Axis Bank Pride Platinum Credit Card: The Last Word on Features, Benefits & How to Apply

Credit cards have grown to be an integral tool for financial planning and life-management over the past few years. Credit cards can reward your everyday spending and, with access to exclusive rewards, cashback, discounts, and special offers, there’s no easier way to make your spending work harder for you. One such chip is the Axis Bank Pride Platinum Credit Card, which is a premium offering in the market crafted keeping the luxury, lifestyle and inclusivity in focus. This card features a host of benefits including unique offers, lifestyle benefits and much more.

We are going to do an in-depth review of Axis Bank Pride Platinum Credit Card in this post. This guide is going to cover everything from the key features and benefits to the eligibility requirements and application process so you can determine if this card is the right one for you.

Summary of the Axis Bank Pride Platinum Credit Card

The Axis Bank Pride Platinum Credit Card is a premium credit card from Axis Bank which brings a combination of luxury, exclusivity and convenience. If you're a foodie, fashion buff, or a wanderlust traveler than the Blue Cash Preferred Card is packed to the brim with awesome perks that every person needs today. Designed to offer lifestyle advantages and appealing spending options to our customers, Pride Platinum Credit Card offers multiple rewards redemption as well as collection options to the users.

Highlighted Features of the Axis Bank Pride Platinum Credit Card

Key Features of the Axis Bank Pride Platinum Credit Card

Before I discuss the pros, I want to list down the features of this credit card which makes this a useful financial tool to manage your life:

• Annual Fee:
  The annual fee on the Axis Bank Pride Platinum Credit Card is ₹1,000 + taxes.
  The renewal fee is ₹1,000 + taxes, although it’s waived off on reaching certain annual spends.

• Welcome Benefits:
  Cardmembers are welcomed with a generous welcome benefit that offers bonus points when they make their first purchase with the card.
  Moreover, there are shopping and lifestyle vouchers that can be claimed upon activation.

• Reward Points:
  5 Reward Points per ₹200 spent on all retail transactions.
  2 Reward Points per ₹200 spent on all other categories (i.e., other than groceries and retail spends) like utility.
  Points can be earned and redeemed for thousands of items including products, goods and services.

• Exclusive Lifestyle Benefits:
  The Axis Bank Pride Platinum Credit Card offers exclusive lifestyle benefits that enrich your life.
  These are in the form of promotions on dining, shopping, and wellness services.

• Fuel Surcharge Waiver:
  Eligibility Privilege members: 0.75% (1% fuel surcharge waived on a minimum transaction of ₹400 and maximum of ₹4,000.
  This offer is valid across all fuel stations in India)
  Maximum waiver: ₹250 per statement cycle.

• International Usage:
  It is an international card for shopping, travel and dining, making it a versatile option for travelers and shoppers.

• Zero Liability Protection:
  It is duty free in India with the Axis Bank Pride Platinum Credit Card
  The Axis Bank Pride Platinum Credit Card offers zero lost card liability meaning that they are not liable to pay any fraudulent charge in case of lost or stolen credit cards.
  This is because after reported lost or stolen, cardholders are not liable for any unauthorized transactions posted to their card.

Axis Bank Pride Platinum Credit Card Features and Benefits

Axis Bank Pride Platinum Credit Card has a host of features that meet many requirements. If you travel regularly, love food, or love to spend, this card will definitely complement your lifestyle and provide good value for money.

Reward Points System

One of the most lucrative features of the Axis Bank Pride Platinum Credit Card is its reward points mechanism. Cardholders get 5 Reward Points per ₹200 spent on all retail purchases, so there is no end to the Reward Points you can earn from all of your spending. Whether you’re shopping for groceries, new clothes or a trip, every spend earns you points to add to your loot pile.

Furthermore, the card also provides 2 Reward Points for every ₹200 spent on utility payments and non-retail purchases. These points are exchangeable to all kinds of rewards, products, coupons or even travel-related.

With Axis Bank Reward Points, your options are always available to you - it's easy to get the rewards you really want with your earned points. You then redeem the points for shopping vouchers, dining discounts or even international travel rewards.

Exclusive Lifestyle Benefits

The Axis Bank Pride Platinum Email I'd Credit Card exceeds expectations with unparalleled lifestyle privileges. With the card, you can avail discounts on shopping, dining and wellness merchants covering the metropolis.

• Dining Privileges: You get to enjoy privileged dining at exclusive restaurants, cafes and bars using the card. There are special offers and discounts available for dining, so foodies will love it.

• Wellness Perks: The CareCredit card offers special discounts at spas, gyms, and wellness centers, so it’s a good choice for people who place a high value on the health benefits they receive.

• Shopping Vouchers: Axis Bank Pride Platinum Credit Card holders also receive shopping vouchers that they can use across malls and retail stores. Those points can be used to pay for clothing, electronics and the like.

Travel Benefits

Axis Bank Pride Platinum Credit Card If travelling is something you can’t get enough of, check out the attractive travel privileges offered on the Axis Bank Pride Platinum Credit Card.

• International Use: The card can be used internationally where cards are accepted including shopping, dining, travelling for both online and offline merchants.

• Complimentary Lounge Access: Axis Bank provides complimentary access to lounges in the top airports to provide the cardholders the opportunity to relax, regardless of the rush at all airports. This is a benefit I really see the value in for those who fly a lot.

• Airport Concierge Services: Along with lounge access, the card also includes airport concierge services, which make flight changes easier, and offer assistance with travel planning.

Fuel Surcharge Waiver

Keep your fuel expenses in check using the Axis Bank Pride Platinum Credit Card. You will also get a 1% fuel surcharge waiver on any transaction between ₹400 to ₹4,000 at any fuel stations in India. The waiver is capped at ₹250 per statement cycle but still provides savings for people who fill up their cars frequently.

Zero Liability Protection

Cardholders of the Axis Bank Pride Platinum Credit Card get zero lost card liability. You won’t be held responsible for unauthorized use of your card after you report to Axis Bank the fact that it has been lost, stolen or otherwise compromised until, but not after, the close of two business days after you learn of the loss or theft. This benefit guarantees that your card can be used securely, knowing you are safeguarded against fraud and other unauthorized transactions.

Eligibility Criteria for the Axis Bank Pride Platinum Credit Card

To avail of an Axis Bank Pride Platinum Card customers should meet some requirements. These standards are in place to ensure this high end card is only given to those who can qualify for it.

Age Requirement

The main applicant should be age between 21 to 60 yrs.

Income Requirement

The minimum annual income limit changes from city to city and employment to employment, however, make sure you have a minimum annual income of ₹6,00,000 in case you are a salaried person/self-employed.

Credit Score

A high credit score is necessary for every premium credit card application. Though, most of the applicants with good credit score of 750 or above have higher chances of approval for Axis Bank Pride Platinum Credit Card.

Final Thoughts

What We Like
Your everyday is pure class with the Axis Pride Platinum Credit Card. Backed by its attractive payback programme, unique lifestyle benefits, travel perks and insurance benefits, this card is amalgamation of ease, luxury and value.

For individuals who love daily rewards on spends on dining, shopping, and travel, Axis Bank Pride Platinum Credit Card is a card worth considering. It has a moderate annual fee and a wide range of lifestyle benefits that make it a good investment for anyone eager to up-level their life.

If you love to shop, dine and travel, and at the same time enjoy earning rewards on your spend then the Axis Bank Pride Platinum Credit Card is the right choice for you. Apply today and begin to take advantage of its exclusive benefits immediately!