Features, Benefits and Rewards of HDFC Bank H.O.G Diners Club Credit Card

With the plethora of credit cards available in the market today, it is important to have the one offering the best value, most convenience and exclusive benefits. Whether you are a traveler, a foodie or enjoy specializes privileges, the HDFC Bank H.O.G Diners Club Credit Card has an enticing combination filled with features to complement your life style.

The H.O.G (Harley Owners Group) Diners Club Card is for people who enjoy a quality lifestyle. Backed by its partnership with Harley-Davidson, the card offers unmatched perks, especially for motorcycle fans. It also comes with travel and dining privileges and access to exclusive lounges around the world. In this article, we’ll go through the details of features, benefits, fees, eligibility and how HDFC Bank H.O.G Diners Club Credit Card can showcase the lifestyle.

Summary of the HDFC Bank H.O.G Diners Club Credit Card

The HDFC Bank H.O.G Diners Club is a premium card which has been introduced to cater to the members of the Harley-Davidson community and has a lot to offer in terms of lifestyle and travel experiences. Far more than a way to make a payment, this card offers access to exclusive rewards, travel benefits, and with so-ray/logo many built-in benefits, not to mention it is made especially for H.O.G. members.

A distinguishing feature of this card that other competitors don't have is that you can have the Adrenaline of a Harley Davidson combined with luxury and convenience. Whether you are purchasing flights, indulging in gourmet dining, or simply getting into airport lounges, with this card, your experiences are bound to get richer.

Salient Features of the HDFC Bank H.O.G Diners Club Credit Card

Joining Fee and Renewal Charges:

• Joining Fee: ₹2,500 (plus taxes)

• Renewal Fee: ₹2,500 + Applicable Taxes

• Fee Waiver: Spending ₹1,00,000 or more in the year prior to renewal, and get your annual fee waived.

Reward Points Structure:

• Get 5 Reward Points for every ₹150 spent on all spends using your H.O.G Diners Club Credit Card.

• 10X Reward Points on dining, air miles and travel (hotels and fuel).

• Redeem your rewards in multiple easy ways- Avil the super versatile 1 Reward Point = ₹1 for all your redemptions.

Exclusive Travel Benefits:

• Access to worldwide airport lounges via the Diners Club Lounge Program with your 2 complimentary visits each quarter.

• Take advantage of premium services like concierge service, baggage support and more when travelling.

• Check in first and on her way—Priority check-in at certain airports to make traveling easy.

Harley-Davidson Specific Benefits:

• Cardholders get private access to Harley-Davidson events like private shows, parties and get-togethers for fellow Harley riders.

• Discounts on Harley-Davidson merchandise, accessories, and services, which could make it a dream card for a true motorcycle enthusiast.

Insurance Coverage:

• Air Accident Insurance: You get coverage for accidental death during a flight, up to ₹1 crore on cardholder.

• Purchase Protection: Enrols eligible items purchased with card with insurance from theft or damage up to 90 days.

Fuel Surcharge Waiver:

• Enjoy 1% fuel surcharge waiver at any petrol pump in India, on transactions of ₹500 - up to ₹5,000.

• Maximum waived: $250 per statement cycle.

Advantages of HDFC Bank H.O.G Diners Club Card

Now that we’ve covered what it is, let’s talk about the main benefits of the card which boost your spending, lifestyle, and travel capabilities.

Reward Points and Redemption

What makes the HDFC Bank H.O.G Diners Club Credit Card one of the best cards to have, is its solid earn rate. Cardholders can earn up to 10 Reward Points per ₹150 spent on travel-related expenditure on dining, flights and hotel bookings which translates into high rewards for their lifestyle spends.

These points can be used in many different ways. You can also redeem the reward points for:

• Airline miles for booking flights.

• Vouchers from popular brands or shops.

• Hotel stays and travel packages.

The rewards points program is such that the cardholders can redeem their points through a number of options and get the maximum out of their spending. With the points value of ₹1, all the rewards accumulate on each spend and soon you have a reasonable plenty, and this makes the card ideal for any frequent traveler or lifestyle spender.

Exclusive Access to Harley-Davidson Experiences

This card is a dream come true for Harley-Davidson fans. Cardmembers get access to a whole new world of events that include Harley-Davidson meet-ups, rides and more, but that's not all. Just Show Your Card And Everyone'S Invited Whether you're heading to a private Harley-Davidson show, meeting up with fellow riders, or going on a community ride, this card entitles you to enjoy the action like never before.

Additionally, cardholders enjoy exclusive discounts on Harley-Davidson apparel, accessories and services, so it's a great card for enthusiasts of the open road.

Global Airport Lounge Access

Not to mention global airport lounge access for world travellers on the HDFC Bank H.O.G Diners Club Credit Card. Cardmembers have the opportunity to unwind with access to more than 1,000 lounges globally with the Diners Club Lounge Program.

To make your travels even more convenient, cardholders are also entitled to 2 free lounges access at domestic lounges per quarter.

Travel Perks and Priority Check-In

The H.O.G Diners Club Credit Card gives you a superior travel experience including priority check-in at partner airport lounges, for a hassle-free and speedy check-in process. Whether you’re pressed for time or would like to sidestep those endless airport lines, this perk is a game-changer for frequent fliers.

The travel experience is further enhanced with concierge services to help with ticketing and transportation, arrive as needed to address any concern you may have.

For peace of mind Insurance at a Glance

The card comes with extensive insurance: Types of coverage The following types of insurance are included:

• Air accident cover: ₹1 crore in accidental death during air travel.

• Purchase protection: The product ensures that purchases made with that card are insured against theft, loss, or damage.

This insurance provides peace of mind to cardholders when they are on the move or making the big-ticket purchases, that they will not lose money if an emergency situation arises.

Fuel Surcharge Waiver

The HDFC Bank H.O.G Diners Club Credit Card also offers the 1% fuel surcharge waiver up to ₹500 per statement cycle on fuel spend between ₹500-₹5,000 at any fuel outlet across the country. This can save you quite a bit of money in the long run, particularly if you’re the type who fills up often.

Where the HDFC Bank H.O.G Diners Club Credit Card Excels

As compared to other elite credit cards, the HDFC Bank H.O.G Diners Club Credit Card really stands out in many aspects:

• The unique Harley-Davidson-related rewards make it an excellent choice for motorcycle enthusiasts, something no other high-end credit card provides.

• There is also a lucrative points rewards system, most notably when making purchases on travel and dining.

• International lounge access, priority checking, concierge services all contribute to the premium experience built around this card, making it a great choice for the frequent traveler.

• Buyer protection and air accident insurance provide added peace of mind with purchases and travel.

• The H.O.G Diners Club Credit Card offers H-D owners interesting benefits alongside the usual travel and lifestyle advantages when compared to other cards like the HDFC Diners Club Black or the American Express Platinum Travel Card.

Conclusion

HDFC Bank H.O.G Diners Club Credit Card is a premium credit card which offers the rush of Harley-Davidson experience along with various privileges, travel and luxury benefits. If you are a motorcycle and biker lover, a frequent traveler, or someone who loves to eat out, then you will find something for you in this card.

The H.O.G Diners Club Credit Card is not just another credit card, but a lifestyle credit card that offers you a generous rewards program, airport lounge access, priority check-in at airports and insurance cover like no other. If you love Harley-Davidson or appreciate luxurious travel and exclusive benefits, then this card is definitely worth a look.

So, if you are ready to live a bit more, travel a bit more and enjoy your meals a lot more, you know what could be the best thing to get hold of as a friend – HDFC Bank H.O.G Diners Club Credit Card.