Times Black ICICI Bank Credit Card: Everything You Need to Know About Features, Benefits & Special Gifts

In the universe of super premium credit cards, not many can beat the Times Black ICICI Bank Credit Card, which is an ICICI Bank and Times Internet co-branded offering. This elite metal card is for those that want nothing but the best from their credit card and comes with a variety of unique benefits, fancy perks and a generous rewards package. Oh la la – Ti es Black ICICI Bank Credit Card is for you if you are someone who loves luxury travel, fine dining, and shopping.

In this post, we are going to go deep into all these offers, benefits, rewards and travel perks, insurance and so much more. Because by the end of reading this post, you’ll know what makes this card one of the most successful premium credit cards in India and if it’s really the card for you.

Review Summary Times Black ICICI Bank Credit Card

Whether you're a business traveler, a shopping enthusiast or a movie buff, this card can be a useful addition to your wallet.

The high-end Times Black ICICI Bank Credit Card is an offering from ICICI Bank for its premium clients who desire high-end experiences. Co-branded with Times Internet Ltd., the card is powered by the Visa Signature network. Being one of the only metal cards in India, the card comes with a plethora of premium benefits such as lounge access, milestone rewards, lifestyle benefits and much more.

This credit card is suitable for those who want luxury lifestyle privileges, such as luxury brand discounts, travel perks, and a concierge service. It additionally breaks reward barriers for domestic and global spends.

FEATURES OF The Times Black ICICI Bank Credit Card

Joining Fee:

Joining fee is ₹20,000 + GST on the Times Black ICICI Bank Credit Card.

Annual Fee:

Also, the annual fee is ₹20,000 + GST, which is on the higher side, but it gets justified just right for the kind of features this card provides.

Fee Waiver:

The fee is waived for spending ₹25,00,000 a year, which can be achieved fairly easily with regular spending and some travel.

Card Type:

It's a metal card, which is exactly the kind of cock-slap of luxury and scarcity that the 1% loves. Historic printing plates of The Times of India are incorporated into the card, making it useful and a collector’s item alike.

International Acceptance:

The card is issued by Visa Signature that is accepted at 24 million merchants worldwide. This means that regardless of where they are, cardholders can take advantage of their benefits.

Annual Percentage Rate (APR):

The card carries a standard premium card APR of 3.67% per month.

Cash Withdrawal Fee:

There are no free 0% cash withdrawals with this card, which would be handy for those with the need for cash at times of distress.

Fuel Surcharge:

The 1% fuel surcharge is also waived on fuel transactions of ₹400 to ₹5,000.

Welcome Benefits and Milestone Rewards

The Times Black ICICI Bank Credit Card stands out because of its generous welcome benefits and milestone rewards. Let’s take a closer look:

Welcome Benefits:

Cardholders are entitled to various premium welcome offers once the card is activated, such as:

• EaseMyTrip Voucher: ₹10,000 value for Staycation, which can be used to book hotels or resorts on EaseMyTrip.
  
  
• Zomato Gold Membership: A free Zomato Gold membership card which gets cardholders discounts and benefits at over 1,000 restaurants.
  
  
• Toni&Guy Gift Card: Groom yourself with ₹3,000 worth of grooming services from Toni&Guy.
  
  
• Interflora Gift Card: Flower me up with INR 3,000 worth of flower gift card for your special moments.
  
  
• CribLife Concierge: Six custom requests through CribLife, an on-demand lifestyle concierge service that can assist with anything from restaurant reservations to custom travel plans.
  
  

Milestone Rewards:

Apart from the benefits listed above, the Times Black ICICI Bank Credit Card has milestone rewards that you can earn on achieving the annual spends. Here’s a breakdown:

• Spend ₹2,00,000: ₹10,000 Klook gift cards for curated international experiences.
  
  
• Shop ₹5,00,000: ₹10,000 luxury airport transfers through BLADE India, Avis or Indian Travel House value.
  
  
• Spend ₹10,00,000: ₹10,000 worth of Tata CLiQ Luxury vouchers.
  
  
• Spend ₹20,00,000: Avanta Resorts stay gift cards (worth ₹20,000).
  
  
• Waived Off for Annual Spend: Spend ₹25,00,000 in a year and the next year fee is waived off.
  
  

Rewards Program and Redemption

The Times Black ICICI Bank Credit Card has a strong rewards point program. Cardmembers can earn Reward Points on all purchases and redeem for a plethora of rewards.

Reward Points Earning Structure:

• 2 Reward Points per ₹100 spent on domestic.
  
  
• 2.5 Reward Points per ₹100 for international spends.
  
  

There are a few ways cardholders can redeem their points:

• Products and Gift Vouchers: 1 Reward point = ₹1 value of product or gift voucher.
  
  
• Air Miles: The points can additionally be converted to frequent flyer programs, letting you fly yourself closer to your next holiday.
  
  

Travel and Lifestyle Benefits

Being a premium card, the Times Black ICICI Bank Credit Card comes with a range of travel and lifestyle benefits, making it the go-to card for regular flyers and anyone who loves luxury.

Lounge Access:

• Domestic Lounges: Cardmembers receive unlimited access to more than 1,300 domestic and international airport lounges, which is great for business travelers and frequent fliers.
  
  
• International Lounges: You will get 4 free international lounge visits per year with Priority Pass.
  
  

Luxury Travel Benefits:

• Luxury Transfers: With this feature, card users get a complimentary Rs 10,000 per year in luxury airport transfers. You can make use of the benefit through Avis, BLADE India and Indian Travel House.
  
  
• Flight Discounts: One can avail a discount of 12 per cent when booking international flights using the credit card from exclusive travel partnerships and portals.
  
  

Concierge Services:

• 24/7 Concierge: The card provides 24 hour concierge services to assist with things like booking tickets, exclusive events, personal shopping, and even unique experiences such as private dinners or travel.
  
  

Dining and Shopping Privileges

Besides travel and reward points, the Times Black ICICI Bank Card provides a range of dining and shopping benefits.

• Zomato Gold Membership: Complimentary membership that provides up to 50% discount at over 9,000 restaurants in India.
  
  
• Dining Delight Offers: With this benefit, you enjoy fabulous offers at handpicked fine-dining restaurants.
  
  
• Toni&Guy and Interflora: Access to exclusive grooming services and floral gifts that can be enjoyed by one and all.
  
  

Insurance Coverage

The Times Black ICICI Bank Credit Card provides with a range of insurance policies, which are designed to keep card members secure in unforeseen circumstances.

• Air Accident Cover: It offers insurance of ₹3 crore in case one is involved in an air accident.
  
  
• Lost Luggage: Protects against lost luggage while traveling abroad.
  
  
• Fight Against Fraud: Safeguard your transactions from unauthorized activity, making sure purchases are as expertly secured as can be.
  
  

Comparison with Similar Cards

The superior points/cards – A head-to-head of Times Black Icici Bank However, when one compares the Times Black Icici Bank Credit Card with other premium cards in the market, such as HDFC Diners Club Black Card or RBL Bank Signature Credit Card, it is easy to see that the Times Black card offers a better combination of rewards, travel benefits and lifestyle features all without the hefty fee.

• Joining Fee: The joining fee for the card is ₹20,000 which is reasonable when compared to other premium cards.
  
  
• Reward Points: You will get 2 Reward Points for every ₹100 you spend which is good for high value spenders – there are no specific categories for which you get high reward points rates on this card.
  
  
• Concierge and Lounge Access: This card is also unique in the fact that it offers unlimited access to lounges and 24/7 concierge services.
  
  

Conclusion

ICICI Bank Credit Card: Times Black ICICI Bank Credit Card Summary: Clearly one of the premium credit cards in the market, it presents a combination of special rewards, travel and lifestyle benefits. Between its rich rewards program, high-end perks and elite status, it has everything that a high-net-worth individual who wants the best that credit card rewards and benefits have to offer.

Although joining and annual fees might be high, you receive exceptional value with perks including unlimited lounge access, world-class transfers, concierge services, and dedicated milestone rewards. If you are someone who loves to travel in style, indulges in fine dining and earn rewards on all spends, look into the ICICI Bank Times Black Credit Card.

If you tend to have high spending and you really want to maximise the value from the benefits linked to your cards, this should offer you unparalleled value and the key to a world of luxury and convenience.