IDFC FIRST Select Credit Card card image

IDFC FIRST Select Credit Card

Features, Fees, & Benefits

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Joining Fees

Nil

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Renewal Fees

Nil

Movie & Dining

Movie & Dining : Buy One Get One offer on movie tickets up to 125 while booking with the District app & up to 20% discount on dining at over 1500 restaurants.

Rewards Rate

Rewards Rate : 3 Reward Points/150 Upto Spends of 20,000 and 10 Reward Points/150 on Spends Above 20,000

Reward Redemption

Reward Redemption : 1 Reward point = 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

Travel

Travel : Complimentary 4 Railway Lounge Access Per Quarter

Domestic Lounge Access

Domestic Lounge Access : 2 Complimentary Domestic Airport Lounge Access Every Quarter (8 Each Year)

Insurance Benefits

Insurance Benefits : You get an air accident cover worth 1 crore, personal accident cover worth upto 5,00,000 and a travel insurance cover worth up to 22,500

Other Details

Gift vouchers worth 500 and 5% cashback on EMI transactions as a welcome benefit.

10x Rewards for every 150 spent on purchases above 20,000.

10x RPs on every 150 spent on your birthdays.

3x Rewards on every 150 spent on purchases up to 20,000

Low interest rate (0.75% 2.99%) and low foreign currency markup (1.5%)

Complimentary railways and airport lounge access every quarter.

Air accident cover worth 1 crore and Personal Accident Cover worth 5,00,000

Lost card liability covers worth 50,000

1% fuel surcharge waived on all fuel purchases

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