ICICI Bank Diamant Credit Card card image

ICICI Bank Diamant Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 1,25,000 + GST

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Renewal Fees

Rs. 10,000 + GST

Movie & Dining

Movie & Dining : Up to 4 complimentary movie tickets each month on BookMyShow, minimum 15% discount on dining bills at partner restaurants under Culinary Treats program, discount on dining at ITC and partner hotels with Club ITC Culinaire membership

Rewards Rate

Rewards Rate : 6 Reward Points per Rs. 100 on internationally and 3 Reward Points on domestic spends.

Reward Redemption

Reward Redemption : The ICICI Reward Points can be redeemed against cashback or gifts at a rate of 1 Reward Point = Rs. 0.25.

Travel

Travel : Taj Epicure Plus and InnerCircle Gold membership, unlimited complimentary domestic and international airport lounge access

Domestic Lounge Access

Domestic Lounge Access : Unlimited complimentary domestic airport lounge access

International Lounge Access

International Lounge Access : Unlimited complimentary international airport lounge access

Golf

Golf : Unlimited complimentary rounds of golf at domestic and international Golf courses

Insurance Benefits

Insurance Benefits : Credit shield cover worth Rs. 50,000 and many travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore.

Other Details

Apple MacBook Air MMGG2HN/A as a welcome gift on the realization of the joining fee.

6 Reward Points per Rs. 100 on international purchases.

3 Reward points per Rs. 100 on domestic purchases.

Up to 4 complimentary movie tickets every month on BookMyShow.

A minimum discount of 15% on dining bills at partner restaurants with the Culinary Treats program.

Discounts on dining bills at ITC hotels and partner hotels with Club ITC Culinaire membership.

Unlimited complimentary domestic & international lounge access for both primary and guest cardholder(s).

Unlimited complimentary golf rounds at premium golf courses across India.

Complimentary Taj Epicure Plus and InnerCircle Gold membership.

Travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore and Credit shield cover worth Rs. 50,000.

247 concierge service for assistance regarding hotel/flight bookings, medical services and emergency auto assistance.

ICICI Bank Diamant Credit Card: The Epitome of Luxury Credit Cards for the Affluent!

In the world of ultimate luxury in premium Cards, ICICI Bank brings to you ICICI Bank Diamant Credit Card – For the crème de la crème of society. Crafted for individuals who enjoy the finer things in life, and aimed specifically at HNIs like you, this invite-only credit card gives you access to a number of exclusivities that fulfill your travel, lifestyle, dining, entertainment and financial preferences.

In this blog, we’ll explore the exclusive features, benefits, and perks of the ICICI Bank Diamant Credit Card and why it’s among the most preferred credit cards in the country. From reward points to lifestyle benefits, this credit card is a game changer, no question.

Summary of the ICICI Bank Diamant Credit Card

ICICI Bank Diamant Credit Card Type Premium

The ICICI Bank Diamant Credit Card is a premium offering by ICICI Bank and is designed for people who are successful, affluent and are accustomed to the very best in life. As an invitation-only product, this card provides access to a variety of luxury experiences including private islands, yachts, jets, and five-star resorts. It also offers luxury-level rewards in travel, dining, golf and more.

This card is more than a card for payment; it is a lifestyle partner of its cardholders. If you travel often, are a foodie or someone who’s just like, “Go bring me the world served on a platter,” then the ICICI Diamant Credit Card has privileges that are tailor-made for you.

Core Benefits of the ICICI Bank Diamant Credit Card

We will get to the amazing advantages 10 sentences later, first, let us examine the important details that make ICICI Bank Diamant Credit Card a class apart from the others:

Joining Fee and Renewal Charges

  • Joining Fee: ₹1,25,000 + GST

  • Renewal Fee: ₹10,000 + GST (The renewal fee can be waived off on spending ₹25,00,000 or more in the previous year.)

You will need to pay a high joining fee, but that’s simply because the benefits that come with the card are luxurious and many high net-worth individuals are prepared to pay the amount in order to enjoy all the exclusive rewards and privileges.

Reward Points System

The ICICI Bank Diamant Credit Card is built around the reward points mechanism. With this card, you earn:

  • 6 Reward Points for every ₹100 spent on international purchases.

  • 3 Reward Points for every ₹100 spent on domestic purchases.

These points add up fast and can be spent on a range of goods, such as name brand goods, jewelry, airline tickets, hotel stays and more.

Reward Redemption Options

  • Merchandise: Points can be exchanged for merchandise from popular brands including Guess, Calvin Klein, Ferrari, Bvlgari.

  • Gift Vouchers: Enjoy free shopping on Debenhams, Jack and Jones, Nautica and brands from Tata Group can all be availed by redeeming your earned points for Gift Vouchers.

  • Air Miles: This reward system allows customers to trade reward points for miles to be used towards flights—good for frequent flyers.

  • Cash: When redeemed for cash each reward point is equivalent of ₹0.25.

This generous points earn programme offers considerable value when spending – value that quickly adds up for luxury shopping, travel stylish cuisine and dining experiences.

Exclusive Dining and Movie Privileges

The hallmark of the ICICI Diamant Credit Card is that it offers its customers an array of dining and movie benefits. Cardholders can enjoy:

  • Up to 4 Free Movie Tickets Per Month: Card members can avail up to 4 free movie tickets per month through BookMyShow. This feature alone means this card can be powerful for anyone who loves movies and entertainment.

  • Dining Offers: Cardholders can also avail exclusive dining discounts at premium restaurants including 15% discount on all partner restaurants via the Culinary Treats Programme. Also, cardholders get the access to Club ITC Culinaire that includes additional dining benefits across ITC hotels and partner restaurants.

Which is why, the ICICI Diamant Credit Card is a card that you must possess, if you love all things good, and that includes fine dining & entertainment.

Travelling Benefits and Airport Lounge Access

The ICICI Diamant Credit Card is designed for traveling more, and comes with multiple unique travel privileges:

Airport Lounge Access

Unlimited complimentary access to domestic and international lounges is available to cardholders. This includes:

  • Domestic Lounges: 1 free visit per quarter at domestic lounges across India.

  • Lounges/memberships: Unlimited access to 1,000 international airport lounges with Priority Pass membership.

Exclusive Travel Services

The card offers private travel experiences like private island stays, yacht charters, and private jet bookings at special rates and promotions. Now it can be experienced in luxury only with the ICICI Diamant Credit Card We all know that travel experiences extend to far more than regular credit cards can provide.

Golf Privileges

For the fans of Golf: The ICICI Diamant Credit Card provides you with exclusive access to the best golf courses:

  • Unlimited Golf Rounds: Get unlimited free golf rounds at your choice of golf course in India and in select golf courses around the world.

  • Golf Lessons: Cardholders are also offered a free golf lesson at participating golf courses once a month.

That makes the ICICI Diamant Credit Card perfect for Golf enthusiasts who prefer a luxury billion on the green.

Additional Lifestyle Benefits

Along with the various travel, dining, and entertainment benefits, the ICICI Diamant Credit Card also provides lifestyle benefits like:

  • Free Concierge: You receive the benefit of a complimentary, 24/7 personal assistant for booking trips, reserving tables, planning events, and more.

  • Private Island Stays and Yachts: Cardmembers have access to luxury private islands and yachts for tailor-made vacations and events.

  • Exclusive Hotel Stays: Cardmembers gain access to special rates at luxury hotels around the world whenever they travel.

  • Taj Epicure Plus & InnerCircle Gold Membership: The Taj Gold and Epicure Plus membership comes with additional benefits including early check-in, complimentary suite upgrades, discounts on dining and more.

These attributes differentiate the ICICI Diamant Credit Card as a card that promises not only luxury but also exclusivity and lets you savour the best in travel, dining and entertainment.

Insurance Coverage

Here are the ICICI Diamant Credit Card insurances to cover its customers away from home:

  • Personal Accident Insurance: Up to ₹3 Crore accidental death coverage.

  • Shop with Purchase Protection: Coverage for theft and damage on eligible purchases paid with your Platinum Card.

  • Credit Shield: A protection of up to ₹50,000 for cardmembers in case of accidental death.

  • Travel Insurance: Provides reimbursement against loss of baggage, flight delays, medical emergencies and loss of travel documents.

Eligibility Criteria

ICICI Diamant Credit Card

The ICICI Diamant Credit Card is another premium credit card that is particularly tailored for high-net-worth individuals. It's also got strict eligibility criteria:

  • Age: The age of the aspirants should be 21 to 60 years.

  • Income:

    • Salaried: Minimum net income ₹1 lakh per month.

    • Self-employed: Income tax return of ₹12 lakh or more.

Just for the record, the ICICI Diamant Credit Card is available on an invite-only basis to those pre-invited by ICICI Bank.

Closing Thoughts: Is ICICI Diamant Credit Card really worth it?

ICICI Diamant Credit Card: One of the most premium credit card If I have come across so far in the industry is this card. It is a fusion of Rewards and Lifestyle privileges. It is specially designed for the high net-worth individuals who wants the premium in life.

From the unlimited airport lounge access and golf benefits, to concierge services and private travel journey, this card has it for all luxury needs. It might seem pricey to join once you factor in these joining and renewal fees, however if you are someone who enjoys luxury and spends a lot of money travelling, then you will experience the benefits of this great program by the amount of your exquisite bonus rewards.

Given that you are from a luxury living segment and can meet the eligibility conditions, you should absolutely check-out ICICI Diamant Credit Card. Our members have never seen such an extensive selection of travel, dining, shopping and lifestyle benefits in the market.

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