YES Prosperity Rewards Plus Credit Card – 7 Features, Benefits, Rewards, and More

Introduction

Today, credit cards are as essential as any other item of necessity. They are a perfect safe and convenient for shopping online and offline. But beyond that, the top credit cards offer a wide range of perks, rewards and benefits that improve the cardholder’s experience. When it comes to the multiple array of cards available in the market, you can never go wrong with the YES Prosperity Rewards Credit Card if you are someone who likes to earn rewards while availing privileges on select spends.

What This Blog Covers

In this roundup, we will break down all you need to know about the YES Prosperity Rewards Credit Card including its features, benefits and how it stacks up against other cards in the market. By the conclusion of this post, you will have all of the details to know if this is the card you want.

Introduction – YES Prosperity Rewards Credit Card Review

A Brief Look

The YES Prosperity Rewards Credit Card is a card worth mentioning if you’re looking for reward points on shopping and dining transactions.

Pros of YES Prosperity Rewards Credit Card

It is a card that is designed to ensure you do not only enjoy spending, but also earn rewards and receive lifestyle benefits. It is one of the credit cards in the series of Yes Bank credit cards and is designed for those who love to optimize their spending by earning reward points across several categories.

This card is ideal for anyone who wants to maximize value from their daily spending, as it has a low annual fee and multiple rewards options. It is a particularly strong option for people who like to go out to eat, travel and shop at certain partner stores. The card comes with a bunch of lifestyle benefits, besides rewards, thus making life easier for all kinds of consumers.

YES Prosperity Rewards Credit Card Quick look at the features

But before we check out its advantages, here are the main features of the YES Prosperity Rewards Credit Card that make the card special in its own unique way:

Joining and Renewal Fee

• Joining Fee: ₹499 + GST
  
  
• Renewal Fee: ₹499 + GST
  
  

One of the key highlights of YES Prosperity Rewards Credit Card is the low joining and annual fees. With a mere ₹499 + GST price tag, this card is a good one for those looking to avail elite advantages without burning a hole in the pocket.

Reward Points

• 8 Reward Points per Rs 200 spent on online transactions
  
  
• 4 Reward Points for every ₹200 spent on offline purchases
  
  
• 2 Reward Points per ₹200 spent on categories other than the list of categories below (Utilities, Insurance and Education)
  
  

The card’s rewards points system is one of its best features. Card members can earn substantial award points on both in-store and online shopping thereby ensuring that cardholders earn points on every purchase. From groceries to bills to finding flights, every purchase can be used to rack up points.

Welcome Benefits

When you avail the YES Prosperity Rewards Credit Card you get the following benefits to get you going with the credit card.

• 15% off at selected other partner restaurants
  
  
• Bonuses upon payment of joining fees
  
  

These are the kinds of benefits that cardholders can sink their teeth into from day one.

Reward Redemption

These reward points that you had piled up using your YES Prosperity Rewards Credit Card can be spent at the YES Rewardz portal where you have:

• Hotel and flight bookings: 1 Rewards Point = Rs. 0.25
  
  
• Gift Coupons & Merchandise: 1 Reward Point = ₹0.10
  
  
• Movies Bookings: Redeem your points for movie tickets through YES Rewardz portal
  
  

Redemptions are flexible and there are array of items and services cardmembers can redeem points for – including for leisure, travel and shopping.

Fuel Surcharge Waiver

The YES Prosperity Rewards Credit Card provides a waiver of 1% on fuel surcharge across all the petrol stations in the country.

• Valid on Minimum Transaction Amount of ₹500 to ₹3000
  
  
• Maximum waiver: ₹100 a statement cycle (per txn. wise at 3.50% flat on fuel)
  
  

This is great for those who constantly use their credit card for fuel purchases and need a straightforward method to cut down on the amount they spend on fuel.

YES Prosperity Rewards Credit Card Features and Benefits

The YES Prosperity Rewards Credit Card is not just about reward points, it brings host of other benefits that would make your life better. We are going to explore some of these benefits in greater detail:

Dining Benefits

One of the most exciting features of the YES Prosperity Rewards Credit Card is the dining benefits. You will enjoy:

• 15% off at certain partnered restaurants
  
  

This deal is valid for restaurant bookings both online and in person, so you can save on both takeaway and eating out. Whether you’re sitting down to eat with friends, family, or coworkers, being eligible for this bonus can maximize your meals.

Lounge Access

If you travel often, you can enjoy airport lounge access courtesy of the YES Prosperity Rewards Credit Card as you unwind before a flight:

• Infrequent flyer: Airport lounge access on selected domestic flights
  
  
• Access to over 1000 lounges worldwide with Priority Pass Select
  
  

This is a premium perk for any traveler who wants to relax in comfort at airport lounges before taking to the skies.

Golf Privileges

The YES Prosperity Rewards Credit Card provides golf benefits as well, hence quite an alluring option to have for the golf lovers:

• 4 complimentary rounds of the golf every year on partner courses
  
  
• 1 free golf lesson per month
  
  

The privileges provide members with quality complimentary golf and add a great deal of value to the card.

Insurance Coverage

The YES Prosperity Rewards Credit Card provides cardholders with an array of protection benefits in case of emergencies:

• Personal accident cover: It covers any event leading to accidental death and injury
  
  
• Purchase protection: Secures your eligible purchases against theft or damage
  
  

With insurance coverage that is wide-ranging, the card offers extra security for shopping and when you are on the move.

How Does the YES Prosperity Rewards Credit Card Compare to Other Credit Cards?

And Lastly, the YES Prosperity Rewards Credit Card does maintain it's stance against other competitive premium credit cards in the market for it's good features and low fees.

Luxurious perks are also thrown in by cards like the HDFC Diners Club Black or the American Express Platinum Card, but at higher annual fees and stricter access criteria. However, YES Prosperity Rewards Credit Card comes with the same combination of lifestyle perks, reward points and dining privileges, but you don’t have to spend the sky to earn it.

If you want a card that offers a variety of rewards with no high fees, this is a great choice.

Final Thoughts

The YES Prosperity Rewards Credit Card is an all-encompassing card providing excellent benefits for individuals who prefer earning rewards and availing privileges including dining, travel and other benefits. If you have a soft spot for doing your shopping, eating and traveling online and in the world, this card packages an appealing basket of perks for a variety of lifestyles.

YES Prosperity Rewards Credit Card If you’re looking to experience an upgrade in your credit card lifestyle, then the YES Prosperity Rewards Credit Card is the best bet for you with low annual fee, rewards points on all spending and more exclusive benefits. It offers fantastic value for money, making it the perfect option for those who want to get the most from their purchase.

The YES Prosperity Rewards Credit Card is a great option for you, if you are a rewards lover and an individual who loves to enjoy luxury privileges without going broke.