RBL Bank Insignia Preferred Banking World Card: All You Need To Know

RBL Bank Insignia Preferred Banking World Card is among the most coveted financial product in the world of premium credit cards which is pitched as a combination of luxury and convenience. This particular card endeavours to provide its cardholders with a unique range of privileges and services, tailored to suit their high end requirements. With more Reward Points and exclusive travel offers, this card turns your everyday spending into a more rewarding experience.

If you are a globetrotter, a golf lover or someone who relishes exclusive dining and entertainment, the RBL Bank Insignia Preferred Banking World Card makes for your perfect lifestyle companion. In this post, we’ll take a look at all the features, perks, costs and more to help you decide why this card is a worthy addition to your wallet.

What is the RBL Bank Insignia Preferred Banking World Credit Card?

The RBL Bank Insignia Preferred Banking World Card is a retail product from RBL Bank. It is aimed at a highly affluent crowd who want the facts of life to mirror their high lifestyle. This card is especially attractive for those having a Preferred Banking Relationship with RBL Bank however certain high net worth individuals are eligible as well.

As a top tier credit card, it also comes with a lot of benefits including increased travel rewards, airport lounge access, golf benefits, luxury hotel remains and service from concierge. What really makes this card stand out from other is its superior customer service and the customized benefits the high-roller demands.

RBL Bank Insignia Preferred Banking World Credit Card Features and Benefits

Key highlights of the RBL Bank Insignia Preferred Banking World Card

Before we discuss all the advantages in detail, let us first give you a glimpse of the features that make the RBL Bank Insignia Preferred Banking World Card a perfect fit for the RBL Bank Insignia Preferred Banking World cardholder:

Joining Fee and Renewal Fee

Joining Fee: ₹7,000 + GST
Renewal Fee: ₹7,000 + GST
The card has an expensive joining and renewal fees which has waived off for certain people if they manage to spent customer estimated spend on the given credit card.

Annual Spending Milestone

Renewal Fee Waiver: Spend ₹1,00,000 or more on retail purchase in the previous year and is waived off next years’ renewal fee.

Reward Points System

5 Reward Points for every ₹100 spent on domestic purchases
10 Reward Points on every ₹100 spent on international purchases
Redeem Reward: Reward points can be redeemed for Hotel booking, Air tickets and attractive rewards from the credit card catalogue.

Advantages of the RBL Bank Insignia Preferred Banking World Card

Exclusive Rewards Program

Rewards programme: A huge draw for the RBL Bank Insignia Preferred Banking World Card is its strong rewards structure. The card also offers rich reward points with every transaction.

5 Reward Points for every ₹100 spent on all domestic purchases
10 Reward Points on every ₹100 spent internationally

These points add up fast, and you can use them on airfare, hotel stays, merchandise and even statement credits.

Bonus points are flexible and can be redeemed through YES Rewardz Portal and/or reward redemption form, or by contact the bank’s customer service in order to convert into gift vouchers and many other premium stuff.

Complimentary Airport Lounge Access

For those who travel often, the RBL Bank Insignia Preferred Banking World Card also grants you access to airport lounges. Card members have 2 free visits per calendar quarter to use in a domestic lounge, so those long layovers don't have to be miserable.

International Lounges: Card members will receive 6 FREE visits per year through Priority Pass. These lounge entries include best-in-class amenities such as food, beverages, Wi-Fi, and more.

This perk is especially useful for those who travel frequently on business or

Luxury Hotel Privileges

Luxury Hotel Stays: Card members receive special perks when they stay at any of 2,400+ luxury hotels around the world, these may include early check-in, late check-out, room upgrade, complimentary breakfast and other dining credits. You can savor these benefits even in the topmost of hotels like a Taj, Oberoi or Marriott.

Free Room Upgrades: Relax at select hotels, and get a free room upgrade during your stay (based on availability).

These hotel perks make this card an ideal pick for globe-trotters who prefer to travel in luxury and receive five-star treatment.

Golf Privileges

The RBL Bank Insignia Preferred Banking World Card is not only about luxury stays and travel privileges. It also provides some special advantages for golf enthusiasts. You can enjoy:

4 free games of green fees per calendar year(mon-thurs)at choose golfcourse.
12 free golf lessons a year to improve your game.

This is also one of the card’s most appealing perks for enthusiastic golfers.

Exclusive Dining and Entertainment Offers

BookMyShowOffer: Avail ₹500 off on movie tickets x 2 times every month, ideal for film lovers.
EazyDiner Prime Membership — Avail up to 50% off at 5,000+ restaurants in India, priority reservations and 1+1 buffet offers.

This would make the RBL Bank Insignia Preferred Banking World Card a great fit for people who love to dine and get entertained, with savings offered on the best restaurants and also on movie tickets.

Concierge Services

Among the cardholder benefits included is personal assistance, should you need help booking anything from cars, restaurants and travel to gifts 24 hours a day. Whether you’re stocking your house with flowers for a party or tickets to a sold-out show, the concierge service makes sure you have the same personal, hassle-free experience whether you’re ordering one Tuesday morning or Friday afternoon.

Travel Benefits on RBL Bank Insignia Preferred Banking World Card

International Travel Benefits

And being a premium card, the RBL Bank Insignia Preferred Banking World Card is for the frequent traveler. Some of the travel perks are:

Priority Pass Membership: You get 6 free visits in international lounges in a year.
Low Forex Markup: Offering one of the lowest forex markup fee of 3.50% to provide freedom of spending globally and indulge in shopping or dining wherever you go across the world!

Luxury Travel with Hotel Benefits

Get free room upgrades and more, at luxury hotels like Taj, Oberoi & more.
Benefit from the free stay rewards in our 5-star partners additional benefits when you stay at preferred hotel chains.

Insurance Coverage and Protection

If security and worry free are your concerns, the RBL Bank Insignia Preferred Banking World Care that offers comprehensive insurance protection such as:

Purchase Protection: Coverage on purchases using the card regarding theft, fire & more.
Travel Insurance: This insurance can cover trip cancellations, lost luggage and medical emergencies during travel.
Credit Shield Coverage : Safety against unpaid balances in the event of accidental death.

Eligibility Criteria

Eligibility criteria for RBL Bank Insignia Preferred Banking World Card To be able to apply for RBL Bank Insignia Preferred Banking World Card, you have to fulfil the below-given eligibility criteria:

Age: The candidates ages should be between 21 to 60 years.
Income : Applicant should have an annual income not less than ₹15 lakh (self-employed) or ₹12 lakh (salaried).
Relationship: The card is typically offered to people with strong relationship with the bank (eg:preferred banking customers).

Bottom line: Who is the RBL Bank Insignia Preferred Banking World Card for?

The RBL Bank Insignia Preferred Banking World Card is the upper-echelon card that graces the wallet of high net worth individuals who expect nothing but the best. With elite reward points, free lounge facility, luxurious hotel stays and golfing privileges, it has everything a Jet-Setter requires to lead a high life.

With a modest annual fee and great reward points programme, along with a variety of lifestyle and travel privileges, the RBL Bank Insignia Preferred Banking World Card is ideal for those looking at taking their travel experiences to the next-level, along with exclusive dining privileges and getting more value out of their routine spends.

If you are someone who appreciates luxury, ease and rewards, you might want to keep the card in mind. Whether you are a globe-trotter, golf aficionado or a connoisseur who simply wants the best life has to offer-RBL Bank Insignia Preferred Banking World Card brings you a world of convenience and special privileges, every time you use it.