ICICI Bank Emeralde Private Metal Credit Card: All You Need to Know

At a time when the credit card has gone beyond being just an instrument of payment, the ICICI Bank Emeralde Private Metal Credit Card epitomises luxury, exclusivity and experiential rewards. Customised for the select few, this custom-designed invite-only credit card is for a select few high-net-worth individual users who desire bespoke privileges beyond just a regular credit card. From access to some of the finest airport lounges globally, to privilege golf perks and unmatched rewards, the Emeralde Private Metal Credit Card provides a treasure trove of unique advantages for those who wish to take their standard of living to the next level.

We will discuss all the features, benefits, charges, the eligibility and more information here on the ICICI Bank Emeralde Private Metal Credit Card. Let’s get into it. Let’s take a look at why this card is one of the hottest cards on the market right now.

What to Like While ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank Emeralde Private Metal Credit Card is focused well on people not only looking for a card but a lifestyle experience. The card comes with a mix of exclusive benefits, reward points and lifestyle benefits that position it as a premium product in the industry. The card is invitation only, which adds an extra layer of exclusivity to the whole shabang.

The main features of this credit card are as follows:

• Luxury Perks: The best in travel, dining, entertainment, and more.
  
  
• Big Rewards: Get rewarded generously for all kinds of transactions.
  
  
• Access: Free access to airport lounges around the world – both domestic and international lounges.
  
  
• Full Coverage Insurance: a variety of insurance options protect you and your purchases.
  
  
• Customized services: Tailored services with your own dedicated personal concierge in all of your needs.
  
  

The ICICI Bank Emeralde Private Metal Credit Card Highlights

Joining and Renewal Fees

Credit card fees are one of the most crucial components of any credit card. The ICICI Bank Emeralde Private Metal Credit Card is a premium offering, and this is visible by the way they charge the fees:

• Joining Fee: ₹12,499 + GST
  
  
• Renewal Fee: ₹12,499 + Taxes (Waived off on annual spend of 10 Lakhs)
  
  

Fees are high, higher than regular credit cards, however, if we consider the number of luxury benefits and privileges, it makes pay itself.

Reward Points System

The Emeralde Private Metal Credit Card features a great rewards points program that will help you earn points fast, particularly for high outlay spends. Here’s how the points structure breaks down:

• 6 Reward Points for every ₹200 spent on regular spends (3% value back).
  
  
• You can use the points for flights, hotels, shopping, or even lifestyle experiences.
  
  
• You can redeem points for hotel stays, flights and other high-end rewards, meaning this is a card for high-end travelers.
  
  

The card offers 6 Reward Points for every ₹200 spent, allowing card holders to collect a lot of points in a hurry so they can redeem them on high end products.

Travel Privileges

Complimentary Lounge Access

• Domestic Lounges: Cardholders enjoy complimentary access to domestic lounges at airports in India. This is particularly beneficial for those traveling for business, who can use the time to rest and rejuvenate ahead of their flight.
  
  
• Global Lounges: You also receive a Priority Pass membership that provides access to more than 1,000 airport lounges around the world. This benefit is great for people who travel internationally and enjoy premium lounges when flying to airports around the world.
  
  

Golf Privileges

The card also has free golf privileges such as golf courses and instructions. Whether you’re an experienced golfer or still in the learning stage, the card provides up to 4 free rounds of golf every year at participating golf courses.

• FREE golf lesson per month to work on skills and a members-only laid-back environment.
  
  

Dining & Entertainment Benefits

No high end life style is full without experiencing class on the way people dine and be entertain. We rated the card because we it has a lot of benefits that we want to help you to enjoy!

Benefits of the Emeralde Private Metal Card

• Dining Privileges: Cardmembers receive special dining privileges at exclusive restaurants locally and overseas. The cardholder may get 10% off a la carte at the restaurant partners.
  
  
• BookMyShow Offers: Additional discounts can be obtained when movie tickets are booked with BookMyShow. The buy-one-get-one-free offers and other movie offers are also available on the ICICI Bank Emeralde Private Metal Credit Card.
  
  

Insurance Benefits

With the Emeralde Private Metal Credit Card, you can have peace of mind that you’re covered with protection benefits.

• Air Accident Insurance: ₹3,00,00,000 coverage
  
  
• Purchase Protection: Get coverage of ₹1,40,000 on your buys
  
  
• Loss of Checked-in Baggage: Upto ₹84,000
  
  
• Credit Shield: ₹1,00,000 cover for the cardholder in the event of accidental death
  
  

This insurance coverage gives you peace of mind while traveling and making purchases so you can fully experience your luxury lifestyle!

Exclusive Concierge Services

Among the unique advantages of the Emeralde Private Metal Credit Card is the personalized concierge services that accompanies it. The advantage of this concierge service are various:

Travel Services

Whether it's booking flights, hotels, rental cars or getting you to your excursion, your concierge team will take care of everything.

Arranging Events

Whether you are hosting a one-off event, need tickets to a sold-out gig or want a special night out at one of the leading music events, concierge services will ensure you make it to the finest events.

Lifestyle Services

Your concierge team will make you restaurant reservations at the best restaurants around, or organize your shopping trip!

Security Features

The ICICI Bank Emeralde Private Metal Credit Card have various security measures to make sure that your spending is secured:

• Chip & Pin Technology: Becuase a PIN pad is integrated, you can also accept a PIN entry, which is the most secure and preferred method of card payment in many markets.
  
  
• Contactless Payments: The Card can be used to make quick and secure contactless payments without the need to insert your Card into a terminal.
  
  
• Fraud Protection: ICICI Bank has a very strong online fraud protection policy and we guarantee that your transactions are safe
  
  

ICICI Bank Emeralde Private Metal Credit Card Eligibility

Eligibility for the ICICI Bank Emeralde Private Metal Credit Card

The Emeralde Private Metal Credit Card is a card that requires an invitation to apply, so you can’t simply apply for this card through the bank’s website or its branches. Here’s what you need to know about who qualifies:

• Income: HNIs having high-annual income (exact income criteria may be provided only on invitation).
  
  
• Age: You should be in the age bracket of 21-60 years.
  
  
• Credit Score: You’ll want a strong credit score to qualify for an invitation to this winning card.
  
  

Why Should You Go for ICICI Bank Emeralde Private Metal Credit Card?

The ICICI Bank Emeralde Private Metal Credit Card isn’t just status: it’s offering an unmatched suite of benefits that come with it. It is aimed at the high-net-worth individuals who appreciate rewards, exclusive services, and a better life.

• Extensive Travel Benefits: Whether it’s unlimited lounge access, golf perks, or other travel benefits, this card is tailor-made for the traveling man (or woman) who desires premium in every aspect of his journey.
  
  
• Reward Points System: With the card, you will always get more from your purchases, at least on premium purchases and with the card’s reward points system.
  
  
• Exclusive Concierge Service: The concierge service provides you with unparalleled convenience, no matter you are at home or on the go.
  
  
• Security & Protection: With smart security features and special insurance benefits, this card makes it safe and secure to spend.
  
  

Conclusion

The ICICI Bank Emeralde Private Metal Credit Card is a luxury card specially crafted for those who are looking for an extraordinary credit card experience. It offers a wide array of value-added benefits, from travel benefits and dining privileges to personal concierge services and away on spending. If you are a luxury-oriented person that likes to make the best out of your... lifestyle, and your money get the Emeralde Metal Private Card.

With all these features and top-notch benefits, the card is worth much more than just a payment instrument. It’s an to a world of luxury, ease and exclusivity, which is why it is one of the most sought-after credit cards available.