Highlights of Kotak Veer Select Credit Card

So now that you have an idea of number of benefits, let’s take a look at some of the key reasons that make Kotak Veer Select Credit Card unique:

Joining Fee

The Kotak Veer Select Credit Card charge a joining fee but it could be different – please read the current terms at the time of applying. It’s a one-time fee that lets you enjoy card’s benefits.

Annual Fee

There is also a yearly fee attached with this card which gets waived off depending on the cardholder’s spends. This makes it more reachable for people who put a lot on their card per year.

Welcome Benefits

The card comes with fringe benefits such as gift cards and money off in specific categories that makes it worthwhile to have the card from the outset.

Reward Points System

Reward Points: The Kotak Veer Select Credit Card comes with an attractive reward program. You also get the reward points for each and every transaction that you make, which can be redeemed for a host of choices like vouchers for shopping, mobiles, travel, etc.

Lounge Access

Domestic and International Lounge Access: Enjoy free access both in domestic and international airports with the Kotak Veer Select Credit Card. This perk is perfect for those who are always on the go, as it creates a calm place to rest up before a flight.

Interest-Free Period

The card offers a grace period on purchases ranging from 20–50 days depending on the date of purchase and billing cycle.

Fuel Surcharge Waiver

Waive 1% Fuel Surcharge: Enjoy a waiver of 1% fuel surcharge across all fuel stations in India on transaction between ₹500 and ₹3,000. This result can accumulate over time for motorists who often buy fuel.

Contactless Payment

Contactless Payment Enabled – The Kotak Veer Select Credit Card comes with a contactless built-in that allows you to make payments with just a tap, at more secure point of sale terminal.

Key Benefits of Kotak Veer Select Credit Card

*Reward Point Benefits–On every spend of Rs.100 on new categories viz. Book Store/ Department stores/Restaurants locally and globally and on any other category, get 2 Reward Point while on other spends you get 1 Reward Point per Rs.100 spent.

And with that out of the way, let’s dive a little deeper into the main benefits that accompany the Kotak Veer Select Credit Card. From luxurious travel to dining benefits, to reward points and exclusive offers, this card offers a lot.

Reward Points Program

The reward points program is one of the highlights of the Kotak Veer Select Credit Card.

You get reward points on all purchases you make using the card. These can rack up fast and they can be exchanged for stuff; like shopping 'vouchers' and products and travel experiences.

How the Reward Points Work

For eligible spends of INR 100, you earn 1 reward points.

Bonus Points

This refers to cardholders earning extra points on certain purchases or in certain time frames.

Redeeming the Points

You can redeem the reward points either by logging in to your Kotak Mahindra account or through internet banking on Kotak’s website and select from a range of products to redeem such as electronics, gift vouchers, travel vouchers.

Plus, with such a strong rewards structure, cardmembers can earn rewards on every purchase, making it ideal for big spenders.

Travel Benefits

For those who love to travel

With a number of benefits around travel that make your travel experience convenient, the Kotak Veer Select Credit Card is perfect for travel lovers.

Complimentary Lounge Access

Cardholders receive access to domestic lounges at all of India’s big-league airports. You get to wait for your flight in a nice place.

The card offers International Lounge Access and is a good addition for overseas passengers. Most international airports have a lounge that you can go in and relax in before boarding by taking advantage of some complementary Wi-Fi, drinks and more.

Travel Insurance

Travel insurance is provided by most premium credit cards, and the Kotak Veer Select Credit Card is not to be left behind in this aspect. This card offers travel insurance that covers medical emergencies, lost baggage, flight delay and more.

Dining Offers

Dining perks are crucial in a premium credit card and Kotak Veer Select Credit Card provides exclusive benefits in this segment.

Discounts at Partner Restaurants

The card provides privileged dining discounts at selected restaurants. Whether you’re serving up dishes on the cheap or living lavishly, you get great eating and save cash in the process.

And speaking of, no doubt there'll be deals with cardholders being able to earn banked (is that a thing) bonus points for dining out at some places too, you'd think.

Insurance Coverage

With Kotak Veer Select Credit Card, card members can also avail complimentary insurance covers giving them peace of mind. Here are a few of the important insurance benefits:

Purchase Protection

Covers your eligible purchases against theft or damage.

Credit Shield Cover

In the unfortunate case of the untimely death of the cardholder, the insurance secures outstanding payments on the card so that your friends and family are relieved from paying any dues against the card.

Travel Insurance

The card offers travel related insurance for frequent flyers who face issues while traveling at the time of baggage loss, flight delay or any medical emergency.

Fuel Surcharge Waiver

The fuel surcharge waiver is also a great benefit for frequent drivers. Avail 1% fuel surcharge waiver at all petrol pumps across india, for transaction between ₹500 and ₹3,000, upto ₹ 5,000 cashback offers skip beyond the previous slide next to the previous slide)(((((((iti))))))docs next toornext toornext todocs skip next to the previous slide previous to docs (((((ornext to))))))ornext tonext toornext toornext todocs next to the previous slide next to docs oi.

This can save cardholders money every time they fill their tanks, and if you’re someone who spends a lot on gas, this can really add up after a while.

Kotak Veer Select Credit Card vs. Other Premium Cards

When compared to other premium credit cards such as HDFC Regalia Credit Card, Citi Prestige Card, ICICI Sapphiro Credit Card, all of which offer similar rewards and benefits, the Kotak Veer Select Credit Card offers a competitive combination of rewards, lifestyle benefits and travel benefits for quiet nominal fees.

There are other premium cards in the market with similar benefits of airport lounge access, reward points, insurance coverage, yet what makes the Kotak Veer Select Credit Card different is:

Lower annual charge

The annual charge for Kotak Veer Select Credit Card is more affordable as compared to some of the high-end premium cards and also comes with a renewal fee waiver on spends.

Extended Travel Benefits

With domestic and international lounge access, travel insurance and more, this card holds good value for traveling.

Powerful Rewards Program

If you enjoy earning points for your everyday spending and redeeming them for cool stuff, the card’s rewards system is perfect.

Kotak Veer Select Credit Card Eligibility Criteria

Credit Card Eligibility

It’s important to ensure you are eligible for the Kotak Veer Select Credit Card before you start the application process. And the details could vary, but this is a look at the general requirements:

Age

You need to be 21-60 years old.

Salary

Salaried minimum net monthly salary should be 50,000 ₹. Self-employed applicants can vary in their income requirement, but must demonstrate good financial tracking.

Credit Score

A good credit score (usually 750 or higher) will make you more likely to be approved.

Conclusion

Kotak Veer Select Credit Card is a high value card which gives reward points, travel and dining benefits, insurance cover etc. If you are a frequent traveler, a foodie who eats out a lot, or just want to earn rewards on all other purchases, this card aims to add value in all areas of life.

The Kotak Veer Select Credit Card is quite the appealing option for the consumer with a desire to elevate lifestyle while driving home some financial freedom due it its attractive reward system, noble structure and reasonable charges.

If you are interested in this card, feel free to continue to investigate this great card and reap all the benefits.