IndusInd Bank Avios Visa Infinite Credit Card: The Best in Travel Benefits and Rewards

The IndusInd Bank Avios Visa Infinite Credit Card offers benefits tailored for travelers who love visiting different countries. Apart from ultra-luxury lifestyle rewards, it provides various exclusive benefits specially curated for travelers. The card allows you to earn Avios, a global frequent flyer program. If you prefer lavish treatment while traveling, the IndusInd Bank Avios Visa Infinite Credit Card will serve you well. In this blog, we will discuss the features, advantages, benefits, and rewards linked with this card to help you make an informed decision regarding this travel and lifestyle accessory.

Overview of the Avios Visa Infinite Credit Card

The IndusInd Bank Avios Visa Infinite Credit Card is a collaboration between IndusInd Bank and Avios, a renowned frequent flyer program. Avios powers the loyalty programs of various airlines like British Airways Executive Club and Qatar Airways Privilege Club.

This card comes with several benefits for people who appreciate luxury, travel, and rewards that go beyond the usual features of a credit card. It aims to enhance both domestic and international travel with a generous set of travel and dining perks, reward points for purchases, and access to lounges worldwide.

IndusInd Bank Avios Visa Infinite Credit Card Features

1. Joining and Renewal Fees

While the Avios Visa Infinite Credit Card may not be the most economical option, its perks are worth the fee for frequent travelers and big spenders:

• Joining Fee: ₹10,000 + GST
  
  
• Renewal Fee: ₹5,000 + GST
  
  

The renewal fee is waived off if the annual spend on the card exceeds ₹3 lakh. This is fantastic for those who make frequent and strategic spends on their credit cards.

2. Reward Points and Avios Earning System

Another remarkable aspect of this card is the Avios reward points system. Avios is an international frequent flyer loyalty program, and you get to earn Avios on every purchase.

The reward structure works as follows:

• 6 Avios for every ₹200 on Point of Sale (POS) transactions at your preferred international airport.
  
  
• 5 Avios for every ₹200 spent on Qatar Airways or British Airways websites and apps.
  
  
• 3 Avios for every ₹200 on all other international and domestic transactions.
  
  
• 1 Avios for every ₹200 on education, utilities, insurance, and government transactions.
  
  

3. Bonus Avios and Milestone Benefits

The IndusInd Bank Avios Visa Infinite Credit Card offers bonus Avios based on certain milestones:

• 18,000 Avios after the first cumulative spend of ₹8,00,000 in one financial year.
  
  
• 18,000 Avios after the second cumulative spend of ₹8,00,000 in one financial year.
  
  
• 5,000 bonus Avios for first-year renewal.
  
  
• 10,000 bonus Avios after two years of holding the card.
  
  

Additional milestone spending thresholds offer more bonuses or rewards.

4. Premium Travel Benefits

The card offers a host of travel benefits designed to make your journeys more enjoyable and worthwhile:

• Complimentary Lounge Access:
  
  
• Domestic Lounges: 2 complimentary visits per quarter (total of 8 visits annually).
  
  
• International Lounges: 4 complimentary visits per year to lounges worldwide via Priority Pass membership.
  
  
• Travel Insurance Coverage: The card provides comprehensive travel insurance to ensure peace of mind while traveling. The following covers are provided:
  
  
• Air Accident Cover: ₹25 lakh
  
  
• Lost Baggage: Compensation for loss of checked-in baggage.
  
  
• Delayed Baggage: Compensation for delayed baggage.
  
  
• Missed Flight: Compensation for missed connections.
  
  

This robust travel insurance package is a valuable benefit for frequent travelers.

5. Luxe Lifestyle Perks

Beyond travel benefits, the IndusInd Bank Avios Visa Infinite Credit Card provides high-end lifestyle perks:

• Complimentary Concierge Services: 24/7 concierge service to assist with hotels, events, shopping, and more.
  
  
• Priority Access to Events: Cardholders receive priority access to ticketing for major events such as movie premieres, concerts, and other cultural activities.
  
  

6. International Spending and Foreign Currency Benefits

This card has features that make international spending easier for travelers:

• Low Forex Markup Fee: The card has a forex markup fee of 1.5% at certain international locations, which is beneficial for overseas purchases.
  
  
• Airport Fast-Track Immigration Service: Cardholders can avail of special rates on fast-track immigration services at airports, ideal for international travelers.
  
  

7. Fuel Surcharge Waiver

Customers using their card for fuel purchases will be eligible for a 1% fuel surcharge waiver on transactions of ₹500 to ₹10,000 at any petrol pump in India. For frequent travelers who drive often, this will be beneficial, with a maximum waiver of ₹250 per statement cycle.

How to Redeem Avios Points

The Avios you earn with your card can be redeemed for various travel-related rewards:

• Flight Tickets: Avios can be used to book flight tickets for Qatar Airways, British Airways, and other airlines in the Avios alliance. The number of Avios needed will depend on the destination and the class of travel.
  
  
• Upgrades: Use your Avios to upgrade to a higher service class with airlines in the Avios network.
  
  
• Hotel Stays: You can redeem Avios for stays at top luxury hotel chains partnered with Avios.
  
  
• Car Rentals: Many car rental companies are partnered with Avios, so you can redeem your points for free or discounted rentals.
  
  

Who Qualifies for the IndusInd Bank Avios Visa Infinite Credit Card?

The IndusInd Bank Avios Visa Infinite Credit Card is tailored for ultra-high net worth individuals and frequent travelers, including:

• Frequent Flyers: Frequent travelers on Qatar Airways and British Airways will find this card beneficial as it helps accrue and redeem Avios conveniently.
  
  
• Luxury Travelers: Ideal for people who expect high-end amenities during travel, such as airport lounges, concierge services, and priority event access.
  
  
• Big Spenders: This card benefits those who can meet its high annual spend requirements to accrue additional Avios and travel benefits.
  
  
• Global Travelers: Those who travel internationally often will appreciate the low forex markup, provided travel insurance, and international spending perks.
  
  

Conclusion

The IndusInd Bank Avios Visa Infinite Credit Card stands out as a versatile and valuable card, particularly for frequent travelers. It offers significant Avios accumulation and exclusive milestone travel perks, making it an optimal choice for those seeking premium travel experiences. From purchasing tickets and upgrading to business class to accessing airport lounges, this card is ideal for individuals who want a comfortable and smooth travel experience.