Standard Chartered Emirates World Credit Card: The Perfect Fly Buddy!

Today’s credit card isn’t just a convenient way to make payments—it’s a road to a world of rewards, cash back, travel perks, access to events, and more. For those on the go, a credit card that’s aligned with their travel lifestyle could make life a lot easier. The Standard Chartered Emirates World is one of the most elite travel centric cards out there. It's bringing a little bit from both worlds, it brings the flexibility of a world-class credit card while offering luxurious and exclusive travel benefits in partnership with Emirates, one of the best airlines in the world.

In this post, we will be doing a review of the benefits, features and rewards of the Standard Chartered Emirates World credit card and how it can boost your travel adventures. Whether you travel regularly or a few times per year, this card is focused on bringing you value during each step of your journey.

A Review of the Standard Chartered Emirates World Card

The Standard Chartered Emirates World Credit Card is a high-end travel cards designed for frequent travellers and travel aficionados. It is co-branded with Emirates Airlines, and comes loaded with plenty of cardholder perks — think access to exclusive airport lounges, bonus Skywards miles, complimentary travel insurance, and more. You are into luxury and convenience and comfortable traveling.

This card is ideal if you’re a frequent traveler on Emirates who likes the perks of free upgrades, special discounts and access to higher-end experiences on the ground and in the air. It’s also a great card for anyone hoping to accrue travel miles to use for flights, upgrades or other services with the Emirates group.

Standard Chartered Emirates World Credit Card Features

But let’s try to see what exactly its main expectations are: What makes the Emirates World Credit Card stand above the rest?

Skywards Miles

• Get 1.5 Skywards Miles for spend of ₹ 100 on international transactions.

• Get 1 Skywards Mile per ₹100 spend on domestic purchases.

• Bonus Skywards Miles based on spendings milestone: Get 3,000 bonus Skywards Miles on spending ₹1 lakh within the first 90 days of card issuance.

Skywards Miles are the token of Emirates’ frequent flyer program and may be used towards flights, seat upgrades and other topend services. This is what makes the Emirates World Credit Card great for the frequent Emirates traveler.

Complimentary Lounge Access

• LoungeKey Access: With the Emirates World Credit Card you get access to more than 1,000 airport lounges globally with the LoungeKey program.

• 2 Free visits per year to worldwide airport lounges.

This is a great perk if you’re a regular traveller since you can unwind pre-flight in a pleasant, quiet space with deluxe amenities.

Travel Insurance Coverage

The card features full travel insurance covering:

• Travel Accident Insurance: Upto ₹1 crore.

• Trip Cancellation Insurance: Reimbursement for non-refundable cancellation charges due to personal or family illness.

• Baggage Insurance: Insurance against lost or delayed baggage.

This kind of travel insurance coverage provides piece of mind for cardholders who want to know they are covered while traveling.

Exclusive Airport Privileges

• Emirates Chauffeur-Drive Service: Relax as you make your way to and from the airport with complimentary chauffeur-driven transfer available in over 70 cities.

• Emirates Lounges: Privileged access to Emirates lounges around the world (Availability at some locations may vary).

This makes the card ideal for #PaxEx pros traveling with Emirates since it serves as an extra cushion of comfort and exclusivity.

Reward Points on Purchases

Cardholders can earn 1 Reward Point on ₹100 spent for all other spends. The points can be used towards rewards from the Emirates Skywards program such as:

• Flight redemptions

• Seat upgrades

• Holiday packages

• Hotel stays

The more you spend, the more rewards you can earn to use toward flights, upgrades and other premium experiences.

Free Supplementary Cards

Additional cards for family members You're now able to apply for supplementary cards on the Emirates World Credit Card for your family, so they can earn on their spend too. Ideal for families who often travel as a group, it is a great way to ensure everyone earns Skywards Miles.

“Emirates World” Credit Card Advantages

Travel Perks with Emirates

As it is co-branded with Emirates, the card provides unbeatable travel benefits for Emirates passengers. You’ll be able to earn Skywards Miles, enter lounges, and receive priority services that make your journey that extra bit special. And it’s not just any credit card: It’s an entree to privileged travel access.

Comprehensive Travel Insurance

Emirates World Credit Card travel insurance The travel insurance that comes with the Emirates World Credit Card means you’re protected while travelling. Whether you have a delay or your bags are lost on a flight, or you need to cancel your trip, such insurance gives you financial protection. For anybody flying internationally or domestically, this is a big plus.

Exclusive Lifestyle Benefits

In addition to travel perks, the card comes with unique lifestyle benefits. That’s including discounted meals in fine-dining restaurants and premium hotel offers. With the Emirates World Reward Card you not only earn in the skies, but also on the ground.

Easy Miles Redemption

Skywards Miles are incredibly versatile. You can use them to pay for flights, upgrades, hotel stays and even experiences like safari trips and gourmet meals at destinations Emirates serves. The versatility of redemption for these miles means you get value for spending, so it’s an excellent card for anyone who likes to travel often.

Global Acceptance

The Emirates world credit card has an international acceptance, enabling cardholders to experience smooth payments in various countries. It also gives the added convenience of contactless payment letting you pay in the course of transactions sooner and less complicated.

Fees and Charges

As with many premium credit cards, the Emirates World Credit Card also has some fees and charges. Here’s a breakdown:

• Joining Fee: ₹5,000 plus applicable taxes.

• Renewal Fee: ₹5,000 plus taxes, waived off on annual spend.

• Cash Withdrawal Fee: ₹500 per transaction plus interest.

• Foreign Currency Transaction Fee: 3.5% of the transaction amount.

• Late Payment Fee: ₹750 or 3% of the unpaid balance (whichever is more).

• Over Limit Fee: ₹500 or 2.5% of the amount (over limit).

Eligibility Criteria

The eligibility criteria for the Emirates World Credit Card include:

• Age:

  • Minimum age: 21 years

  • Maximum age: 60 years

• Income:

  • Min monthly income: Salaries - ₹50,000

  • Self-employed - ₹6 lakh per annum

• Credit Score:
  You'll need an excellent credit score to get on board with this elite card.

How to Apply for Emirates World Credit Card

It is easy to apply for an Emirates World Credit Card. Just go to Standard Chartered Bank’s website or use the Emirates website to apply. You’ll be required to give your identity proof, address proof and income proof to complete the application.

Conclusion

The Emirates World Card from Standard Chartered is the perfect addition to the wallet of a globe-trotter, especially one clocking miles with Emirates airlines. It comes with benefits of travelling and lifestyle such as Skywards Miles, access to complimentary lounges, exclusive benefits and full insurance coverage.

BENEFITS: With rewards to use whenever you like, partners all around the world, and the miles you veearned with Airlines, your miles can take you wherever you want to go.

The Emirates World Credit Card Whether the need is booking promotions with Emirates, relaxation at airport lounges or searching for special offers, the Emirates World Credit Card has all your needs covered. If you’re one of those individuals that likes to travel first class, then the Emirates World Credit Card will ensure that you get to reap the rewards of a world-class travelling experience.