YES Bank RESERV Credit Card card image

YES Bank RESERV Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 2,499 + GST

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Renewal Fees

Rs. 2,499 + GST

Rewards Rate

Rewards Rate : 24 Reward Points for every Rs. 200 spent online. 12 Reward Points for every Rs. 200 spent on offline shopping and 6 RPs on select categories

Reward Redemption

Reward Redemption : Reward Points Can be Redeemed on the YesRewardz Portal Against Multiple Options

Domestic Lounge Access

Domestic Lounge Access : 12 Domestic Lounge Visits Every Year (3 Per Quarter) on Spending 1 Lakh or More in the Previous Quarter

International Lounge Access

International Lounge Access : 6 Lounge Visits Outside India Each Year

Golf

Golf : 4 Complimentary Rounds of Golf With Green Fee Waived and 1 Complimentary Golf Lesson Per Year

Insurance Benefits

Insurance Benefits : Insurance coverage is worth Rs. 3 crore if the cardholder's life is lost due to an air accident, and medical insurance is worth Rs. 50 lakh in case of emergency overseas hospitalization and a Credit Shield cover (up to Rs. 10 lakh) against outstanding card dues in the unfortunate event of the primary cardholder's death.

Other Details

24 Reward Points for every 200 spent on online shopping.

12 Reward Points for every 200 spent offline.

6 Reward Points on every spend of 200 on select categories like insurance, education, government, and wallet payments.

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