MakeMyTrip ICICI Bank Credit Card: Everything You Need To Know About The Features, Benefits And Rewards

For the majority of the people travel and play is as vital as it is in your body while you’re at work. Whether they’re booking flights for a vacation or hotel stays for a quick getaway, people want their travel experience to be valuable. Here is where the MakeMyTrip ICICI Bank Credit Card comes into the picture with travel-centric perks, dining deals, savings on movie tickets and more. In this comprehensive review, we will dissect the features, benefits, eligibility conditions, fess, how can MakeMyTrip ICICI Bank Credit Card add value to your travel and save money.

Summary of the MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card, the first in the travel industry for MakeMyTrip and ICICI Bank, is an extension of the strong partnership that both companies have shared for nearly eight years. This card is built to serve travelers who want to receive the most in return for their spending, be it for flights or hotels or spending on everything else.

The MakeMyTrip ICICI Bank Credit Card gives a traveller a good set of benefits including a gratifying reward points programme, 15% savings on dining bills and lounge access all over the world. Let’s break down the benefits and features of this card that set it apart from others.

Features and Benefits of MakeMyTrip ICICI Bank Credit Card

Attractive Reward Points System

On the other hand, MakeMyTrip ICICI Bank Credit Card offers an opportunity to acquire reward points on your common purchases, which can be redeemed for offers like flight tickets, hotel bookings or shopping vouchers etc.

Here’s how the reward points break down:

• 6% myCash on booking made on hi holidays, MakeMyTrip MakeMyTrip Bookings (Flight, Hotel, Bus, Cab)
  
  
• 3% myCash on all travel spends (including booking at MakeMyTrip)
  
  
• 1% myCash on all other retail spending
  
  

The myCash earned on these spends can be used for future MakeMyTrip bookings or on other websites that are tied up with ICICI Bank.

One of the best features of this card’s reward system is the fact that the reward points get converted into myCash equivalent of ₹1 per point. This makes the points conversion flow easily and ensures that cardholders can maximize the value of their spending.

Welcome Benefits

As soon as you enrol for MakeMyTrip ICICI Bank Credit Cards, you are entitled to a range of benefits so that you can get the best experience while traveling.

Some of the things that are being welcome that show benefits:

• MakeMyTrip Voucher: You receive a voucher worth ₹1,000 that can be used for bookings on the MakeMyTrip platform.
  
  
• MMTBLACK Gold Membership: Cardholders are entitled to a complimentary MMTBLACK Gold membership for a period of 1 year.
  
  
• Hotel Voucher: You get a hotel voucher of ₹1,000 valid for 3 months after paying the joining fee.
  
  

This strong value proposition guarantees that the cardholder experiences immediate value from the card and is able to start saving from the day they open it.

Travel Benefits

This co-branded travel card, like any other travel card, comes with loads of exclusive travel privileges to enrich your travel experiences:

Lounge Access

• Complimentary access to domestic airport lounges is provided to cardholders.
  
  
• You get a single complimentary 1 lounge access per 3 months.
  
  
• It also comes with 1 complimentary international lounge access per annum.
  
  

Fuel Surcharge Waiver

• You get a waiver of 1% on fuel surcharge for transactions at Indian petrol pumps.
  
  
• This is applicable on transaction value of Between ₹400 and ₹5,000.
  
  

Forex Markup

• When used overseas, forex markup is only 0.99%, which is a lot less than a majority of other cards in circulation.
  
  

This is great for overseas travelers who would like to avoid foreign-exchange fees.

Additional Miles on Airline Bookings

Card members can earn extra miles and rewards with flight bookings on MakeMyTrip, making flight booking on the platform even more rewarding.

Dining and Entertainment Offers

Other than travel, the MakeMyTrip ICICI Bank Credit Card also has great dining and entertainment deals:

BookMyShow Offer

Card members can avail B1G1 movie tickets (up to Rs.150 per ticket) on BookMyShow. This great offer is valid twice to month and it will give you a great opportunity to share some of your favorite movies with a friend or a loved one.

Dining Privileges

There are dine-in discounts available at partner restaurants in India. You will also get up to 15% off on your bills when eating out with any of these credit cards while saving significantly at the time of dining.

Milestone Benefits

In addition to these, the MakeMyTrip ICICI Bank Credit Card offers milestone rewards to ensure that the cardholders are engaged and have a goal in sight:

• ₹2.5 लाख Spend: ₹1,100 myCash every year for holders who spend ₹2.5 lakhs or more annually.
  
  
• ₹5 Lakh Spend: Get ₹4,000 myCash by spending ₹5 lakhs each year – a good deal for big spenders who use the card for daily spends, travel booking etc.
  
  

Insurance Coverage

The MakeMyTrip ICICI Bank Credit Card also comes with generous insurance benefits such as:

• Purchase Protection: The card offers protection against theft and the accidental damage of items you have purchased on the card.
  
  
• Credit Shield: Your card is provided with credit shield which will take care of any outstanding dues in case of your untimely death.
  
  

This ensures additional peace of mind for the family of the cardholder.

Eligibility Criteria

Eligibility Criteria Required to Apply for MakeMyTrip ICICI Bank Credit Card

To apply for the MakeMyTrip ICICI Bank Credit Card, a person must meet the following eligibility standards:

• Age: Applicant must be 21 - 60 years.
  
  
• Income: The applicant should draw a monthly income of at least ₹50,000 (for salaried) or an annual income of ₹6 lakh (for self-employed).
  
  
• Country of residence: It can be availed by Indian resident only.
  
  
• Documents: Documents such as age proof, identity proof, address proof, income proof, etc. are needed here.
  
  

Comparison of MakeMyTrip ICICI Bank Credit Card with Other Travel Credit Cards

Obtain MakeMyTrip ICICI Bank credit card for the Travel credit card category in view of its rewards points program, travel benefits and reasonable annual fee. Cards such as the HDFC Bank Diners Club Black Card or Axis Bank Miles & More Credit Card cater towards luxury travel and luxury rewards, the MakeMyTrip ICICI Bank Credit Card targets individuals who do travel at times, and would want to get good rewards out of their spends when booking for their travel.

It is highly recommended for regular MakeMyTrip users as it provides 6% myCash on bookings using the platform and other travel related benefits. The fuel surcharge waiver, the lounge access, and discounts on movies and dining makes this a good all round card for someone who desires a mix of travel and lifestyle benefits.

Final Thoughts

The MakeMyTrip ICICI Bank Credit Card is perfect for individuals who are always on the move and use travel and travel-related spends to make their life more enjoyable. This card is a great value with a large sign up bonus, great travel perks, dining benefits and very reasonable fees.

From booking flight tickets and hotels to dining out and watching movies, the MakeMyTrip ICICI Bank Credit Cards rewards and saves you on almost everything. It is particularly ideal for frequent users of the MakeMyTrip platform to book travel.

Therefore, if you are also planning to get advantage of the rewards for your spends, Get this MakeMyTrip ICICI Bank Credit Card and add it to your wallet!