges

Just like any credit card, you’ll want to pay attention to the fees and charges associated with the card. Features of the Accelero ICICI Bank Credit Card include:

Joining Fee: ₹499 + GST

Annual Fee: ₹499 + GST

In the previous year if you end up spending ₹1,00,000 or more in retail purchases, you can even get the annual fee off your chest. This is how the card becomes accessible to people who use it often.

Additional Benefits

It come with the following benefits: There are a few Pertinent features of the Accelero ICICI Bank Credit Card:-

Worldwide Acceptance: Use it at over 24 million outlets across the world, including over 3,25,000 outlets in India.

Flexipay: Pay only INR 2,500 or above of your purchases on Flexipay through your ICICI Bank Credit Card.

Add-on Cards: You have the facility to avail up to 3 add-on cards for the other family members without any joining fees and annual membership fees, so you can share the convenience of a credit card with your family.

The Accelero ICICI Bank Credit Card is available only to eligible members of the Accelero loyalty program.

Eligibility of the Accelero ICICI Bank Credit Card is as follows:

Age: You need to be 21-60 years old to be eligible for this card.

Income: Salaried persons must have a minimum monthly income of ₹50,000 and self-employed persons must earn an annual salary of ₹7.5 lakh and above.

CIBIL Score: A strong credit score is needed to apply for this card with ICICI Bank preferring credit scores of 700 and above.

What makes the Accelero ICICI Bank Credit Card stand out?

PRESS RELEASE: What makes the Accelero ICICI Bank Credit Card unique in the market, apart from the traditional credit card features, is its specialization on automobile benefits. There are plenty of high-end credit cards in the market that offer you rewards and a cool lifestyle package, but the Accelero card is the only one designed for car owners and driving enthusiasts.

The fuel rebates, help on the road, and access to lounges benefit regular travelers. Furthermore, if you consider the exclusive dining and movie discounts, the card also manages to be an entertainment/lifestyle card.

How Does it Compare to Other Cards?

As opposed to the other premium cards like HDFC Infinia Credit Card or American Express Platinum Card, Accelero ICICI Bank Credit Card is far more reasonable placing a high value on good benefits that a card offers. Other premium cards may have higher reward points or more luxurious travel rewards but the Accelero ICICI Bank Credit Card really gets in front by making automotive benefits available and those are not common with most other cards!

If you are among somebody who does do a lot of driving, this card may very well provide more benefits than others, especially with all of its fuel discounts and roadside assistance.

Final Thoughts

The Accelero ICICI Bank Credit Card is an excellent pick for car lovers and frequent travellers who are looking to extract great value from their credit card. Between fuel discounts, vehicular perks, life benefits, and rewards points, there is something for everybody. Whether you are interested in saving on petrol, receiving exclusive movie tickets, or enjoying premium automotive services, this card has got your back which keeps up with your lifestyle.

If you’re an avid driver, and want a credit card that rewards you for the spends, both while on road and at home, look no further than the Accelero ICICI Bank Credit Card. For anyone who enjoys benefits such as car perks, entertainment savings and food deals, if that sounds like you, you may just love carrying this card.