IDFC First Bank Mayura Credit Card: The Only Guide You Need to Features, Benefits and Rewards

In the modern dynamic world of finance, credit cards have risen as more than a mode of payment but have also become the source of numerous added advantages such as rewards, cashbacks, discounts to lifestyle privileges. Just decide on the best ways you’d prefer to spend, Mayura credit card as a best credit card, available in the market makes it possible with other best best credit card options that sums up aesthetics and rewards. Rich combination of rewards, exclusive privileges, and lifestyle benefits; this card is ideal for those who want more for less, without compromise on style and comfort.

In this post, we check out the features, benefits and key highlights of the IDFC First Bank Mayura Credit Card and help you understand why you need to consider having this card in your wallet.

Summary of the IDFC First Bank Mayura Credit Card

IDFC First Bank Mayura Credit Card: IDFC First Bank Mayura Credit Card is a premium credit card that offers a combination of extensive lifestyle benefits along with a rewarding rewards program. It’s intended for people who want to get rewarded for the things they are doing everyday, with additional benefits in eating, travelling, playing with their purchase history.

If you are looking for something that offers you all and offers you good the value based on the money you pay then the Chase Sapphire Preferred card is that offer hard enough to pass. Whether you are a foodie, a globetrotter or someone who wishes to maximise your daily spend – Mayura Credit Card is what you have been looking for.

IDFC First Bank Mayura Credit Card Features

Joining Fee & Renewal Fee

The joining fee for the IDFC First Bank Mayura Credit Card is ₹1,000 along with GST, which is very affordable when compared to the joining fee of other premium credit cards that offer same benefits. The renewal fee is also ₹1,000 plus GST.

This card gets even better as the Membership Renewal fee will be waived on making a single spend of ₹1,50,000 or more in a membership year. This waived fee is a great perk for those that frequently use the card and don’t want to have to worry about renewal costs.

Reward Points System

The reward points system is what makes IDFC First Bank Mayura Credit Card stand apart. Cardmembers enjoy a generous rewards program that allows them to earn valuable points on all their purchases.

• 2 Reward Points on every ₹100 spent on all purchases (except fuel).

• Bonus Rewards: Cardholders can also get bonus reward points in certain categories such as dining, online shopping, and travel bookings.

Reward points can be converted in to a variety of rewards such as gift vouchers, travel bookings, electronics, and even cashbacks. Points are automatically added to your account each month so you won't have to scramble to redeem.

Lifestyle Benefits

The IDFC First Bank Mayura Credit Card comes with a range of lifestyle benefits which complimentary enhance the overall card value. Here are some of the top reasons to use it:

• Access to lounges: Card members get free access to national lounges at airports. This is a great benefit for people who travel a lot and can refuel and detox before flying.

• Dining Perks: You can take advantage of special discounts at participating restaurants as a cardholder, if you're a foodie who eats out regularly.

• Golf Privileges: Your clients can receive complimentary golf rounds at courses throughout the U.S. with this appealing option for golf lovers.

Travel Privileges

The IDFC First Bank Mayura Credit Card can prove to be a really good travel buddy given its travel-specific features. These include:

• Travel Insurance Factor: You will be able to access all sorts of travel insurance including flight delays, lost baggage and all those other mishaps that come with travel. This provides peace of mind when on your journey.

• Complimentary Domestic Airport Lounge: Just like yesterday, but cardholders can now relax and enjoy the facilities of the lounges while waiting for their flights.

• Foreign Currency Markup: The foreign currency markup fee is competitive with other premium cards so this will be your choice if you travel frequently and do not want to pay transaction fees.

Cashbacks and Discounts

The IDFC First Bank Mayura Credit Card offers cardmembers several different ways to earn cashbacks and discounts:

• Bill Payment Cashback: Avail cash back on your bill payments with this card, an ideal choice for those who make their bill payments through credit cards.

• Fuel Surcharge Waiver: The card comes with a Fuel Surcharge Waiver feature, which means you can save on the cost of fuel when you refuel at any of the petrol pumps in the country.

Welcome Benefits

The IDFC First Bank Mayura Credit Card offers as part of the welcome offer:

• Bonus Rewards points as soon as you activate your card.

• Exclusive e-Gift Vouchers: Get vouchers from top brands such as Amazon, Flipkart or partner stores and you will never run out of choices to redeem your rewards.

All of these are welcome benefits that make the card an appealing option for new cardholders who want to earn rewards as soon as they activate their bonus.

How the IDFC First Bank Mayura Credit Card Stacks Up

The IDFC credit card is certainly not your conventional card.

Against other high-end credit cards, the IDFC First Bank Mayura Credit Card shines with a competitive mix of perks, rewards and low costs. Though we do have a HDFC Diners Club Black Credit Card and an Axis Bank Reserve Credit Card that other seating in the top premium category which offer lifestyle benefits, however, the Mayura Credit Card plays bit balanced as it brings the lifestyle benefits along with an easy access to rewards and cashbacks.

The IDFC First Bank Mayura Credit Card is also cheaper in terms of fees. Other premium cards may carry even higher annual fees, which are only waivable with very high spending. The Mayura Credit Card, in comparison, has a much simpler fee and reasonable spending triggers for fee waiver.

Key Comparisons:

• HDFC Diners Club Black Card: Its got various fancy perks such as lounge access and concierge but with an higher annual fee. The Mayura Credit Card provides some of the same rewards and travel perks for less.

• Axis Bank Reserve Credit Card (2019): Positioned as the card with exclusive travel benefits and a personalized concierge services, the Reserve Credit Card has one of the steepest annual fees (as compared to Mayura Credit Card) making the Mayura Card a more cost-effective option if you are not willing to shell below for premium pleasures.

Who Can Benefit from the IDFC First Bank Mayura Credit Card?

IDFC First Bank Mayura Credit Card is specially designed for those who can afford to have a good premium Credit Card but without burdening their pocket. If you're a regular diner out, traveler or online shopper, it hits a really nice rewards/vs lifestyle points sweet spot.

Ideal For:

• Frequent Travellers: This is your card, offering lounge access, travel insurance and international transaction perks that frequent business or holiday travellers can take advantage of.

• Foodies: With the card comes exclusive dining perks and discounts at select restaurants, making it a great card for those who love to eat out.

• Online Shoppers: With reward points on online spends and cashback offers, you may like to try this card if you love online shopping.

• Golf Fans: This card is great for anyone who loves golf with free rounds of golf and golf lessons.

Conclusion

The IDFC First Bank Mayura Credit Card is a solid card, with a cocktail of value-rich benefits, reasonable charges and lifestyle privileges. The Mayura Credit Card offers an extensive range of benefits for everyone from frequent travellers, foodies or golfers and more.

The IDFC First Bank Mayura Credit Card is a good match for anyone trying to upgrade a little on their shopping experience with the convenience of lower fees, perks and a simple rewards point method. For those who like to earn rewards or unlock exclusive offers — and be able to do so without incurring many fees — this card might be a good addition to your wallet.

Well then, if you are ready to experience everything the IDFC First Bank Mayura Credit Card has to offer, apply now to start earning rewards on your spend and be a part of a world filled with privileges!