Features, Fees, & Benefits
Joining Fees
Rs. 500 + GST
Renewal Fees
Rs. 350 + GST
Rewards Rate : 4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC
Reward Redemption : The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against cards statement balance where 1 RP = Rs. 0.25
Travel : 4 Complimentary Access to Railway Lounges Annually
Insurance Benefits : You are provided with insurance cover for lost/stolen card
Other Details
500 Bonus Reward Points as a welcome benefit.
4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
2 Reward Points per Rs. 100 you spend on other categories.
Upto 40 Reward Points per Rs. 100 spent on train bookings via the IRCTC website and mobile application.
Get an add-on card and enjoy added benefits.
Get four complimentary partner railway lounge access per year.
Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.
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