Axis My Zone Credit Card: Features, Benefits and How to Apply

In this fast paced world we live in, credit cards offer more than just a convenient method to make purchases. And, since they are loaded with things like perks, rewards and benefits, they can elevate a shopping trip from a mundane to an amazing experience.

The Axis My Zone Credit Card Features

There are a gazillion credit cards available, but the Axis My Zone Credit Card stands out for those who love to shop, dine as well as winle advantages of exclusive offers. Ideal for young, active individuals, the Axis My Zone Credit Card is aimed at rewarding a person for online shopping, dining, entertainment and suchlike.

This blog will deep-dive into the features, benefits, charges, and our overall experience of Axis My Zone Credit Card. This in-depth review will explain exactly what’s good (and not) about this card, and whether or not it’s the perfect fit for you.

About the Axis My Zone Credit Card

Axis My Zone Credit Card is designed to reward your lifestyle of shopping and dining, by giving you amazing rewards, offers and lifestyle benefits. With a mix of cashback, reward points, and dining perks, this card guarantees that you’ll make the most of every transaction, all day, every day–online or offline.

In the age, where online shopping and emphasis on contactless payments are increasing, Axis My Zone Credit Card offers benefits that make sure it stands as one of the top favourite cards of the consumers. Choosing a perfect credit card was never so easy. Whether you are shopping for daily necessities, dining at your local restaurant, or watching the newest movie, this credit card is designed to give you attractive rewards and benefits each step of the way.

Axis My Zone Card Features & Details

But before I introduce you to the benefits, let’s have an understanding of some of the core features that make the Axis My Zone Credit Card stand out.

Joining and Renewal Fee

• Joining Fee: ₹500 + GST

• Renewal Fee: ₹500 + GST (Waived off on spending ₹1,00,000 or more in a year)

Cashback & Rewards

• 5% Cashback on online spends at partner brands such as Amazon, Flipkart etc.

• 2 Reward Points for every ₹200 spent on all other transactions

• 3% Cashback on fuel spends at any petrol pump in India

Dining Benefits

• 20% Savings across 2000 restaurants in the Axis Bank Gourmet network

• Special offer for movie tickets including on BookMyShow

Welcome Benefits

• ₹500 Amazon Voucher for new card holders on first transaction within 30 days of card set up

Cash Withdrawal

• Cash can be withdrawn through ATMs at normal ATM charges and still avail the convenience of going cashless

Global Acceptance

• It is accepted worldwide, which means that cardholders can make purchases in millions of locations round the globe including online merchants

Security Features

• EMI Conversion: Make all your big-ticket purchases on EMI and pay back with easy EMIs with a tenure of your choice

• Lost Card Liability: Should your card get lost or stolen, this protection features zero liability on any unauthorized transactions booked on the card after the loss is reported to the Bank

Axis My Zone Credit Card Complete Features Explanation

So now that we have a general idea of what we’re dealing with, let’s get into all the benefits below to see why I think this is a good card for you to use for your everyday spending.

Online Shopping Benefits

As the trend of online shopping continues to rise, Axis Bank is making sure those who have grabbed Axis My Zone Credit Card get the best benefits. It provides 5% cashback on online spending on major e-commerce platforms, including Amazon, Flipkart, Myntra and so on. Which means, any time you’re purchasing electronics, fashion, or home décor (and more), you could be earning cashback.

Moreover, the card gives 2 reward points for every ₹200 spent on all online spends. You can convert these points into a number of rewards: gift certificates, flights and so on. With internet purchasing becoming the new normal, this card will make sure you get the most for every dollar you spend.

Dining Delights Program

Today's lifestyle has dining as an integral part of everyday living and hence Axis Bank offers value at its core in this section. The cardholders can enjoy a 20% discount on dining at more than 2,000 partner restaurants in India, through Dining Delights. This is from fine dining, casual dining to fast-food outlets.

Additionally, you also get an extra exclusive offers on movie tickets from BookMyShow and others with Axis My Zone Credit Card to dine and entertain and save.

Fuel Surcharge Waiver

If you are a frequent driver, then the Axis My Zone Credit Card entitles you to a 3% cashback on fuel purchases made from any petrol pump across the country. These cashback will be offered when cardholders make fuel transactions ranging from ₹400 up to ₹4,000. What’s more, this card also comes with a 1% fuel surcharge waiver, helping to make your fuel purchases even cheaper, and your travel expenses lighter on the pocket.

Rewards Program

The Axis My Zone Credit Card gives 2 reward points on a spend of ₹200 in multiple categories. These points-of-reward can accrue fast, especially if you utilize your card for everyday transactions such as food, dining, entertainment and so forth. The accumulated reward points can be redeemed using the Axis Bank Reward Points Program and you choose from gifts travel (packages), merchandise or even cash back. This makes it a perfect card for those who would like to accumulate reward points by making everyday purchases and redeem later for great rewards.

Welcome Benefits

Crazy For Cards Welcome Offer Axis Bank offers an amazing welcome benefit to their new cardholders. How It Works? When you spend on your card for you first purchase within 30 days, you will receive a voucher from Amazon worth ₹500. This is a store card so couldn’t be used for anything not available on Amazon, but a nice enticement for new customers who want to use the card.

Global Acceptance and Security

Credit card can be used worldwide both in-store and online travel cards, so a great choice for the global travelling football fan. It enables you to make purchases at global retail and e-commerce partner stores, so while you’re travelling you can take advantage of special offers.

Plus, you receive solid security with your Axis Bank card. If your card goes missing or stolen, Axis Bank will have zero liability on any fraudulent transactions from the moment you report your card missing. That being said, the card is EMI capable, which means cardholders are not only able to split big purchases into smaller ones, but they can do so at no additional costs and the amount can then be broken into monthly payments, making it a little easier for cardholders to handle.

Low Fees and Charges

The Axis My Zone Credit Card presents one of the best things about it is the modest joining and renewal fee. This card is extremely value for money, with enrollment fee of just ₹500 plus GST, and annual fee that can be waived off on spending ₹1,00,000 in a year. The return on the cashback and rewards points more than compensate for the low annual fee of this card, and it is a winner for anyone in need of an economical but highly rewarding credit card.

How Does the Axis My Zone Credit Card Compare to Other Cards?

When pitted against other credit cards, the Axis My Zone Credit Card emerges as an economical and an all-rounder card that aims to reward, offer dining benefits, and save your money on fuel purchase. It is much more cheaper than expensive cards such HDFC Regalia Credit Card and SBI Elite Card, and offers almost similar benefits and features but at a very low prices.

Though premium cards give better rewards and returns on big-ticket spends, Axis My Zone Credit Card offers a competitive mix of reward points, lifestyle benefits and low annual fee. This makes it a good option for people wanting a mix of shopping benefits, dining cash back and fuel discounts.

Final Thoughts

The Axis My Zone Credit Card is tailor made to provide you with various benefits who like to shop online, dine out and earn rewards for their day-to-day purchases. Offering attractive cashback, dining privileges, fuel surcharge waiver, (fewer) charges, and convenience features, this card is all about value for money.

Axis My Zone Credit Card Card For those who wish to have a good and rewarding credit card but do not want to spend a huge annual charges, the Axis My Zone Credit Card could be a great choice. Whether you are a regular customer at themovietheater the card will make your transactions more enjoyable and rewarding for good.

If you are in search for a perfectly well-rounded credit card and access to good rewards, low fees and also dining benefits, the Axis My Zone Credit Card is totally designed according to your requirements.