Features, Fees, & Benefits
Joining Fees
Nil
Renewal Fees
Rs. 999 + GST
Rewards Rate : 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.
Reward Redemption : The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.
Travel : You get complimentary airport lounge access every year.
Domestic Lounge Access : 2 complimentary access to domestic lounges per quarter
Insurance Benefits : Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.
Other Details
No joining fee.
Get 2 Reward Points per Rs. 150 you spend with your Kotak Royale Signature Credit Card.
Get 4 Reward Points for every Rs. 150 spent on restaurants, hotels, airlines, travel agencies, international spends, etc.
Get complimentary airport lounge access.
A 1% fuel surcharge waiver.
Railway surcharge waiver.
Spend-based renewal fee waiver.
Earn up to 30,000 bonus RPs every year based on your spends.
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