Features, Fees, & Benefits
Joining Fees
Nil (For Both Variants)
Renewal Fees
Rs. 2,500 + GST (for the Paid Variant), Nil (for Free Variant)
Rewards Rate : 5x Reward Points on select retail shopping and travel spends, 2x Reward Points on all other spends and traveler's plan.
Reward Redemption : Reward Points redeemable on Kotak reward redemption portal.
Travel : Complimentary domestic lounge access, Priority Pass membership, 4 complimentary lounge visits / year visits with Priority Pass (paid variant only)
Domestic Lounge Access : 2 Complimentary visits to the Dream Folks Lounges in India
International Lounge Access : Complimentary Priority Pass membership (with both variants), 4 complimentary lounge visits every year visits with Priority Pass (paid variant only)
Other Details
The card is exclusive to Privy customers of the bank and is offered in two variants- the paid variant and the free variant.
Under the shoppers plan, you get 5X reward points on select shopping categories (the categories slightly differ for the two variants) and 2X reward points on all other spends.
Travellers plan earns you 5X reward points on select travel categories (categories different for the two variants) and 2X points on all other spends.
6,400 bonus reward points every quarter on expenditure of Rs. 1,000 in all three months of the previous quarter (applicable only for paid variant).
Bonus reward points for achieving incremental spending milestones.
Complimentary domestic airport lounge access and Priority Pass membership (4 complimentary visits with Priority Pass on the paid variant).
A lower interest rate of 2.49% per month.
Fuel and railway surcharge waiver.
Premium concierge service regarding hotel/flight bookings, spa/fitness centre information, referral assistance, etc.
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