IDFC First Bank Ashva Metal Credit Card: All that You Need to Know about Fees, Benefits and Application Process

In the quick-changing universe of credit cards, today’s consumers are looking for a mix of rewards, convenience and special benefits that fit their lifestyles. This is something that the IDFC First Bank Ashva Metal Credit Card seeks to offer, hoping to give cardholders the premium treatment. Featuring a proprietary design and multiple added perks, it has gained popularity among high-net-worth individuals and high-end credit card enthusiasts.

In this post, we will review the benefits features and exclusive privilege the IDFC First Bank Ashva Metal Credit Card offers. We are also going to break down its fees, who is eligible and how it stacks up against other high-end credit cards offered.

What is IDFC First Bank Ashva Metal Credit Card?

IDFC First Bank Ashva Metal Credit Card: Fees and Charges

The IDFC First Bank Ashva Metal Credit Card is an elite credit card created for individuals who like to indulge in exclusive benefits, rewards points and privileges. Constructed out of a material that no other card in the market is made from, this card is a status symbol. If you are someone who loves to travel, shop or dine out, this card is all equipped with everything tailored to fit your lifestyle.

The Ashva Metal Credit Card has a slick and metallic design, which is a huge draw for any customer that wants something unusual. But that apart, the card has much more to it in terms of value, and frankly, there’s little in the category that compares.

Highlights of the IDFC First Bank Ashva Metal Credit Card

Exclusive Reward Points System

One of the key allures of the IDFC First Bank Ashva Metal Credit Card is its reward points system. Cardholders can receive 1.5% cash back on all retail purchases. Besides, in the form of special offers through the IDFC First Bank Rewards Program, customers can earn even more points on categories such as dining, shopping, and travel.

On every spend of ₹100, cardholders receive reward points that can be redeemed for a range of options spanning shopping, travel, or life experiences.

Airport Lounge Access

The IDFC First Bank Ashva Metal Credit Card offers free access to domestic and international airport lounges. That's a saving grace for frequent flyers who need to decompress and lay down before a flight. You can use exclusive lounges at major airports, for all sorts of pampering like comfortable seats, snacks, drinks, fast Wi-Fi.

It provides up to 2 free lounge visits per quarter both in India and abroad, which makes it an ideal product for frequent travelers for business or leisure.

Complimentary Insurance Coverage

The free insurance feature provided with the IDFC First Bank Ashva Metal Credit Card is another great benefit that you can avail on the card. That includes travel insurance, purchase protection and coverage for loss or damage to luggage. In any mishaps or unexpectancies, this card will be rightful there to put you out of misery both in financial or mind.

Exclusive Dining Privileges

Dining rewards are a star feature of this high-end credit card. You can enjoy exclusive discounts on dining at particular fine-dining restaurants with IDFC First Bank Ashva Metal Credit Card. Receive anywhere from 15 percent off each Visit at partnered restaurants, great for the foodie Adventurer who enjoys trying out different places to eat.

Luxury Concierge Services

Cardholders receive access to premium concierge services, which may assist in handling a wide range of lifestyle needs. Whether you need to make a reservation, book a ride, or score tickets to a concert or game, our Concierge works around the clock with only one purpose in mind: to make it happen.

Pros of the IDFC First Bank Ashva Metal Credit Card

Best for Perks on Travel and Lifestyle

All-rounder rewards The IDFC First Bank Ashva Metal Credit Card is a solid option for both high-spending and low-spending credit card users. This card offers outstanding value to those who spend routinely on their lifestyle and travel with 1.5% cash back for all retail spend and unparalleled offers on travel and shopping.

Whether you’re purchasing airfare, dining at a top-rated restaurant, or shopping at your favorite brands, you will earn rewards on all of your transactions. All of these rewards can add up fast and you can use them to get some pretty cool gifts, discounts, or even travel perks!

Huge credit limit and Easy repayment

The credit limit on the IDFC First Bank Ashva Metal Credit Card is high, suitable for people who spend high every month. The greate advantage of these is that you get flexibility in your expenses into the following year especially for business professional, frequent travellers and high-wealth individuals.

The card also provides flexible repayment options, enabling you to clear the outstanding balance in full as well as in EMIs. The option of EMIs gives cardholders the freedom to control their cash flows at no or low interest.

Global Acceptance

The IDFC First Bank Ashva Metal Credit Card is a Visa based credit card and can be used across the world. From buying online to traveling the world, you can use this card at millions of merchants around the globe.

Especially if you're a frequent traveler, or a foreign shopaholic, this feature will bring you much of convenience and security.

24/7 Customer Support

24/7 customer support is provided on the card to allow alleviation of your queries and issues immediately. Whether you need help navigating the billing cycle, a recommendation on how to redeem your rewards, or an instant fraud fix, the customer service team is at your service 24/7.

Secure Transactions

The security features of the IDFC First Bank Ashva Metal Credit Card are state-of-the-art with EMV chip technology and contactless payments. The card is secured by the latest encryption technology to provide a safer way to transact while preventing unauthorized charges.

How Does IDFC First Bank Ashva Metal Credit Card Compare to Other Cards?

The IDFC First Bank Ashva Metal Credit Card is a good overall offering when measured against other luxury cards available in the market as it offers a mix of rewards, lifestyle benefits and security features at an attractive price point.

Vs. HDFC Diners Club Black Card

It may not come with the same level of elite benefits as the HDFC Diners Club Black Card, but it's also cheaper upfront and pays out more per rupee spent. It comes with some unique perks too – for instance, it's a metal card and comes with dining-only offers and more comprehensive travel insurance.

Vs. American Express Platinum Card

The American Express Platinum Card offers deluxe perks, from airport lounge access to concierge service to travel benefits, but at a much higher price. The IDFC First Bank Ashva Metal Credit Card offers comparable features for significantly less, making it the better value proposition for many people.

IDFC First Bank Ashva Metal Credit Card Eligibility Criteria

In order to avail the IDFC First Bank Ashva Metal Credit Card, there are certain eligibility for applications which you need to follow. These include:

• Age: You need to be 21 to 60 years of age.

• Income: Applicants must earn a minimum of ₹50,000 per month (city dependent).

• Credit Score: A credit score of 750 or higher is advisable for a higher chance of approval.

Final Thoughts

The IDFC First Bank Ashva Metal Credit Card is an ideal option if you want to explore a credit card upgrade. Packed with high-end benefits and exclusive perks, it provides extraordinary value to fans of premium rewards, luxury travel, dining and many other lifestyle advantages.

If you are a frequent traveller, love eating out in premium restaurants and hoping to find a card which will serve the needs of both luxury and practical category, the IDFC First Bank Ashva Metal Credit Card is definitely worth a thought!

This card offers high rates of rewards returns, unique lifestyle perks, lounge access, and world class concierge services, making it a heavyweight for those who expect nothing but the best in all aspects of their financial lives.

Overall, the IDFC First Bank Ashva Metal Credit Card is an innovative mix of luxury, benefits and comfort that becomes an extension of your lifestyle. If that’s you… and you want to pump up the volume on your credit card experience, here’s your card!