Features, Fees, & Benefits
Joining Fees
Rs. 449 + GST
Renewal Fees
Rs. 449 + GST
Movie & Dining : Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.
Rewards Rate : Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.
Reward Redemption : Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.
Insurance Benefits : Insurance cover worth Rs. 2 Lakhs for personal accident
Other Details
Welcome Benefit of 1000 Reward Points on spending Rs. 500 inside 30 days
24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
12 Reward Points on spending Rs. 150 on dining and grocery
3 Reward Points on spending Rs. 150 on everything else
Annual fee waiver on spends of Rs. 50,000 or more in the previous year
1% fuel surcharge waiver with a maximum of Rs. 100 per month
Insurance cover of Rs. 2 Lakhs for personal accident
Rupay Contactless payment up to transactions of Rs. 5000
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