YES Bank Wellness Credit Card

In a world that moves so quickly, it is more critical than ever to live a healthy lifestyle. As the incidences of health issues increase and the awareness about fitness and wellness becomes more widespread, people are increasingly searching for ways to incorporate wellness into their every day lives. Enter the YES Bank Wellness Credit Card.

The YES Bank Wellness Credit Card is a first-of-its-kind feature-rich credit card that combines the best in class privileges for a rewarding wellness experience. For health enthusiasts, this card gives rewards on health spends, free health check-ups, discounts on health services and much more. It is ideal for someone who wants to track and enhance their wellness journey and earn rewards.

What This Blog Covers

In this post, we study about the YES bank Wellness Accelerator Credit card, its benefits and the rewards provided. We’ll also talk about its eligibility requirements, fees, and how it stacks up against other cards on the market. They know whether or not this credit card is right for you by the end of this guide.

YES Bank Wellness Credit Card and Its Concept

With the concept of the YES Bank Wellness credit card in a nutshell.

The YES Bank Wellness Credit Card is a premium credit card product by YES Bank that is designed for individuals who get considered about health and wellness. Focusing on fitness, wellness and preventative healthcare, this card offers benefits designed for health-minded people.

Whether you frequent the gym occasionally, take classes for yoga and fitness, or appreciate regular doctor’s visits and preventive health care, this card has been created to keep you living a healthier life and watching money add up.

Key Highlights of YES Bank Wellness Credit Card

Joining and Renewal Fee:

• Joining Fee: ₹499 + GST
  
  
• Renewal Fee: ₹499 + GST (The renewal fee may be waived off if you spend ₹50,000 in a year).
  
  

Reward Points System:

• 8 Reward Points / ₹200 on online spends.
  
  
• 4 Reward Points for every ₹200 spent (Offline Spend).
  
  
• 2 Reward Points for every ₹200 on categories such as utilities, insurance and education.
  
  

Free Health Benefits:

• Annual Preventive Health Check-Up: Up to 25 parameters.
  
  
• Free eye and dental consultations at associated clinics.
  
  
• Unlimited Consultations: Have any health-related issues no matter what they are with general physicians, specialists or nutritionists with a partner through Aditya Birla Multiply App.
  
  
• Fitness Perks: Six free fitness sessions each month (gym, yoga, Zumba).
  
  

Insurance Coverage:

• Purchase Protection: On eligible purchases made with the credit card.
  
  
• Credit Shield/Insurance: In case of accidental death of the primary cardholder, any outstanding payments will be covered under the credit shield.
  
  

Fuel Surcharge Waiver:

• 1% fuel surcharge waiver on all fuel stations in India between ₹500 to ₹3,000. Maximum of ₹100 waivered for any statement cycle.
  
  

Eligibility Criteria:

• Age: 21 to 60 years.
  
  
• Income: Salaried individuals must have minimum monthly income of ₹25,000 and self-employed professionals / businessman with a ITR of ₹5 Lakh and above.
  
  

YES Bank Wellness Credit Card Advantages

Free Health Check-ups and Preventive Care

One of the highlight of this card is free preventive health check-up. Card holders can avail free health check-up, which would test up to 25 parameters. It’s important to visit the doctor or nurse for a health check-up so you can stay healthy and get the right care for you.

Free eye and dental check-ups are also included in the card besides the health check up. People forget to get a check-up with the dentist and eyes but not anymore with this card you can make sure your teeth and vision is taken care of without even worrying about the expense.

See A Health Professional As Often As You Need To

Unlimited number of general physician consultations, specialist doctor and nutritionist in-person and at home on the Aditya Birla Multiply App through YES Bank Wellness Credit Card. This is great feature for people wanting to stay healthy, seek advice or speak to a professional about their concerns.

Being able to consult with numerous types of practitioners means you can receive prompt guidance without having to visit a clinic or hospital at each question. From just a health point of view or to address concerns about diet and lifestyle this feature is a valuable addition to the card.

Fitness and Wellness Benefits

The card also offers six free fitness sessions a month, with choices including gym memberships, yoga classes and Zumba. Fitness is the basis of a person's life and with this benefit you will have the opportunity to participate in activities that let you keep fit.

Whether you are aspiring to lose weight, or want to gain strength or improve flexibility, YES Bank Wellness Credit Card motivates you to look after your health by offering free sessions. You can start the new year on the right foot or follow your own routine as often as you’d like.

Earn Points on Your Everyday Spend

The YES Bank Wellness Credit Card is not only focused on health benefits, it offers rewards on your everyday spends. Card members get 8 Reward Points per ₹200 spent online, 4 Reward Points per ₹200 spent offline and 2 Reward Points per ₹200 on Utilities, Insurance and Education.

You can redeem these points across many products and services such as flights, hotels, gifts and gift vouchers. You can redeem points for movie tickets and more using the YES Rewardz portal. This makes the card a solid pick for someone who’s looking to earn rewards on purchases you already make anyway and wants to take advantage of health-related perks too.

Peace of mind insurance policies

The YES Bank Wellness Credit Card also provides Purchase Protection benefit that guarantees the safety of your eligible purchased items by covering them against theft and damage. Furthermore, in case of the primary cardholders death due to an accident, the card takes care of the due payments with credit shield facility. All of these insurance aspects are meant to give you confidence knowing if something unexpected happens, you will be financially covered.

Fuel Surcharge Waiver

It also provides a 1% fuel surcharge waiver on spending between ₹500 and ₹3,000 on fuel for those who drive regularly. Although it's a small perk, it can really add up over time if you're someone who fills up at the pump often. The highest waiver is of ₹100 per statement cycle, which should come in handy for car owners.

How Does YES Bank Wellness Credit Card Fare with Other Cards?

While this is a comparison to other top-dollar credit cards, this offering does hold its own with something we haven’t seen yet in the credit card industry – a health and wellness focus. There are various credit cards which provide you with rewards, cashback and travel benefits but the Wellness Credit Card is not just any of those, it offers health benefits including free check-ups, fitness sessions and medical professional consultations.

HDFC Diners Club Black Card

Well, that is great, but the focus is not as much on wellness as the YES Bank Wellness Credit Card. While the HDFC card is tailor-made for frequent travellers, the YES card makes sense for the fitness freak in you.

SBI Card Elite

The SBI Card Elite has a more varied set of lifestyle and travel perks, but it doesn’t include the premium wellness benefits that you get with the YES Bank Wellness Credit Card. If health is important to you, the YES card might be a better choice.

Axis Bank Magnus Credit Card

Although the Magnus Credit Card from Axis does come with some premium offerings such as free access to airport lounges and special concierge services, the health and wellness benefits from health check-ups, wellness benefits, etc are not available, making YES Bank Wellness Credit Card unique.

Conclusion

YES Bank Wellness Credit Card is best suited for people who want to focus on their health and well-being and get rewarded for their regular spendings at the same time. A card that gives you fitness benefits, preventive health check-ups and rewards on your purchase is a card that opens doors to more than just savings.

Fitness fanatics, health nuts and anyone else who believes in taking care of themselves while making money will appreciate the tools this credit card offers to achieve your fitness and health goals. Get rewarded, be well covered and take care of your health - all in a single card with the YES Bank Wellness Credit Card.