SNAPDEAL BOBCARD Credit Card: The Ultimate Guide of Features, Benefits, and Rewards

In the age of e-commerce and financial services, credit cards are an intrinsic part of most people’s lives. They're a convenient means to make purchases, earn rewards, and benefit in other ways. From the plethora of credit cards out there, the SNAPDEAL BOBCard Credit Card is one great option for individuals who shop online often. This credit card with special offers, cashback rewards, and features like one tap for touch Free payments and Shop Safe online shopping security is your go-to card.

In this blog we will go into the details about the features, benefits, wenefits, rewards and fees etc. of the SNAPDEAL BOBCard Credit Card. This guide will tell you everything you need to know about the card before you decide whether it’s a good fit for you.

Summary of the SNAPDEAL BOBCard Credit Card

SNAPDEAL BOB CARD Credit Card Review: The co-branded credit card partnership between Snapdeal and Bank of Baroda. The card is tailor made for those who love shopping on Snapdeal by offering them superior cash back benefits, exclusive offers and much more, all in line with the online shoppers wish-list.

The SNAPDEAL BOBCard is bundled with features & lets you get a host of offers, such as snapdeal card offers, cashback offers & much more! The annual fee for the credit card ranges from free of charge to €95, so it is designed for all spenders.

SNAPDEAL BOBCard Credit Card Highlights

Now, let’s take a look at the key highlights of the SNAPDEAL BOBCard Credit Card that make it a valuable addition to your wallet:

Joining and Annual Fee:

The Joining Fee on the SNAPDEAL BOBCard is ₹499 taxes.
The Annual Fee stands at ₹499 + taxes, which can be reversed on meeting the annual spending threshold.
The cost is very low and you get alot of benefits and perks in return for your feesolicies!

Reward Points:

The reward points structure of SNAPDEAL BOBCard is comparable, and may actually be more appealing for those who shop often online.
You get to accumulate 10 Reward Points for every ₹100 spent on transactions through Snapdeal.
You earn 2 Reward Points on other categories like dining, entertainment, and online spends per ₹100 spent.
You can use these points to get discounts on your purchases on Snapdeal, or exchange them for products, gift vouchers and various other redemptions.

Exclusive Discounts on Snapdeal:

So it actually looks like the SNAPDEAL BOBCard exclusively gives you extra discounts when shopping on Snapdeal.
Cardholders can avail up to 10% discount on their Snapdeal purchases, making this a useful card for all those who shop gadgets, clothes and everything else from the website often.

Cashback Offers:

You can also earn some cashback by shopping through SNAPDEAL with the help of this BOBCard.
You get 5% cash back on your Snapdeal purchases and is auto-credited to your CARD account.
This is good amount of cashback when you pay the bill frequently at Snapdeal.

Additional Shopping Benefits:

With the new SNAPDEAL BOBCard, you can get access to flash sales, exclusive promotions and offers on Snapdeal.
And as a cardholder, you’ll also get early access to sales events, making sure you get the best deals before anyone else.

EMI Conversion Option:

Cardmembers can now convert their high ticket purchases into convenient EMIs.
This aspect is one of the ways that you can implement some clever financial planning so that you can spread higher-cost items out over time and intimidate the family budget less.

Fuel Surcharge Waiver:

The SNAPDEAL BOBCard provides 1% fuel surcharge waiver across all petrol pumps in India on transactions between ₹500 and ₹3,000.
It is convenient for the customers who are used to using their cards to make fuel payments, as it saves them some money on their day to day spends.

Zero Liability on Lost Card:

SNAPDEAL BOBCard comes with zero liability cover on loss card reported immediately or in case of theft.
This aspect provides peace of mind and that if your card is stolen or lost, you are not liable for unauthorized usage.

Security Features:

The card comes with EMV chip for more secured transaction both at online and offline purchase.
In addition to all common payment methods, it is even more secure with its One Time Password (OTP) capability for online purchases which makes it even safer from the theft.

Advantages of the SNAPDEAL BOBCard Credit Card

Features:

Now that you have seen the features let’s look into MAIN BENEFITs of SNAPDEAL BOBCard Credit Card:

Enhanced Shopping Experience on Snapdeal

If you are an online shopper, the SNAPDEAL BOBCard is designed to make your shopping experience on Snapdeal more enticing for several reasons. You receive exclusive discounts, access to sales a day early, and cashback rewards. Also, they can be applied on top of redeemable reward points, so you can use them together to get more discounts when you shop.

Cashback on Every Purchase

Reward Points: Get rewards when you pay with your SNAPDEAL BOBCard. The 5% cashback on Snapdeal spends is a fantastic reward for cardholders who do online shopping on the portal. This cashback is automatically added to your account and can be used to make purchases on the site.

Low Annual Fee

Other credit cards with equivalent benefits have a higher annual fee but the SNAPDEAL BOBCard charges a nominal ₹499 only. This means it’s a good option for those who want to earn rewards and get discounted without wanting to undertake a hefty fee.

Flexibility with EMI

The EMI Creation feature enables you to split your payments in easy installments, without worrying about applicable interest EMI Option This option is available on select items & sellers. This offer is most helpful when purchasing costly gadgets, appliances, or more other products on Snapdeal.

Fuel Savings

Fuel is the constant expenditures for most people out there and SNAPDEAL BOBCard offer on it by waiving your 1% surcharge is a good way to save! That’s a perk that increases the appeal of the card, particularly for people who use their cards at the pump like clockwork.

Secure Transactions

With EMV chip security and OTP authentication, the SNAPDEAL BOBCard is a safe and secure card to use. Card Use: Use your card on the Internet, or in a bricks and mortar store, and know that your card is safe to use.

How Does the SNAPDEAL BOBCard Compare to Other Credit Cards?

Compared to other credit cards, SNAPDEAL BOBCard is attractive because of its emphasis on online shoppers and partnership with Snapdeal. Some other cards, such as the Amazon Pay ICICI Credit Card or Flipkart Axis Bank Credit Card, also offer rewards of a similar kind, but they are linked to particular e-commerce platforms. Report this review Posted By: [email protected] on 16 November SNAPDEAL BOBCard, EXCLUSIVE Didn’t like the idea of ‘standard’?

Also, you get value back (cashback) and rewards (reward points) on every transaction you do, so it is an ideal choice for online shopping addicts. Plus you’ll eventually be able to avoid the 1% fuel surcharge which many other cards don’t offer.

Conclusion

The SNAPDEAL BOBCard Credit Card is good for frequent Snapdeal shoppers. It provides numerous advantages such as exclusive discounts, cash back on shopping, and reward points for every transaction. EMI Convert Option and Fuel Surcharge waiver also make this card great for those who want a credit card that will help them save money on their regular purchases.

The SNAPDEAL BOBCard is one of the best cards available in the market for those who do the majority of their shopping on the internet; thanks to its low annual fee and solid rewards program. If you are a regular Snapdeal user, with this card, you get to save more, earn more rewards and have a hassle free shopping experience. Whether you want to be able to save money on your next electronic purchase or want to save on your fuel costs, the SNAPDEAL BOBCard Credit Card has a lot to offer to everyone.