Emirates Skywards ICICI Bank Emeralde Credit Card: Review, Features, and Benefits

Credit cards are more than just a way to pay

In this day and age; they come with a range of perks including cashback, discounts, and access to exclusive luxury services. Given the numerous superior credit card alternatives out there, the Emirates Skywards ICICI Bank Emeralde Credit Card looks like a great credit card for road warriors. This ICICI Bank Emirates Co-branded card is developed keeping in mind the needs of the world traveler, for crème-de-la-crème experience and by invitation only.

In this post

We would cover the Emirates Skywards ICICI Bank Emeralde Credit Card details, key features, benefits, eligibility, features and rewards and who should definitely have a look at this credit card if you are an frequent traveller. Now, let’s dig in and see how this card can help you get more out of your travels.

How is the Emirates Skywards ICICI Bank Emeralde Credit Card?

The Emirates Skywards ICICI Bank Emeralde Credit Card is a premium credit card for people who fly frequently with Emirates Airlines. It includes a number of special perks that can improve the way you travel, dine and live. This card has a good rewards program, provides convenient access to airport lounges, and comes with a host of lifestyle benefits that helped it earn a spot among the higher-end credit cards for frequent travelers.

Since it is co-branded with Emirates Skywards, cardholders can earn Skywards Miles (frequent flyer program of Emirates) on every transaction with the card. If you’re wants to benefit from travel and miles, those miles can be used for flights, upgrades, hotel stays, car rentals, and so much more, and so the card is great for people who really want to maximize their travel.

Emirates Skywards ICICI Bank Emeralde Credit Card Features

Joining and Renewal Fee

Joining Fee: ₹10,000 + GST
Annual Renewal Fee: ₹10,000 + GST
Counter Sale Value: ₹7,63,119.71
Taxes: 18% ₹1,37,361.95
Deductible: ₹7,00,000.00
Service tax was 9% on premium, 4% on all charges, service tax will be replaced by GST 18% (15% Service tax + 3% Swatch Bharath Cess).

Yes, the joining fee is on the more expensive side, but if you are a heavy traveler the value easily offsets the upfront charge, and is worth the cost. The card also comes with a fee waiver on the renewal fee when you meet certain spending thresholds.

Up to 2.5 Skywards Miles on Every Credit Card Spend

One of the recognisable elements of this credit card are the Skywards Miles offered on every purchase. Cardholders can earn:

• 2.5 Skywards Miles per ₹100 on all retail spends
  
  
• 1 Skywards Mile on every ₹100 spent on utility and insurance payments
  
  

They can be redeemed to make up the miles for flights, hotel stays, upgrades and more with the Emirates Skywards loyalty programme.

Joining Benefits

Features & Benefits of The Emirates Skywards ICICI Bank Emeralde Credit Card

You can enjoy the below joining benefits with the Emirates Skywards ICICI Bank Emeralde Credit Card:

• 10,000 bonus Skywards Miles when you activate your card
  
  
• Free Emirates Skywards Silver Tier Membership so that passengers can enjoy extra travel benefits, like more generous luggage and priority check-in
  
  

Annual Benefits

As well as the joining benefits, cardholders also receive annual benefits with it:

• 10,000 Skywards Miles per year – Offer is only available on an annual basis, redeemable for upgrade and other travel rewards
  
  
• Renewable every year
  
  
• Membership to the Emirates Skywards Silver Tier
  
  

Milestone Rewards

To further encourage spending, the card comes with milestone rewards. Such as with a target spend within a year getting you rewards like:

• Move up to Emirates Skywards Gold Tier upon reaching a qualifying spend, with extra benefits such as lounge access, priority boarding and more.
  
  

Exclusive Benefits for Frequent Travelers

The frequent travellers would definitely be thrilled with the premium features that come packed with the Emirates Skywards ICICI Bank Emeralde Credit Card and it add-on benefits that makes your travel experience more enriching.

Airport Lounge Access

• Free Domestic Lounge Visits: Enjoy unlimited access to domestic airport lounges in India with the DreamFolks program.
  
  
• International Lounge Access: Cardholders also receive 4 complimentary lounge visits a year at international airports through their Priority Pass membership.
  
  

Spa Access

Travel is exhausting, and the card includes a spa access benefit so you can relax and refresh before or after your flights.

Fuel Surcharge Waiver

The card also provides a 1% fuel surcharge waiver for fuel purchases ranging ₹400-₹4,000.

Dining and Entertainment Benefits

Dining Privileges

The card offers exclusive dining discounts through ICICI Bank Culinary Treats Programme wherein the cardholder can avail the discount at partner restaurants.

Movie Offers

Cardholders can also experience buy-one-get-one-free movie ticket offers on the back of the BookMyShow alliance, with Sony LIV giving Mettle+ card members access to promote and enjoy their night out to the full.

Security and Convenience Features

Chip and PIN Technology

The Emirates Skywards ICICI Bank Emeralde Credit Card is enabled with chip and PIN security technology.

EMIs and Balance Transfer

The card also offers customers the possibility of converting costly purchases into convenient monthly EMIs. There’s also an option to transfer balance from other cards to Emirates Skywards ICICI Bank Emeralde Credit Card at reduced interest rates.

Eligibility Criteria

Eligibility for Emirates Skywards ICICI Bank Emeralde Credit Card:

• Age: 21 to 60 years
  
  
• Income: Salaried must earn at least ₹1 lakh salaried per month, ₹12 lakh self-employed per annum
  
  
• CIBIL Score: The criteria exclude the individuals with bad scores (below 750) Maintain a good score of 750 or above.
  
  

Final Thoughts: Is the Emirates Skywards ICICI Bank Emeralde Credit Card for you?

The Emirates Skywards ICICI Bank Emeralde Credit Card is a premium card that caters to those who travel often, particularly with Emirates. This card is a great option for someone who wants to make the most out of their travel and spending with already high recompense and benefits, especially when you have earnings set as Skywards Miles.

With perks from free lounge access to milestone rewards and dining privileges, the Emirates Skywards ICICI Bank Emeralde Credit Card is a complete package for the high-flying traveller. Though it has a higher annual fee than other cards, its huge collection of perks and that annual statement credit make it worth the price tag for anyone who travels frequently and is in the market for maximum credit card rewards.

Whether you are an extensive traveller with the Emirates, or you love to have luxury travel and lifestyle advantages, the Emirates Skywards ICICI Bank Emeralde Credit Card is the card to choose from.