Features, Fees, & Benefits
Joining Fees
Nil
Renewal Fees
Rs. 599 + GST
Rewards Rate : 3 Reward Points on every spend of Rs. 200, and 3x Reward Points on movies, dining, and departmental stores.
Reward Redemption : Redeem points against a host of categories such as Movies, Mobile Recharges, and e-vouchers. 1 Kotak Reward Point = Re. 0.25.
Travel : Complimentary access to domestic airport lounges
Domestic Lounge Access : 2 complimentary domestic airport lounge access every quarter
Insurance Benefits : Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card
Other Details
Get complimentary IHO membership worth Rs. 8,500 as a welcome benefit on spending Rs. 500 in the first 30 days
Earn 9 reward points on every Rs. 200 spent on movies, dining, grocery, and departmental stores
Get 3 reward points on every Rs. 200 spent in all other categories
8 complimentary domestic airport lounge access per year (capped at 2 per quarter)
Enjoy an annual fee waiver on the spending of Rs. 1,00,000
1% fuel surcharge waiver across all fuel stations (capped at Rs. 3500 per annum)
1.8% railway surcharge waiver on the IRCTC website; 2.5% for transactions on Indian Railway Booking Counters
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