IDFC FIRST Personal Credit Card – Everything You Need To Know 

As the financial services marketplace continues to evolve, there are new and inventive ways that banks want to bring valuable products and services to the table through their credit cards, beyond just providing for the requirements of their cardholders, to deliver rewards and lifestyle benefits and more. IDFC First WoW Credit Card is one such card that amazes us with the sheer Indian context. A card to satisfy everyone - whether you love spending or luxury products- the perks this card go hand in hand you like dinning out, travelling, shopping, receiving rewards.

In this in-depth blog, we will look into the features, benefits, fees and everything else that you need to know about the IDFC FIRST WoW Credit Card and show you how this card can elevate your lifestyle and make your spending more rewarding. If you are traveler, a shopaholic, or simply a lover of food, the IDFC FIRST WoW Credit Card caters to everyone.

IDFC FIRST Wow Card – Overview

IDFC FIRST Bank introduces the IDFC FIRST WoW Credit Card. This is the card to get if you want to make your daily expenses more rewarding, thanks to attractive rewards-points and exclusive benefits. It offers a variety of options to suit different requirements, with lifestyle benefits, travel privileges, cashback, dining perks and more.

The IDFC FIRST WoW Credit Card is great for those that are looking to get rewards and lifestyle benefits without the weight of a high annual fee. What are the benefits of the card? The card comes with a range of perks for heavy spenders,particularly those with a preference for travel, dining, and shopping.

IDFC FIRST WoW Card Features

Well before we move further into the advantages of the card, let’s have a quick glance at some of the key features of the IDFC FIRST WoW Credit Card and how does it sets itself apart from other cards in the market:

Reward Points Program

One of the key highlights of the IDFC FIRST WoW Credit Card is its amazing reward points. The rates for point earning might vary by every single transaction; however, every one of it will count toward the point system, in which is accumulated into a variety of items, such as products, gift certificates, travel deals or cash back. The points are tokenized as:

• 5 Reward Points for every ₹100 spent on dining, travel, and entertainment.

• 1 Reward Point for every ₹100 spent in other purchases.

The more you swipe, the more reward points you earn, and you can redeem these against a host of exciting goods and services. For any travel lover, it’s an excellent way to rack up points that can be redeemed for flights, hotels and more.

Cashback on Specific Categories

Apart from regular reward points, the IDFC FIRST Wow credit card also has cashback on specific spending types. Cardholders earn:

• 10% Cashback in some selected categories: So, if you book travel or purchase movie tickets or something else.

• 5% Cashback on food and dining: whether you are dining at a restaurant, ordering food online, or having a night out.

It works great for people who love to eat out or travel a good amount as you earn money back for every transaction you carry out of these two kinds.

Annual Fee and Waiver

The IDFC FIRST WoW Credit Card is available with a nominal annual charged fee which made for decent deal for most, considering the benefits on the table.

• Annual Fee: ₹1,000 + GST

• Waiver Condition: Spend ₹1,00,000 or more in a year to be eligible for a fee waiver.

Bottomline: Smart looking card, the all new Citibank Prestige Visa provides a decent value if used thoughtfully.

Dining and Travel Benefits

So, if you love dining outside and travel a lot, IDFC FIRST WoW Credit Card comes with the following benifits:

• Dining Privileges: You will receive special diners discounts and news at participating restaurants in India.

• Travel Perks: The card comes with travel perks and free airport lounge access, ideal for the frequent traveler.

Zero Liability on Fraudulent Transactions

Get rid of any tensions that may arise from fraudulent usage of your Credit Card with the IDFC FIRST WoW Credit Card. The card also has $0 liability on unauthorized activity, so you won’t be responsible for any fraudulent activity on your card, as long as you report the loss promptly.

This is peace of mind that your card is protected, whatever you are using it.

Contactless Payments and Security

The IDFC FIRST WoW Credit Card is equipped with contactless technology, thus making transactions quick and hassle-free. Gently touch the card to the card reader, and your transaction will be completed in a few seconds. This is especially handy for low-value purchases and every day transactions.

Aside from contactless payments, the CAT card also comes with EMV chip technology protection to keep your card transactions secure and encrypted, so nobody gets a hold of unauthorized access and fraud for your safety.

Advantages of the IDFC FIRST WoW Credit Card

So now that we know about the big features, let’s take a closer look some of the actual benefits of IDFC FIRST Wow Credit Card:

Reward Points Redemption

IDFC FIRST WOW Credit Card rewards program The main advantage of using an IDFC FIRST WOW Credit card is its rewards program. You can redeem the points you earn for many different rewards:

• Tickets & Travel: Redeem points for tickets, hotel bookings & holiday packages (domestic and international).

• Gift Vouchers: Use your points and get gifts from leading brands such as lifestyle, fashion and electronics.

• Cashback: Redeem your points for cashback credit applied to your credit card bill.

Such flexibility makes IDFC FIRST WoW Credit Card a great one for those who wish to derive maximum value from their spends!

Complementary Airport Lounge Access

If you are a frequent traveller, the there is complimentary airport lounge access included in the IDFC FIRST WoW Credit Card. Cardmembers can access both domestic and international airport lounges for a peaceful pit stop before a flight with free food, drinks and more.

This perk is a major plus for frequent travelers who value a premium airport experience.

Exclusive Lifestyle Benefits

Benefits on the IDFC FIRST WoW Credit Card: Besides dining offers and travel benefits, you can use the IDFC FIRST WoW Credit Card to enjoy an array of lifestyle perks including:

• Concierge Services: Whether you need assistance making restaurant reservations, organizing travel, or requesting a special gift or service.

• Movie Tickets: Get lucrative discounts and offers while booking your movie tickets.

Enhanced Security

IDFC FIRST WoW Credit Card is designed to provide maximum security to save your card details and transactions from any kind of harm. With the combination of fraud protection, EMV chip technology, and contactless, you can be guaranteed that your card will be safe to use.

IDFC FIRST WoW Credit Card Eligibility

For IDFC FIRST WoW Credit Card, the eligibility criteria is as follows:

• Age Limit: 21 to 60 years

• Minimum Monthly Income: ₹30,000 (may vary based on location and profession)

• Credit Score Requirement: 750+

Conclusion

The IDFC FIRST WoW Credit Card is definitely one of the best you can get if you are looking for a card that provides rich rewards and travel benefits along with lifestyle privileges. Backed by a great rewards program, cashback offers, and dining / travel discounts, the card was made to help in boosting your spending, while encouraging you with various savings opportunities.

Whether you are the kind who loves rewards on your spends, or the one who loves to pamper yourself with a select range of indulgences, IDFC FIRST Bank has a Credit Card for every type of you. Its reasonable annual fee and appealing benefits make it a solid choice for folks who want to level up their lifestyle and spending.

If you are on the lookout for a credit card that actually rewards you for spending, the IDFC FIRST Wow Credit Card is a product that should be near the top of the list. Join them today and also start driving traffic from the traffic source It’s the simplest deal of the century.