The Zomato Edition Classic Credit Card: India’s Go To Card For Foodies

For those who love eating out, ordering in and chasing exclusive offers on food, the Zomato Edition Classic Credit Card will be nothing short of the smartest dining partner they could have ever wished for, added Dusad. A co-branded card by RBL Bank and Zomato, it is built to reward eating out habits with real cashback, no redemption hassles, and one of the most deeply integrated interfaces with the Zomato app itself.

Simple, painless fare pricing for all?” but MUCH better: But is it just marketing—or does it add any real value? Let’s break it down.

Summary: What is Zomato Edition Classic Card?

As the name suggests, the Zomato Edition Classic Credit Card is targeted towards people who order regularly from Zomato, dine out often, or shop on Blinkit. It comes with its own cashback scheme ("Edition Cash"), customized Zomato Pro membership, and a stylish UI integrated into the app UI itself.

There are no complex points exchanges, or blacked out dates like you see with most reward plans.

Card Fees and Charges

Fee Component Amount

Joining Fee ₹500 + GST
Annual Fee ₹500 + GST (2nd year onwards)
Fee Waiver Usually waived on annual spend ≥ ₹50,000
Rate of Interest 3.99% per month (47.88% p.a.)
Late Payment Charges ₹0–₹1,300 depending on the balance

The card has a typical fee structure and a fee waiver threshold that’s within reach for most not-high spenders.

Rewards Structure (Edition Cash Explained)

Spend Category Reward Rate

Zomato & Blinkit 5% back as Edition Cash
Dining (offline/others) 1.5% back as Edition Cash
All Other Spends 1% back as Edition Cash
Wallet Load & Fuel No reward

Edition Cash = ₹1. No conversion, no expiration, no restrictions. It’s a seamless experience at the checkout on the Zomato app.

This is one of the most simple reward structures in Indian market. Unlike rewards points, which often expire, Edition Cash functions like actual money.

Dining Perks & Zomato Pro

One of the best things about this card is that you will get Zomapto Pro membership free each year. This means:

• Discounts of up to 40% at participating restaurants

• Express delivery on the Zomato app

• Exclusive deals and early bird offers

Please note, the Zomato Pro membership is available in an annual plan ranging from ₹300–₹800, so it’s giving you value before you even swipe the card.

Blinkit & Grocery Benefits

You also get 5% back when you shop on Blinkit, Zomato’s sister platform for groceries, and daily needs. This includes:

• Fruits & vegetables

• Snacks, beverages

• Packaged food

• Essentials and hygiene products

It positions the card as not only a dining card, but also a daily use cashback card.

Redemption Experience – Frictionless Cashback

The redemption process is a big pain point with a lot of credit cards. Points expire, are devalued or come with strings attached.

But with this card:

• 1 Edition Cash = ₹1 at the time of checkout.

• Instant redemption when paying on Zomato

• No minimum redemption threshold

• Cashback never expires

Its cashback redemption feature is baked right into the app — you just flip that Edition Cash switch on when you’re paying for food or groceries.

Other Benefits

Fuel Surcharge Waiver

1% surcharge waiver on fuel transactions ranging from ₹500 to ₹4,000
Max waiver: ₹100/month

Contactless Payments

The card offers contactless tap-and-pay, although only up to ₹5,000 without a PIN.

EMI Option

Through the RBL MyCard app or Zomato Edition portal, you can also convert big-ticket spends into EMIs.

Limitations

No card is perfect. Here’s what the Edition Classic is missing:

• No Lounge Access: This variant doesn’t offer free airport lounge access unlike it’s bigger brother (Zomato Edition Black).

• Low Travel Rewards: Not ideal for travelers who prefer to accumulate miles or travel outside the U.S.

• No accelerated rewards outside food & grocery: Not suitable for fuel, electronics, insurance, and education spends.

• Interest rate too high: 3.99% per month interest is excessive. Always pay in full.

Who Should Get This Card?

This card is ideal for:

• Zomato Power Users: Order weekly and you will recover the price of this card in cashback.

• Blinkit Grocery Shoppers : Cashback on grocery is not common, this card offers brinkit vouchers.

• Young Professionals & Students: Low joining fees and rewards for the essentials.

• Casual diners: Even offline diners earn Edition Cash for now, so even the foodie on the go benefits.

Not suited for:

• High net-worth individuals (read Edition Black perhaps)

• International travelers

How to Apply

Applications can be made directly on Zomato app or on the the RBL Bank’s website. Approval tends to be swift and app-based tracking is portable. Note:

• PAN card and Aadhaar are mandatory.

• Credit score of 700+ preferred

• Income proof may be asked

Final Verdict – Is it Worth it?

If you have a wallet that needs a good dining card, or you already use Zomato, this card is a verry no-brainer. It’s that simple, and the savings accumulate quickly with this system. It doesn’t aim to do everything; it zeroes in on a single lifestyle niche and hits the bull’s-eye.

For just 500 / year, it’s one of the most value for money credit cards for foodies in India at present.