YES Bank Wellness Plus Credit Card: The Best Guide to Health Benefits

Introduction

In a time when we are becoming more conscious of health and wellness, it’s only natural that we look for ways to incorporate these values into our everyday life. The YES Bank Wellness Plus Credit Card is a one of a kind card that combines healthy living with health and wellness, making it an ideal choice for anyone looking out for their fitness, health and overall well being.

This card offers a range of benefits including free health check-ups, fitness session, usage of the gym and even mental wellness counseling. Beyond being good for your health, it comes with travel benefits, lounge access, and rewards in categories such as health and fitness purchases.

In this detailed review

We will cover the features, benefits, charges and eligibility of YES Bank Wellness Plus Credit Card, as well as a comparison with other similar cards on offer.

Introduction: What is YES Bank Wellness Plus Credit Card?

YES Bank Wellness Plus Credit Card is a luxury lifestyle card that is not like any other card. It’s not a traditional credit card, anyway, but rather a product for the health-focused individual who is trying to better optimize their physical and mental self with a side of credit card perks. The card is a collaboration between YES Bank and Aditya Birla Wellness Private Limited, and customers will be able to enjoy special health and wellness benefits through the Aditya Birla Multiply app.

YES Bank Wellness Plus Credit Card Features

Joining and Renewal Fee

The joining fee of the YES Bank Wellness Plus Credit Card is ₹1,499 + GST. The annual fee for the renewal is also ₹1,499 + GST and can be waived off if the cardholder spends ₹3 lakh or more in the preceding year.

Reward Points System

• Spend ₹200 on Pharmacy and chemists & earn 30 Reward Points
  
  
• 6 Reward Points on every ₹200 retail spend on other category of expenses
  
  

Reward Redemption

You can then utilize the rewards accumulated through the YES Bank Rewardz Portal:

• 1 Reward Point = ₹0.25 (against flight or hotel booking)
  
  
• 1 Reward Point = ₹0.10 for merchandise, gift vouchers, etc.
  
  
• Use points for movie tickets on the YES Rewardz portal
  
  

Health and Wellness Benefits

Complimentary Health Check-up

One time free Health Check up per year per cardholder on selected check ups at premiere diagnostic centres.

Eye and Dental Check-up

Free eye and dental examination once a year.

Fitness Sessions

12 free fitness sessions a month including gym, yoga, Zumba, kickboxing via Aditya Birla Multiply app.

Consultations with Doctors

Unlimited consultations with GPs, specialists, nutritionists, and mental wellness advisers.

Mental Wellness Counseling

Virtual consultations with mental health professionals.

Travel and Lifestyle Benefits

Domestic Lounge Access

2 free lounge visits per quarter in India (8 per year) at domestic lounges.

International Lounge Access

Free Priority Pass membership with 4 complimentary international lounge visits per year.

Fuel Surcharge Waiver

1% waiver on spends from ₹400 to ₹5,000, applicable on all petrol pumps in the country, up to ₹500/month.

Contactless Payments

Enabled for secure and fast contactless transactions.

Insurance Coverage

Credit Shield

Outstanding amount is covered in the event of accidental death of the primary cardholder.

Travel Insurance

Covers baggage loss, medical emergencies, trip delays, etc. while traveling abroad.

Purchase Protection

Protection against theft or accidental damage on eligible purchases.

Eligibility Criteria

• Age: 21–60 years
  
  
• Income (Salaried): ₹25,000/month
  
  
• Income (Self-employed): ₹5 lakh/year or more
  
  

Final Thoughts

YES Bank Wellness Plus Credit Card is a premium wellness card with a remarkable set of integrated health & wellness benefits for those who take care of their well-being! From the free health check-ups to fitness sessions, mental wellness guidance and travel privileges, this card gives you value for your money.

With low fees and a rewards program that's easy to redeem, this card is a strong competitor for those look to build their lives as they also enjoy the privileges (and cushion) of a credit card.

If you are health conscious or a gym freak or a frequent traveler- YES Bank Wellness Plus Credit Card could be an ideal fit for you.