Features, Fees, & Benefits
Joining Fees
Rs. 1,499 + GST
Renewal Fees
Rs. 749 + GST
Movie & Dining : 6 movie tickets by PVR on the expenditure of Rs. 1,25,000 in 6 months.
Rewards Rate : 10 Saving Points/Rs. 100 on purchases made at grocery and departmental stores and 1 Saving Point/Rs. 250 on all other spends
Reward Redemption : Saving Points redeemable on Kotak Rewards portal for travel-related spends, shopping, mobile recharge, shopping vouchers and movie tickets. The Saving Points can also be used as cash (1 Point = Re. 1) at partner merchants.
Insurance Benefits : Insurance cover worth Rs. 1.25 lakh against unauthorized transactions up to 7 days prior to reporting the loss of card.
Other Details
Reward Points earned as Saving Points for all transactions.
10 Saving Points for every Rs. 100 spent on departmental and grocery stores (min transaction of Rs.1,500 and max transaction of Rs. 4,000).
Saving Points earned on purchases from grocery and departmental stores capped at 500 Points/month.
1 Saving Point for every Rs. 250 on all other spends (no cap in this case).
1 Saving Point = Re. 1 redeemable on Kotak Rewards Portal or for payments at partner merchants.
6 movie tickets or 1200 Reward Points on expenditure of Rs. 1,25,000 in 6 months.
Support for contactless payment with Visa payWave. No PIN required for transactions up to Rs. 5,000.
Priority assistance with KASSIST.
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