Features, Fees, & Benefits
Joining Fees
Rs. 149 + GST
Renewal Fees
Rs. 149 + GST
Movie & Dining : Up to 20% discount on partner restaurants via Dineout.
Rewards Rate : 2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.
Reward Redemption : Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.
Other Details
A cashback of 1%-2% on your spends on the Paytm app.
An assured cashback of 0.5% on all other retail spends.
Get all the exclusive benefits of the Paytm HDFC Credit Card when you reach the milestone spend.
Spend-based waiver of the annual membership fee.
1% fuel surcharge waiver on all transactions above Rs. 250.
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