Movie & Dining : A discount of up to Rs. 750 on BookMyShow second movie/event ticket onwards (max 4 tickets per month), no cancellation charge on movie ticket cancellation (max benefit of Rs. 12,000 per year), a minimum discount of 15% at partnered restaurants under the ICICI Culinary Treats program.

Rewards Rate : 4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.

Reward Redemption : The earned Reward Points can be redeemed against gifts or cash credit, where 1 Reward Point = Rs. 0.25

Travel : Complimentary international & domestic lounge visits, no charge (waived up to a max of Rs. 12,000) on cancellation of flight/hotel/movie ticket bookings up to max two cancellations every year

Domestic Lounge Access : Complimentary unlimited domestic airport lounge access under the MasterCard/American Express/Visa lounge program

International Lounge Access : Complimentary unlimited international airport lounge access under the Dreamfolks program membership

Golf : Complimentary round/lesson of golf each month on a minimum spend of Rs. 50,000 in the previous month (max 4/month)

Insurance Benefits : Credit Shield insurance worth Rs. 50,000, an air accidental death cover worth Rs. 3 crore and many other insurance benefits under travel category (as illustrated later in the article)