IndusInd Bank Pinnacle World Credit Card card image

IndusInd Bank Pinnacle World Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 14,999 + GST

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Renewal Fees

Nil

Movie & Dining

Movie & Dining : Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.

Rewards Rate

Rewards Rate : Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.

Reward Redemption

Reward Redemption : 1 RP = 0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and InterMiles

Travel

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access

Domestic Lounge Access : 1 complimentary domestic lounge visit every quarter.

International Lounge Access

International Lounge Access : 1 Complimentary International Lounge Visit With Priority Pass

Golf

Golf : 1 Complimentary Golf Lesson and 1 Golf Game Every Month

Insurance Benefits

Insurance Benefits : Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.

Other Details

Exciting gift vouchers from popular brands like Oberoi Hotels, Luxe, Postcard, etc., can be used as a welcome gift.

Up to 2.5 Reward Points per 100 spent.

Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.

Complimentary Priority Pass membership.

Complimentary access to domestic & international airport lounges.

24 complimentary golf rounds annually.

Air accident cover worth 25 lakhs.

1% fuel surcharge waiver.

IndusInd Bank Pinnacle World Credit Card - Tailored for the Very Best

The credit card industry continues to evolve and become increasingly competitive as various banks and financial institutions introduce new products designed to match particular spending habits and lifestyles. One of the most premium cards available today is the IndusInd Bank Pinnacle World Credit Card. With its well-known lavish privileges and luxurious perks, along with a strong earning potential, this card is specifically crafted for those who desire only the best in life. This card will not disappoint, be it for traveling, dining, or simply adopting an upscale lifestyle. In this blog, we’ll discuss in detail the benefits and features of the IndusInd Bank Pinnacle World Credit Card that make it ideal for a rewarding and premium credit experience.

Considered the best in the market, this card comes with joining benefits, travel perks, dining offers, and a host of lifestyle privileges for the elite.

1. The Pinnacle of Exclusivity: Joining and Annual Fee

For clients used to indulging in an array of premium services, The IndusInd Bank Pinnacle World Credit Card is curated especially for them. The card is accompanied with a steep joining fee of ₹14,999 plus taxes. While the amount may sound on the higher side, the benefits that come along justify the initial charge. The renewal fee of ₹14,999 is waived off if the user maintains an annual spend of ₹3 lakh on the card, thus making it a highly beneficial card for high spenders. If you are a generous spender, the luxurious offerings and rewards coupled with the cost will make it worth it.

2. Welcome Benefits: Kickstart Your Journey

Another remarkable trait of induction to the IndusInd Bank Pinnacle World Credit Card is its welcome benefits. Premium perks for the starting journey are granted upon payment of all joining fees:

  • Montblanc: Enjoy a collection of luxury Montblanc items that includes watches, stationery, and leather goods. For a timeless sophisticated gift, Montblanc offers a high-end pen, stylish wallet, or an elegant watch.

  • The Postcard Hotel: Relax at luxurious resorts during selected stays and indulge with vouchers and discounts.

  • Luxe Gift Card: This card allows you access to more than thirty of India’s luxury and premium brands and stores.

  • Vouchagram: Collect a set of vouchers with discounts and exclusive offers from Amazon, Flipkart, Uber, and other premium companies.

These listed perks make the IndusInd Bank Pinnacle World Credit Card appealing right out-of-the-box for users who prefer luxury, style, and first-class services.

3. Robust Rewards Program

This credit card’s most remarkable feature is the rewards program. Reward points are offered for different transactions, allowing cardholders to earn a reasonable amount of points that can be redeemed for travel, shopping, dining out, and much more.

  • Earn Rewards on Every Spend:

    • 2.5 Reward Points per ₹100: Online shopping will earn you these points, making it a plus for e-commerce shoppers.

    • 1.5 Reward Points per ₹100: Earn on travel bookings like flights and hotels, always a great perk while traveling.

    • 1 Reward Point per ₹100: This is the rate applicable to all other purchases, making it a versatile card for everyday use.

    • 0.7 Reward Points per ₹100: Utility payments, insurance bills, government services, and other atypical categories will help you earn these points.

One of the major advantages of these rewards is their versatility. Your points can be redeemed for flights, hotels, shopping vouchers, and other value-enhancing options.

4. Premium Travel Perks

For avid travelers, the IndusInd Bank Pinnacle World Credit Card is the best travel companion. It offers many travel benefits that add great value to your journeys.

  • Complimentary Lounge Access:

    • Priority Pass Membership: As a cardholder, you receive a Priority Pass membership that gives you access to over 1,400 airport lounges worldwide, ensuring a relaxing travel experience, whether you’re in India or abroad.

    • Domestic Lounge Access: Enjoy 4 complimentary lounge visits annually, making your domestic travel a lot more comfortable and hassle-free.

  • Travel Insurance: For every trip, safety and security are top priorities, and this card certainly provides that peace of mind. It provides extensive travel insurance coverage for:

    • Loss of checked-in baggage: Compensation of ₹1,00,000.

    • Delayed baggage: Compensation of ₹25,000.

    • Loss of Passport: Covered up to ₹50,000.

    • Loss of ticket: Claim ₹25,000.

    • Missed connection: Claim ₹25,000 if a connecting flight is missed.

These benefits help foster tranquility while traveling and enable you to savor the journey without fretting over unwanted troubles.

5. Other Dining Benefits and Discounts

To add more value for this expenditure, IndusInd Bank Pinnacle World Credit card holders receive a buy 1 get 1 movie ticket free offer on BookMyShow. It allows one to go out to movies with a friend or significant other without spending anything extra.

  • EazyDiner Benefits: Beyond movies, benefits include:

    • An up to 50% discount at more than six thousand restaurants in India and Dubai.

    • Earning double EazyPoints for every reservation of a table via EazyDiner, which can be used for dining discount redemption.

    • Over ₹50,000 of savings on every dining experience.

For those who love food and dine at high-end restaurants regularly, the IndusInd Bank Pinnacle World Credit Card offers exceptional dining privileges.

6. Golf Privileges

The IndusInd Bank Pinnacle World Credit Card features unparalleled golf privileges that are extraordinary when compared with other premium credit cards. Enjoy:

  • One complimentary golf game and lesson each month at select Indian golf courses.

  • Global access to golf courses, enabling playing privileges and a taste of an elite experience.

7. Insurance Coverage and Security

Like with any other premium card, the considerations of security and protection are very important. The IndusInd Bank Pinnacle World Credit Card has remarkable fraud liability protection, in addition to air accident cover up to ₹25,00,000.

  • Total Protect Fraud Liability: Unauthorized transactions made 48 hours prior to reporting the loss of the card are covered.

  • Counterfeit Fraud: Protection against counterfeit card usage.

Such provisions guarantee the cardholder security against fraud.

8. Eligibility Criteria

For the IndusInd Bank Pinnacle World Credit Card, the following criteria need to be met:

  • Age: 21 to 60 years old

  • Income:

    • Salaried: ₹10 lakh per annum

    • Self-employed: ₹12 lakh per annum

  • Required Documents: PAN Card, Aadhaar card, income proof, and address proof.

9. Final Thoughts

The IndusInd Bank Pinnacle World Credit Card stands out as one of the best in the market for customers who seek unmatched value and rewards. It is a remarkable credit card specially designed for high spenders who travel frequently, featuring an elaborate selection of travel and dining benefits, concierge services, and rewards that provide unparalleled value. The card guarantees effortless access to premier experiences around the globe, be it extravagant shopping, fine dining, or world travel.

This credit card is like no other for individuals seeking to complement their extravagant lifestyle.

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